What is the cost of living in Three Oaks, FL?
According to the most recent data on the cost of living, Three Oaks has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to Florida, Three Oaks has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in Three Oaks ranks as #351 most affordable out of the 462 places we measured in Florida. By definition, that implies Three Oaks ranks as the #111 most expensive place in the Sunshine State.
For more reading on life in Three Oaks, check out:
Three Oaks Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Three Oaks. Here is how it fares on each of the criteria:
The Services index in Three Oaks is 101.
The Groceries index in Three Oaks is 105.
The Health index in Three Oaks is 164.
The Housing index in Three Oaks is 103.
The Transportation index in Three Oaks is 108.
The Utilities index in Three Oaks is 101.
| Living Expense | Three Oaks | Florida | National Average |
|---|---|---|---|
| Overall | 122 | 104 | 100 |
| Services | 101 | 101 | 100 |
| Groceries | 105 | 105 | 100 |
| Health | 164 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 108 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
Three Oaks Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Three Oaks Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Three Oaks, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Three Oaks is $501,754.
The Median Rent in Three Oaks is $1,887.
The Median Income in Three Oaks is $107,417.
The Home Value To Income in Three Oaks is 4.7x.
The Rent To Monthly Income in Three Oaks is 0.21x.
| Statistic | Three Oaks | Florida | United States |
|---|---|---|---|
| Median Home Value | $501,754 | $375,661 | $332,700 |
| Median Rent | $1,887 | $1,669 | $1,413 |
| Median Income | $107,417 | $74,568 | $80,734 |
| Home Value To Income | 4.7x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.27x | 0.21x |
Three Oaks, FL Costs By Category
Detailed Three Oaks Services costs vs. Florida
| Item | Three Oaks | Florida |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.2 | $18 |
| Haircut | $28.2 | $24.26 |
| Beauty Salon | $54.05 | $45.56 |
Detailed Three Oaks Groceries costs vs. Florida
| Item | Three Oaks | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.24 | $4.93 |
| Pizza | $11.72 | $12.09 |
| Beer | $11.06 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Three Oaks Health costs vs. Florida
| Item | Three Oaks | Florida |
|---|---|---|
| Optometrist | $101.67 | $125.68 |
| Doctor | $153.94 | $135.78 |
| Dentist | $122.09 | $113.29 |
Detailed Three Oaks Transportation costs vs. Florida
| Item | Three Oaks | Florida |
|---|---|---|
| Gasoline | $3.47 | $3.46 |
| Tire Balancing | $74.92 | $59.92 |
Detailed Three Oaks Utilities costs vs. Florida
| Item | Three Oaks | Florida |
|---|---|---|
| All Electricity | $179.36 | $193.99 |
| Phone | $194.07 | $192.25 |
Three Oaks SnackAbility
Cost Of Living In Cities Around Three Oaks
The cost of living varies in the cities and towns around Three Oaks. Here's a quick look at the cost of living in the most populous nearby places:
Cape Coral, FL has a cost of living index of 112, 0.9x Three Oaks.
Lehigh Acres, FL has a cost of living index of 105, 0.9x Three Oaks.
Fort Myers, FL has a cost of living index of 112, 0.9x Three Oaks.
| City | Population | Cost Of Living | Vs. Three Oaks |
|---|---|---|---|
| Cape Coral, FL | 215,536 | 112 | 0.9x |
| Lehigh Acres, FL | 132,353 | 105 | 0.9x |
| Fort Myers, FL | 95,051 | 112 | 0.9x |
| Bonita Springs, FL | 55,904 | 122 | 1.0x |
| North Fort Myers, FL | 44,993 | 93 | 0.8x |
| San Carlos Park, FL | 19,159 | 111 | 0.9x |
| Villas, FL | 13,644 | 106 | 0.9x |
| Iona, FL | 13,631 | 112 | 0.9x |
| Cypress Lake, FL | 13,032 | 106 | 0.9x |
| Gateway, FL | 11,176 | 119 | 1.0x |
