What is the cost of living in Winter Garden, FL?
According to the most recent data on the cost of living, Winter Garden has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to Florida, Winter Garden has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Winter Garden ranks as #329 most affordable out of the 462 places we measured in Florida. By definition, that implies Winter Garden ranks as the #133 most expensive place in the Sunshine State.
For more reading on life in Winter Garden, check out:
Winter Garden Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Winter Garden. Here is how it fares on each of the criteria:
The Services index in Winter Garden is 103.
The Groceries index in Winter Garden is 103.
The Health index in Winter Garden is 165.
The Housing index in Winter Garden is 101.
The Transportation index in Winter Garden is 111.
The Utilities index in Winter Garden is 99.
| Living Expense | Winter Garden | Florida | National Average |
|---|---|---|---|
| Overall | 119 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 103 | 105 | 100 |
| Health | 165 | 99 | 100 |
| Housing | 101 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 99 | 105 | 100 |
Winter Garden Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Winter Garden Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Winter Garden, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Winter Garden is $567,352.
The Median Rent in Winter Garden is $1,963.
The Median Income in Winter Garden is $106,495.
The Home Value To Income in Winter Garden is 5.3x.
The Rent To Monthly Income in Winter Garden is 0.22x.
| Statistic | Winter Garden | Florida | United States |
|---|---|---|---|
| Median Home Value | $567,352 | $375,661 | $332,700 |
| Median Rent | $1,963 | $1,669 | $1,413 |
| Median Income | $106,495 | $74,568 | $80,734 |
| Home Value To Income | 5.3x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.27x | 0.21x |
Winter Garden, FL Costs By Category
Detailed Winter Garden Services costs vs. Florida
| Item | Winter Garden | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $13.54 | $12.13 |
| Bowling | $19.87 | $18 |
| Haircut | $26.53 | $24.26 |
| Beauty Salon | $55.13 | $45.56 |
Detailed Winter Garden Groceries costs vs. Florida
| Item | Winter Garden | Florida |
|---|---|---|
| Ground Beef | $6.26 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $5.23 | $4.93 |
| Pizza | $13.13 | $12.09 |
| Beer | $11.07 | $10.41 |
| Toothpaste | $3.84 | $3.7 |
Detailed Winter Garden Health costs vs. Florida
| Item | Winter Garden | Florida |
|---|---|---|
| Optometrist | $118.44 | $125.68 |
| Doctor | $137.0 | $135.78 |
| Dentist | $125.36 | $113.29 |
Detailed Winter Garden Transportation costs vs. Florida
| Item | Winter Garden | Florida |
|---|---|---|
| Gasoline | $3.39 | $3.46 |
| Tire Balancing | $57.07 | $59.92 |
Detailed Winter Garden Utilities costs vs. Florida
| Item | Winter Garden | Florida |
|---|---|---|
| All Electricity | $190.71 | $193.99 |
| Phone | $194.67 | $192.25 |
Winter Garden SnackAbility
Cost Of Living In Cities Around Winter Garden
The cost of living varies in the cities and towns around Winter Garden. Here's a quick look at the cost of living in the most populous nearby places:
Horizon West, FL has a cost of living index of 131, 1.1x Winter Garden.
Apopka, FL has a cost of living index of 116, 1.0x Winter Garden.
Ocoee, FL has a cost of living index of 114, 1.0x Winter Garden.
| City | Population | Cost Of Living | Vs. Winter Garden |
|---|---|---|---|
| Horizon West, FL | 67,416 | 131 | 1.1x |
| Apopka, FL | 58,232 | 116 | 1.0x |
| Ocoee, FL | 49,033 | 114 | 1.0x |
| Winter Park, FL | 30,274 | 141 | 1.2x |
| Wekiwa Springs, FL | 23,915 | 126 | 1.1x |
| Maitland, FL | 19,469 | 135 | 1.1x |
| Longwood, FL | 16,337 | 113 | 0.9x |
| Lockhart, FL | 15,371 | 104 | 0.9x |
| Southchase, FL | 13,981 | 116 | 1.0x |
| Doctor Phillips, FL | 12,984 | 137 | 1.2x |
