What is the cost of living in Palm Beach Gardens, FL?
According to the most recent data on the cost of living, Palm Beach Gardens has an overall cost of living index of 138, which is 1.4x higher than the national index of 100.
Compared to Florida, Palm Beach Gardens has a cost of living index that's 1.3x higher than Florida's index of 104.
The standard of living in Palm Beach Gardens ranks as #426 most affordable out of the 462 places we measured in Florida. By definition, that implies Palm Beach Gardens ranks as the #36 most expensive place in the Sunshine State.
For more reading on life in Palm Beach Gardens, check out:
Palm Beach Gardens Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Palm Beach Gardens. Here is how it fares on each of the criteria:
The Services index in Palm Beach Gardens is 102.
The Groceries index in Palm Beach Gardens is 103.
The Health index in Palm Beach Gardens is 214.
The Housing index in Palm Beach Gardens is 102.
The Transportation index in Palm Beach Gardens is 106.
The Utilities index in Palm Beach Gardens is 104.
| Living Expense | Palm Beach Gardens | Florida | National Average |
|---|---|---|---|
| Overall | 138 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 103 | 105 | 100 |
| Health | 214 | 99 | 100 |
| Housing | 102 | 104 | 100 |
| Transportation | 106 | 109 | 100 |
| Utilities | 104 | 105 | 100 |
Palm Beach Gardens Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Palm Beach Gardens Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Palm Beach Gardens, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Palm Beach Gardens is $675,580.
The Median Rent in Palm Beach Gardens is $2,417.
The Median Income in Palm Beach Gardens is $106,947.
The Home Value To Income in Palm Beach Gardens is 6.3x.
The Rent To Monthly Income in Palm Beach Gardens is 0.27x.
| Statistic | Palm Beach Gardens | Florida | United States |
|---|---|---|---|
| Median Home Value | $675,580 | $375,661 | $332,700 |
| Median Rent | $2,417 | $1,669 | $1,413 |
| Median Income | $106,947 | $74,568 | $80,734 |
| Home Value To Income | 6.3x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.27x | 0.27x | 0.21x |
Palm Beach Gardens, FL Costs By Category
Detailed Palm Beach Gardens Services costs vs. Florida
| Item | Palm Beach Gardens | Florida |
|---|---|---|
| Shampoo | $1.49 | $1.28 |
| Movie | $13.42 | $12.13 |
| Bowling | $23.13 | $18 |
| Haircut | $22.18 | $24.26 |
| Beauty Salon | $73.78 | $45.56 |
Detailed Palm Beach Gardens Groceries costs vs. Florida
| Item | Palm Beach Gardens | Florida |
|---|---|---|
| Ground Beef | $5.79 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $5.27 | $4.93 |
| Pizza | $14.0 | $12.09 |
| Beer | $11.23 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Palm Beach Gardens Health costs vs. Florida
| Item | Palm Beach Gardens | Florida |
|---|---|---|
| Optometrist | $113.16 | $125.68 |
| Doctor | $114.67 | $135.78 |
| Dentist | $106.72 | $113.29 |
Detailed Palm Beach Gardens Transportation costs vs. Florida
| Item | Palm Beach Gardens | Florida |
|---|---|---|
| Gasoline | $3.43 | $3.46 |
| Tire Balancing | $63.46 | $59.92 |
Detailed Palm Beach Gardens Utilities costs vs. Florida
| Item | Palm Beach Gardens | Florida |
|---|---|---|
| All Electricity | $200.94 | $193.99 |
| Phone | $194.37 | $192.25 |
Palm Beach Gardens SnackAbility
Cost Of Living In Cities Around Palm Beach Gardens
The cost of living varies in the cities and towns around Palm Beach Gardens. Here's a quick look at the cost of living in the most populous nearby places:
West Palm Beach, FL has a cost of living index of 117, 0.8x Palm Beach Gardens.
Wellington, FL has a cost of living index of 141, 1.0x Palm Beach Gardens.
Jupiter, FL has a cost of living index of 132, 1.0x Palm Beach Gardens.
| City | Population | Cost Of Living | Vs. Palm Beach Gardens |
|---|---|---|---|
| West Palm Beach, FL | 122,290 | 117 | 0.8x |
| Wellington, FL | 62,146 | 141 | 1.0x |
| Jupiter, FL | 61,883 | 132 | 1.0x |
| Greenacres, FL | 44,373 | 107 | 0.8x |
| The Acreage, FL | 40,843 | 129 | 0.9x |
| Royal Palm Beach, FL | 40,344 | 119 | 0.9x |
| Riviera Beach, FL | 38,657 | 110 | 0.8x |
| Palm Springs, FL | 27,356 | 101 | 0.7x |
| North Palm Beach, FL | 13,238 | 130 | 0.9x |
| Jupiter Farms, FL | 12,945 | 135 | 1.0x |
