What is the cost of living in Navarre, FL?
According to the most recent data on the cost of living, Navarre has an overall cost of living index of 116, which is 1.2x higher than the national index of 100.
Compared to Florida, Navarre has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Navarre ranks as #304 most affordable out of the 462 places we measured in Florida. By definition, that implies Navarre ranks as the #158 most expensive place in the Sunshine State.
For more reading on life in Navarre, check out:
Navarre Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Navarre. Here is how it fares on each of the criteria:
The Services index in Navarre is 102.
The Groceries index in Navarre is 103.
The Health index in Navarre is 142.
The Housing index in Navarre is 103.
The Transportation index in Navarre is 109.
The Utilities index in Navarre is 104.
| Living Expense | Navarre | Florida | National Average |
|---|---|---|---|
| Overall | 116 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 103 | 105 | 100 |
| Health | 142 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 109 | 109 | 100 |
| Utilities | 104 | 105 | 100 |
Navarre Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Navarre Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Navarre, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Navarre is $414,945.
The Median Rent in Navarre is $1,966.
The Median Income in Navarre is $105,265.
The Home Value To Income in Navarre is 3.9x.
The Rent To Monthly Income in Navarre is 0.22x.
Navarre, FL Costs By Category
Detailed Navarre Services costs vs. Florida
Detailed Navarre Groceries costs vs. Florida
Detailed Navarre Health costs vs. Florida
Detailed Navarre Transportation costs vs. Florida
Navarre SnackAbility
Cost Of Living In Cities Around Navarre
The cost of living varies in the cities and towns around Navarre. Here's a quick look at the cost of living in the most populous nearby places:
Pensacola, FL has a cost of living index of 107, 0.9x Navarre.
Ferry Pass, FL has a cost of living index of 101, 0.9x Navarre.
Wright, FL has a cost of living index of 106, 0.9x Navarre.
| City | Population | Cost Of Living | Vs. Navarre |
|---|---|---|---|
| Pensacola, FL | 54,036 | 107 | 0.9x |
| Ferry Pass, FL | 30,053 | 101 | 0.9x |
| Wright, FL | 27,927 | 106 | 0.9x |
| Bellview, FL | 26,488 | 96 | 0.8x |
| Pace, FL | 26,282 | 104 | 0.9x |
| Fort Walton Beach, FL | 21,025 | 107 | 0.9x |
| Niceville, FL | 16,544 | 114 | 1.0x |
| Myrtle Grove, FL | 15,595 | 95 | 0.8x |
| East Milton, FL | 14,783 | 95 | 0.8x |
| Gonzalez, FL | 14,458 | 100 | 0.9x |
