Golden, CO Cost Of Living

The latest cost of living statistics for Golden. Includes statistics on rent, mortgages, healthcare, and other costs for Golden compared to the state and national averages.

Cost of living in Golden, Colorado

Cost of living in Golden research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Golden is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Colorado, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

154 Cost of living index 1.5x higher vs US
#92 Cheapest in Colorado (of 111)
#5,786 Cheapest in the U.S. (of 6,489)
$863,814 Median home value
$1,953 Median rent
$98,582 Median income
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What is the cost of living in Golden, CO?

According to the most recent data on the cost of living, Golden has an overall cost of living index of 154, which is 1.5x higher than the national index of 100.

Compared to Colorado, Golden has a cost of living index that's 1.4x higher than Colorado's index of 114.

The standard of living in Golden ranks as #92 most affordable out of the 111 places we measured in Colorado. By definition, that implies Golden ranks as the #19 most expensive place in the Centennial State.

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Golden Cost Of Living Vs. Colorado

Six factors go into calculating the cost of living index in Golden. Here is how it fares on each of the criteria:

  • The Services index in Golden is 105.

  • The Groceries index in Golden is 111.

  • The Health index in Golden is 253.

  • The Housing index in Golden is 107.

  • The Transportation index in Golden is 112.

  • The Utilities index in Golden is 110.

Living Expense Golden Colorado National Average
Overall 154 114 100
Services 105 104 100
Groceries 111 107 100
Health 253 135 100
Housing 107 104 100
Transportation 112 107 100
Utilities 110 107 100

Golden Cost Of Living Compared To Colorado Averages

Services
Golden 105
Colorado avg 104
Groceries
Golden 111
Colorado avg 107
Health
Golden 253
Colorado avg 135
Housing
Golden 107
Colorado avg 104
Transportation
Golden 112
Colorado avg 107
Utilities
Golden 110
Colorado avg 107

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Colorado, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Golden, CO Housing Cost Breakdown

$863,814Median Home Value
$1,953Median Rent
$98,582Median Income

Housing swings affordability the most between places in Colorado, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Golden is $863,814.

  • The Median Rent in Golden is $1,953.

  • The Median Income in Golden is $98,582.

  • The Home Value To Income in Golden is 8.8x.

  • The Rent To Monthly Income in Golden is 0.24x.

Statistic Golden Colorado United States
Median Home Value $863,814 $541,842 $332,700
Median Rent $1,953 $1,761 $1,413
Median Income $98,582 $95,470 $80,734
Home Value To Income 8.8x 5.7x 4.1x
Rent To Monthly Income 0.24x 0.22x 0.21x

Golden, CO Costs By Category

Detailed Golden Services costs vs. Colorado
Item Golden Colorado
Shampoo $1.19 $1.28
Movie $11.09 $12.13
Bowling $22.22 $18
Haircut $25.33 $24.26
Beauty Salon $45.45 $45.56
Detailed Golden Groceries costs vs. Colorado
Item Golden Colorado
Ground Beef $5.56 $5.84
Fried Chicken $1.43 $1.57
Milk $4.89 $4.67
Potatoes $4.62 $4.93
Pizza $11.06 $12.09
Beer $11.34 $10.41
Toothpaste $4.12 $3.7
Detailed Golden Health costs vs. Colorado
Item Golden Colorado
Optometrist $110.45 $125.68
Doctor $188.89 $135.78
Dentist $107.78 $113.29
Detailed Golden Transportation costs vs. Colorado
Item Golden Colorado
Gasoline $3.58 $3.46
Tire Balancing $73.58 $59.92
Detailed Golden Utilities costs vs. Colorado
Item Golden Colorado
All Electricity $161.0 $193.99
Phone $195.56 $192.25

Golden SnackAbility

8.5Overall SnackAbility
Jobs 8/10
Housing 9/10
Affordability 4/10
Diversity 7/10
Safety 6/10
Amenities 8.5/10
Education 9/10
Commute 7/10

Cost Of Living In Cities Around Golden

The cost of living varies in the cities and towns around Golden. Here's a quick look at the cost of living in the most populous nearby places:

  • Denver, CO has a cost of living index of 142, 0.9x Golden.

  • Lakewood, CO has a cost of living index of 136, 0.9x Golden.

  • Arvada, CO has a cost of living index of 139, 0.9x Golden.

City Population Cost Of Living Vs. Golden
Denver, CO 718,877 142 0.9x
Lakewood, CO 156,583 136 0.9x
Arvada, CO 122,634 139 0.9x
Northglenn, CO 38,014 126 0.8x
Englewood, CO 34,129 130 0.8x
Wheat Ridge, CO 32,070 136 0.9x
Central, LA 29,783 105 0.7x
Sherrelwood, CO 18,692 123 0.8x
Welby, CO 16,197 116 0.8x
Federal Heights, CO 14,125 94 0.6x