What is the cost of living in Crystal Lake, FL?
According to the most recent data on the cost of living, Crystal Lake has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Florida, Crystal Lake has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Crystal Lake ranks as #43 most affordable out of the 462 places we measured in Florida. By definition, that implies Crystal Lake ranks as the #419 most expensive place in the Sunshine State.
For more reading on life in Crystal Lake, check out:
Crystal Lake Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Crystal Lake. Here is how it fares on each of the criteria:
The Services index in Crystal Lake is 103.
The Groceries index in Crystal Lake is 105.
The Health index in Crystal Lake is 65.
The Housing index in Crystal Lake is 108.
The Transportation index in Crystal Lake is 110.
The Utilities index in Crystal Lake is 101.
| Living Expense | Crystal Lake | Florida | National Average |
|---|---|---|---|
| Overall | 95 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 105 | 105 | 100 |
| Health | 65 | 99 | 100 |
| Housing | 108 | 104 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
Crystal Lake Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Crystal Lake Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Crystal Lake, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Crystal Lake is $215,142.
The Median Rent in Crystal Lake is $1,181.
The Median Income in Crystal Lake is $49,424.
The Home Value To Income in Crystal Lake is 4.4x.
The Rent To Monthly Income in Crystal Lake is 0.29x.
| Statistic | Crystal Lake | Florida | United States |
|---|---|---|---|
| Median Home Value | $215,142 | $375,661 | $332,700 |
| Median Rent | $1,181 | $1,669 | $1,413 |
| Median Income | $49,424 | $74,568 | $80,734 |
| Home Value To Income | 4.4x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.29x | 0.27x | 0.21x |
Crystal Lake, FL Costs By Category
Detailed Crystal Lake Services costs vs. Florida
| Item | Crystal Lake | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed Crystal Lake Groceries costs vs. Florida
| Item | Crystal Lake | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Crystal Lake Health costs vs. Florida
| Item | Crystal Lake | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed Crystal Lake Transportation costs vs. Florida
| Item | Crystal Lake | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed Crystal Lake Utilities costs vs. Florida
| Item | Crystal Lake | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
Crystal Lake SnackAbility
Cost Of Living In Cities Around Crystal Lake
The cost of living varies in the cities and towns around Crystal Lake. Here's a quick look at the cost of living in the most populous nearby places:
Lakeland, FL has a cost of living index of 104, 1.1x Crystal Lake.
Winter Haven, FL has a cost of living index of 99, 1.0x Crystal Lake.
Bartow, FL has a cost of living index of 97, 1.0x Crystal Lake.
| City | Population | Cost Of Living | Vs. Crystal Lake |
|---|---|---|---|
| Lakeland, FL | 119,961 | 104 | 1.1x |
| Winter Haven, FL | 55,200 | 99 | 1.0x |
| Bartow, FL | 20,438 | 97 | 1.0x |
| Auburndale, FL | 18,530 | 103 | 1.1x |
| Lake Wales, FL | 16,785 | 102 | 1.1x |
| Lakeland Highlands, FL | 12,102 | 122 | 1.3x |
| Medulla, FL | 10,985 | 108 | 1.1x |
| Highland, IL | 10,262 | 96 | 1.0x |
| Inwood, FL | 7,556 | 90 | 0.9x |
| Combee Settlement, FL | 5,242 | 95 | 1.0x |
