What is the cost of living in Loveland, CO?
According to the most recent data on the cost of living, Loveland has an overall cost of living index of 128, which is 1.3x higher than the national index of 100.
Compared to Colorado, Loveland has a cost of living index that's 1.1x higher than Colorado's index of 114.
The standard of living in Loveland ranks as #49 most affordable out of the 111 places we measured in Colorado. By definition, that implies Loveland ranks as the #62 most expensive place in the Centennial State.
For more reading on life in Loveland, check out:
Loveland Cost Of Living Vs. Colorado
Six factors go into calculating the cost of living index in Loveland. Here is how it fares on each of the criteria:
The Services index in Loveland is 105.
The Groceries index in Loveland is 109.
The Health index in Loveland is 174.
The Housing index in Loveland is 107.
The Transportation index in Loveland is 110.
The Utilities index in Loveland is 107.
| Living Expense | Loveland | Colorado | National Average |
|---|---|---|---|
| Overall | 128 | 114 | 100 |
| Services | 105 | 104 | 100 |
| Groceries | 109 | 107 | 100 |
| Health | 174 | 135 | 100 |
| Housing | 107 | 104 | 100 |
| Transportation | 110 | 107 | 100 |
| Utilities | 107 | 107 | 100 |
Loveland Cost Of Living Compared To Colorado Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Colorado, check out:
Protect your home budget Compare home warranties in Loveland Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Loveland, CO Housing Cost Breakdown
Housing swings affordability the most between places in Colorado, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Loveland is $500,792.
The Median Rent in Loveland is $1,730.
The Median Income in Loveland is $84,604.
The Home Value To Income in Loveland is 5.9x.
The Rent To Monthly Income in Loveland is 0.25x.
Loveland, CO Costs By Category
Detailed Loveland Services costs vs. Colorado
Detailed Loveland Groceries costs vs. Colorado
Detailed Loveland Health costs vs. Colorado
Detailed Loveland Transportation costs vs. Colorado
Loveland SnackAbility
Cost Of Living In Cities Around Loveland
The cost of living varies in the cities and towns around Loveland. Here's a quick look at the cost of living in the most populous nearby places:
Fort Collins, CO has a cost of living index of 135, 1.1x Loveland.
Greeley, CO has a cost of living index of 116, 0.9x Loveland.
Longmont, CO has a cost of living index of 135, 1.1x Loveland.
| City | Population | Cost Of Living | Vs. Loveland |
|---|---|---|---|
| Fort Collins, CO | 170,229 | 135 | 1.1x |
| Greeley, CO | 110,806 | 116 | 0.9x |
| Longmont, CO | 99,406 | 135 | 1.1x |
| Windsor, CO | 37,914 | 137 | 1.1x |
| Evans, CO | 22,396 | 114 | 0.9x |
| Firestone, CO | 18,049 | 133 | 1.0x |
| Berthoud, CO | 12,411 | 132 | 1.0x |
| Wellington, CO | 11,798 | 133 | 1.0x |
| Severance, CO | 10,130 | 132 | 1.0x |
| Timnath, CO | 8,941 | 162 | 1.3x |
