The 10 Best Places To Retire In Florida For 2026

The best places to retire in Florida are Vero Beach and Tavares for 2026 based on Saturday Night Science.

When you realize your career is coming to an end, you start to think about the best place in Florida to live out your retirement.

Florida is known as the retirement state. A place where you can soak up the sun and live in massive upscale retirement communities. It is no surprise that Florida is a favorite retirement destination. The weather is beautiful, the beaches practically surround the state, and the state is very affordable.

From Disney to the Everglades and everything in between, Florida is a great vacation spot, so why not retire here? If Florida is a top retirement state, we wanted to know which places are the best to retire. To find the best places to retire, we considered things that retirees like to do, like visiting museums and libraries, affordable housing near major airports, and safety.

We figured out the best places to retire in Florida, and it’s not Miami or Jacksonville.

1

No. 1 best place to retire in Florida

Vero Beach, FL

17,042 peopleSnackAbility 7/10up 1
7/10
Vero Beach, FL
Source: Wikipedia User Robert Lawton | CC BY 2.5
$1,221 median rent · $69,758 median income · #6 cheapest rent in Florida
Map of Vero Beach within Florida Located in Indian River County, Florida
Median income -6% vs FL
$69,758
FL $75k
Median home value -4% vs FL
$362,131
FL $376k

Vero Beach is a city in and the seat of Indian River County, Florida, United States. According to the U.S. Census Bureau’s 2010 data, the city had a population of 15,220.

2

No. 2 best place to retire in Florida

Tavares, FL

20,463 peopleSnackAbility 6/10down 1
6/10
Tavares, FL
Source: Wikipedia User Ebyabe | GFDL
$1,496 median rent · $58,886 median income · #18 cheapest rent in Florida
Map of Tavares within Florida Located in Lake County, Florida
Median income -21% vs FL
$58,886
FL $75k
Median home value -17% vs FL
$310,773
FL $376k

Tavares is a city located in the central portion of the U.S. state of Florida. It is the county seat of Lake County. The population in 2015 was 14,583, with a total of 5,000 households and an average household income of $40,000. It is part of the Orlando-Kissimmee-Sanford Metropolitan Statistical Area. The name is a popular Portuguese surname and toponym.

3

No. 3 best place to retire in Florida

Sarasota, FL

56,970 peopleSnackAbility 7/10
7/10
Sarasota, FL
Source: Wikipedia User Roger from Sarasota, Florida, U.S.A. | CC BY-SA 2.0
$1,684 median rent · $72,105 median income · #32 cheapest rent in Florida
Map of Sarasota within Florida Located in Sarasota County, Florida
Median income -3% vs FL
$72,105
FL $75k
Median home value +10% vs FL
$412,112
FL $376k

Sarasota is a city in Sarasota County on the southwestern coast of the U.S. state of Florida. The area is renowned for its cultural and environmental amenities, beaches, resorts, and the Sarasota School of Architecture. The city is at the southern end of the Tampa Bay Area, north of Fort Myers and Punta Gorda. Its official limits include Sarasota Bay and several barrier islands between the bay and the Gulf of Mexico. According to the U.S. Census Bureau, in 2013 Sarasota had a population of 53,326. In 1986 it became designated as a certified local government. Sarasota is a principal city of the Sarasota metropolitan area, and is the seat of Sarasota County.

4

No. 4 best place to retire in Florida

Bradenton, FL

57,014 peopleSnackAbility 6/10
6/10
Bradenton, FL
Source: Wikipedia User Ebyabe | CC BY-SA 3.0
$1,618 median rent · $60,822 median income · #25 cheapest rent in Florida
Map of Bradenton within Florida Located in Manatee County, Florida
Median income -18% vs FL
$60,822
FL $75k
Median home value -6% vs FL
$353,218
FL $376k

Bradenton BRAY-den-ton is a city in Manatee County, Florida, United States. The U.S. Census Bureau estimated the city’s 2016 population to be 54,437. Bradenton is a principal city of the Bradenton-Sarasota-Venice, Florida Metropolitan Statistical Area, which had a 2007 estimated population of 682,833. It is the county seat.

5

No. 5 best place to retire in Florida

North Palm Beach, FL

13,238 peopleSnackAbility 9.5/10
9.5/10
North Palm Beach, FL
Source: Wikipedia User Michael Kagdis | CC BY-SA 3.0
$2,010 median rent · $90,049 median income · #56 cheapest rent in Florida
Map of North Palm Beach within Florida Located in Palm Beach County, Florida
Median income +21% vs FL
$90,049
FL $75k
Median home value +66% vs FL
$622,594
FL $376k
6

No. 6 best place to retire in Florida

Lynn Haven, FL

20,081 peopleSnackAbility 8.5/10up 3
8.5/10
Lynn Haven, FL
Source: Wikipedia User Ebyabe | CC BY-SA 3.0
$1,563 median rent · $80,973 median income · #20 cheapest rent in Florida
Map of Lynn Haven within Florida Located in Bay County, Florida
Median income +9% vs FL
$80,973
FL $75k
Median home value -14% vs FL
$321,841
FL $376k

Lynn Haven is a city in Bay County, Florida, United States, north of Panama City. The population was 18,493 at the 2010 census. It has the smaller population of the two principal cities of the Panama City – Lynn Haven Metropolitan Statistical Area.

7

No. 7 best place to retire in Florida

Safety Harbor, FL

17,033 peopleSnackAbility 9/10up 1
9/10
Safety Harbor, FL
Source: Wikipedia User Dlohcierekim’s sock at English Wikipedia | CC BY-SA 2.5
$1,743 median rent · $106,830 median income · #38 cheapest rent in Florida
Map of Safety Harbor within Florida Located in Pinellas County, Florida
Median income +43% vs FL
$106,830
FL $75k
Median home value +32% vs FL
$495,956
FL $376k
8

No. 8 best place to retire in Florida

Lighthouse Point, FL

10,600 peopleSnackAbility 9/10down 1
9/10
Lighthouse Point, FL
Source: Flickr User eoringel | CC BY 2.0
$1,880 median rent · $92,135 median income · #47 cheapest rent in Florida
Map of Lighthouse Point within Florida Located in Broward County, Florida
Median income +24% vs FL
$92,135
FL $75k
Median home value +103% vs FL
$762,810
FL $376k
9

No. 9 best place to retire in Florida

Dunedin, FL

36,062 peopleSnackAbility 8/10down 3
8/10
Dunedin, FL
Source: Wikipedia User Dlohcierekim’s sock at English Wikipedia | GFDL
$1,675 median rent · $74,477 median income · #30 cheapest rent in Florida
Map of Dunedin within Florida Located in Pinellas County, Florida
Median income 0% vs FL
$74,477
FL $75k
Median home value +8% vs FL
$405,386
FL $376k

Dunedin is a city in Pinellas County, Florida, United States. The name comes from Dn -ideann, the Scottish Gaelic name for Edinburgh, the capital of Scotland. The population was 35,321 at the 2010 census.

10

No. 10 best place to retire in Florida

Sebastian, FL

26,262 peopleSnackAbility 8/10
8/10
Sebastian, FL
Source: Wikipedia User Ebyabe | GFDL
$1,451 median rent · $69,409 median income · #17 cheapest rent in Florida
Map of Sebastian within Florida Located in Indian River County, Florida
Median income -7% vs FL
$69,409
FL $75k
Median home value -8% vs FL
$346,765
FL $376k

Sebastian is a city in Indian River County, Florida, United States, with a small portion in Brevard County. In 2010, the population recorded by the U.S. Census Bureau was 21,929.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Florida’s statewide median.

City Median income vs FL
1 Vero Beach $69,758 -6%
2 Tavares $58,886 -21%
3 Sarasota $72,105 -3%
4 Bradenton $60,822 -18%
5 North Palm Beach $90,049 +21%
6 Lynn Haven $80,973 +9%
7 Safety Harbor $106,830 +43%
8 Lighthouse Point $92,135 +24%
9 Dunedin $74,477 0%
10 Sebastian $69,409 -7%

Florida statewide median: $74,568

City Median home value vs FL
1 Vero Beach $362,131 -4%
2 Tavares $310,773 -17%
3 Sarasota $412,112 +10%
4 Bradenton $353,218 -6%
5 North Palm Beach $622,594 +66%
6 Lynn Haven $321,841 -14%
7 Safety Harbor $495,956 +32%
8 Lighthouse Point $762,810 +103%
9 Dunedin $405,386 +8%
10 Sebastian $346,765 -8%

Florida statewide median: $375,662

City Median rent vs FL
1 Vero Beach $1,221
2 Tavares $1,496
3 Sarasota $1,684
4 Bradenton $1,618
5 North Palm Beach $2,010
6 Lynn Haven $1,563
7 Safety Harbor $1,743
8 Lighthouse Point $1,880
9 Dunedin $1,675
10 Sebastian $1,451
City Population vs FL
1 Vero Beach 17,042
2 Tavares 20,463
3 Sarasota 56,970
4 Bradenton 57,014
5 North Palm Beach 13,238
6 Lynn Haven 20,081
7 Safety Harbor 17,033
8 Lighthouse Point 10,600
9 Dunedin 36,062
10 Sebastian 26,262

On the map

Where to retire in Florida

Saturday Night Science

Methodology: How We Determined The Best Places To Retire In the Sunshine State for 2026

To create our ranking of the best places in Florida to retire, we used Saturday Night Science. We analyzed Census data to find all places in the Sunshine State — 915 cities and towns.

We then narrowed it down to places with at least 10,000 people that weren’t townships. This left us with 71 places from across the state.

For these 71, we looked at the following criteria taken from the Census, the FBI’s Crime Report, National Weather Service, and OpenFlights:

  • Low cost of living as measured by rent
  • Low crime
  • Things to do (Museums, Colleges, and Libraries in town)
  • Nice weather
  • Distance to the closest international airport
  • Other retirees (High median age)

We then ranked each of these places for each criterion from one to 71, with the lowest number being the best.

Finally, we took the average rank across these criteria. The place, in this case Vero Beach, with the lowest average rank, was crowned the best of the best, a place for you to start your second career.

The report has been updated for 2026. This list reflects our eleventh time ranking the best places to retire in Florida.

The full plate

Best Places To Retire In Florida

Click any column to sort. Search by city name.

RankCityRetire ScorePopulationMedian IncomeAverage Home PricesMedian Rent
1Vero Beach16.5017,042$69,758$362,131$1,221
2Tavares17.5020,463$58,886$310,773$1,496
3Sarasota20.5056,970$72,105$412,112$1,684
4Bradenton21.0057,014$60,822$353,218$1,618
5North Palm Beach22.1013,238$90,049$622,594$2,010
6Lynn Haven23.9020,081$80,973$321,841$1,563
7Safety Harbor25.2017,033$106,830$495,956$1,743
8Lighthouse Point27.6010,600$92,135$762,810$1,880
9Dunedin27.9036,062$74,477$405,386$1,675
10Sebastian28.7026,262$69,409$346,765$1,451
11Lake Mary29.2016,860$109,173$466,032$2,120
12Tampa29.70401,618$75,475$374,888$1,701
13Winter Park29.8030,274$105,724$464,211$1,738
14Seminole30.0019,396$75,774$380,864$1,708
15Tarpon Springs30.3025,791$79,529$388,386$1,298
16Lake Wales30.5016,785$56,347$246,149$1,110
17Palmetto30.6013,588$62,621$350,685$1,366
18Stuart30.7018,520$60,225$378,041$1,586
19Pinellas Park31.4053,560$63,432$298,643$1,631
20West Palm Beach31.50122,290$73,446$399,471$1,772
21Cocoa31.6019,554$63,105$296,004$1,274
22Hialeah Gardens31.8022,915$65,439$416,365$1,946
23Gulfport32.3011,734$71,203$349,949$1,555
24Palm Bay32.90130,132$72,614$302,461$1,601
25Key West33.2025,720$87,037$1,018,284$2,220
26Leesburg34.3030,807$52,880$277,247$1,258
27West Melbourne34.3028,795$92,986$372,682$1,845
28Miami34.70459,745$62,462$579,564$1,758
29Miami Lakes35.0031,553$101,557$653,606$2,120
30Oldsmar35.2014,904$88,333$365,724$1,427
31Bartow35.4020,438$68,178$277,441$1,142
32Sweetwater35.4020,085$54,967$438,052$1,771
33Winter Haven35.7055,200$59,648$275,361$1,246
34Sanford35.8063,730$66,891$342,584$1,609
35Casselberry35.8030,135$62,447$346,839$1,674
36Sunny Isles Beach35.8022,437$61,921$649,891$2,096
37Marco Island35.9016,205$101,523$865,675$1,990
38Kissimmee36.7081,479$53,758$358,736$1,647
39North Port37.1084,605$84,049$303,120$1,894
40Longwood37.6016,337$78,548$455,599$1,755
41Oviedo37.8040,599$117,070$506,154$1,955
42St. Petersburg37.90262,732$75,192$347,964$1,663
43Titusville37.9049,385$66,192$270,988$1,334
44Delray Beach38.2067,979$82,041$340,487$1,961
45Boca Raton38.40100,234$106,273$562,566$2,508
46Temple Terrace38.5027,275$69,252$325,256$1,594
47Riviera Beach38.7038,657$68,060$405,539$1,702
48Boynton Beach39.3081,435$70,074$401,877$2,041
49Royal Palm Beach40.0040,344$96,027$481,810$2,273
50Key Biscayne40.3014,791$181,505$1,658,764$3,501
51St. Cloud41.2065,130$83,174$394,011$1,683
52Wellington41.3062,146$115,632$648,906$2,562
53Maitland41.5019,469$97,150$480,711$2,071
54Ocala41.8066,584$56,376$269,576$1,359
55South Miami41.9012,277$94,507$867,893$1,764
56Atlantic Beach42.3013,363$118,935$704,117$2,159
57Altamonte Springs42.4046,116$64,070$294,423$1,740
58Cutler Bay42.9045,070$89,244$564,584$1,978
59North Miami Beach42.9043,898$63,280$447,840$1,750
60Auburndale42.9018,530$77,911$303,498$1,208
61Miami Gardens43.20113,177$63,627$469,434$1,787
62Palatka44.8010,650$32,021$206,963$901
63Aventura45.6039,885$89,274$425,757$2,513
64Davenport46.1013,238$73,685$341,898$1,914
65Miami Shores46.5011,752$144,050$735,780$2,657
66Palmetto Bay46.8024,639$142,447$920,528$2,101
67Coral Springs46.90136,103$93,602$520,102$2,084
68Belle Glade47.0016,972$48,001$285,194$898
69Crestview47.2028,773$65,480$289,578$1,366
70Gainesville48.80145,702$46,195$297,055$1,296
71Apopka53.9058,232$96,884$394,963$1,969

Source: U.S. Census ACS 2020-2024, FBI UCR, OpenFlights. 71 cities with more than 10,000 residents.

Summary

Summary: Maybe You’re Not Ready To Retire In Florida Yet…

So there you have it, the best place to retire in Florida goes to Vero Beach.

The best places to retire in Florida are Vero Beach, Tavares, Sarasota, Bradenton, North Palm Beach, Lynn Haven, Safety Harbor, Lighthouse Point, Dunedin, and Sebastian.

If you’re not ready to hang up your office apparel yet, then these places might be up your alley.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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