Loveland, CO Cost Of Living
Cost Of Living In Loveland, CO Summary
Cost of living in Loveland research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Loveland is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Colorado, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Loveland is 119, with 100 being the average.
The cost of living index in Loveland is 1.2x higher than the national average.
Loveland ranks as the #40 cheapest in Colorado out of 113.
Loveland ranks as the #4,349 cheapest out of 6,489 in the US.
The median home value in Loveland is $500,422.
The median income in Loveland is $82,592.
Table Of Contents
Loveland's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Loveland, CO?
According to the most recent data on the cost of living, Loveland has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to Colorado, Loveland has a cost of living index that's 1.1x higher than Colorado's index of 111.
The standard of living in Loveland ranks as #40 most affordable out of the 113 places we measured in Colorado. By definition, that implies Loveland ranks as the #73 most expensive place in the Centennial State.
For more reading on life in Loveland, check out:
In Colorado
In America
Loveland Cost Of Living Vs. Colorado
Six factors go into calculating the cost of living index in Loveland. Here is how it fairs on each of the criteria:
The Services index in Loveland is 103.
The Groceries index in Loveland is 97.
The Health index in Loveland is 90.
The Housing index in Loveland is 173.
The Transportation index in Loveland is 111.
The Utilities index in Loveland is 89.
| Living Expense | Loveland | Colorado | National Average | |
|---|---|---|---|---|
| Overall | 119 | 111 | 100 | |
| Services | 103 | 102 | 100 | |
| Groceries | 97 | 103 | 100 | |
| Health | 90 | 101 | 100 | |
| Housing | 173 | 134 | 100 | |
| Transportation | 111 | 107 | 100 | |
| Utilities | 89 | 89 | 100 | |
Loveland, CO Housing Cost Breakdown
Housing swings affordability the most between places in Colorado, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Loveland is $500,422.
The Median Rent in Loveland is $1,683.
The Median Income in Loveland is $82,592.
The Home Value To Income in Loveland is 6.1x.
The Rent To Monthly Income in Loveland is 0.24x.
Median Home Value
Median Rent
Median Income
Loveland, CO Costs By Category
Detailed Loveland Services Costs Vs. Colorado
Detailed Loveland Groceries Costs Vs. Colorado
Detailed Loveland Health Costs Vs. Colorado
Detailed Loveland Transportation Costs Vs. Colorado
Detailed Loveland Utilities Costs Vs. Colorado
Loveland SnackAbility
/10
Cost Of Living In Cities Around Loveland
The cost of living varies in the cities and towns around Loveland. Here's a quick look at the cost of living in the most populous nearby places:
Fort Collins, CO has a cost of living index of 126, 1.1x Loveland.
Greeley, CO has a cost of living index of 110, 0.9x Loveland.
Longmont, CO has a cost of living index of 130, 1.1x Loveland.
| City | Population | Cost Of Living | Vs. Loveland |
|---|---|---|---|
| Fort Collins, CO | 169,705 | 126 | 1.1x |
| Greeley, CO | 109,421 | 110 | 0.9x |
| Longmont, CO | 98,958 | 130 | 1.1x |
| Windsor, CO | 35,918 | 133 | 1.1x |
| Evans, CO | 22,265 | 110 | 0.9x |
| Firestone, CO | 17,353 | 127 | 1.1x |
| Berthoud, CO | 11,684 | 125 | 1.1x |
| Wellington, CO | 11,538 | 128 | 1.1x |
| Severance, CO | 9,302 | 122 | 1.0x |
| Milliken, CO | 8,695 | 116 | 1.0x |
