Navarre, FL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Navarre, FL Summary

Cost of living in Navarre research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Navarre is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Navarre is 112, with 100 being the average.

  • The cost of living index in Navarre is 1.1x higher than the national average.

  • Navarre ranks as the #300 cheapest in Florida out of 459.

  • Navarre ranks as the #3,863 cheapest out of 6,489 in the US.

  • The median home value in Navarre is $412,446.

  • The median income in Navarre is $98,522.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
112
Navarre's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Navarre, FL?

According to the most recent data on the cost of living, Navarre has an overall cost of living index of 112, which is 1.1x higher than the national index of 100.

Compared to Florida, Navarre has a cost of living index that's 1.2x higher than Florida's index of 97.

The standard of living in Navarre ranks as #300 most affordable out of the 459 places we measured in Florida. By definition, that implies Navarre ranks as the #159 most expensive place in the Sunshine State.

For more reading on life in Navarre, check out:

300 out of 459
In Florida
3,863 out of 6,489
In America

Navarre Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Navarre. Here is how it fairs on each of the criteria:

  • The Services index in Navarre is 106.

  • The Groceries index in Navarre is 95.

  • The Health index in Navarre is 96.

  • The Housing index in Navarre is 138.

  • The Transportation index in Navarre is 87.

  • The Utilities index in Navarre is 81.

Living Expense Navarre Florida National Average
Overall 112 97 100
Services 106 96 100
Groceries 95 99 100
Health 96 98 100
Housing 138 96 100
Transportation 87 97 100
Utilities 81 95 100
For more reading on cost of living around Florida, check out:
Navarre Cost of Living Vs. FL

Navarre, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Navarre is $412,446.

  • The Median Rent in Navarre is $1,797.

  • The Median Income in Navarre is $98,522.

  • The Home Value To Income in Navarre is 4.2x.

  • The Rent To Monthly Income in Navarre is 0.22x.

Statistic Navarre Florida United States
Median Home Value $412,446 $377,066 $303,400
Median Rent $1,797 $1,564 $1,348
Median Income $98,522 $71,711 $78,538
Home Value To Income 4.2x 5.3x 3.9x
Rent To Monthly Income 0.22x 0.26x 0.21x
$412,446
Median Home Value
$1,797
Median Rent
$98,522
Median Income

Navarre, FL Costs By Category

Detailed Navarre Services Costs Vs. Florida

Item Navarre Florida
Shampoo $1.17 $1.28
Movie $12.99 $12.13
Bowling $20.0 $18
Haircut $21.34 $24.26
Beauty Salon $52.41 $45.56

Detailed Navarre Groceries Costs Vs. Florida

Item Navarre Florida
Ground Beef $6.17 $5.84
Fried Chicken $1.67 $1.57
Milk $4.5 $4.67
Potatoes $5.2 $4.93
Pizza $12.56 $12.09
Beer $10.49 $10.41
Toothpaste $3.71 $3.7

Detailed Navarre Health Costs Vs. Florida

Item Navarre Florida
Optometrist $107.95 $125.68
Doctor $106.49 $135.78
Dentist $113.85 $113.29

Detailed Navarre Transportation Costs Vs. Florida

Item Navarre Florida
Gasoline $3.2 $3.46
Tire Balancing $47.55 $59.92

Detailed Navarre Utilities Costs Vs. Florida

Item Navarre Florida
All Electricity $142.23 $193.99
Phone $188.01 $192.25

Navarre SnackAbility

6
/10
Overall SnackAbility
Jobs
7/10
Housing
8.5
Affordability
7
Diversity
8
Safety
N/A
Amenities
8.5
Education
8
Commute
4

Cost Of Living In Cities Around Navarre

The cost of living varies in the cities and towns around Navarre. Here's a quick look at the cost of living in the most populous nearby places:

  • Pensacola, FL has a cost of living index of 100, 0.9x Navarre.

  • Ferry Pass, FL has a cost of living index of 97, 0.9x Navarre.

  • Wright, FL has a cost of living index of 102, 0.9x Navarre.

City Population Cost Of Living Vs. Navarre
Pensacola, FL 54,011 100 0.9x
Ferry Pass, FL 30,467 97 0.9x
Wright, FL 27,233 102 0.9x
Pace, FL 25,630 98 0.9x
Bellview, FL 25,051 92 0.8x
Fort Walton Beach, FL 20,956 101 0.9x
Myrtle Grove, FL 16,637 92 0.8x
Niceville, FL 16,043 110 1.0x
East Milton, FL 14,280 90 0.8x
Gonzalez, FL 13,861 97 0.9x

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