Winter Haven, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Winter Haven, FL Summary

Cost of living in Winter Haven research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Winter Haven is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Winter Haven is 97, with 100 being the average.

  • The cost of living index in Winter Haven is 1.0x lower than the national average.

  • Winter Haven ranks as the #114 cheapest in Florida out of 459.

  • Winter Haven ranks as the #2,245 cheapest out of 6,489 in the US.

  • The median home value in Winter Haven is $276,910.

  • The median income in Winter Haven is $59,604.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
97
Winter Haven's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Winter Haven, FL?

According to the most recent data on the cost of living, Winter Haven has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.

Compared to Florida, Winter Haven has a cost of living index that's 1.0x lower than Florida's index of 97.

The standard of living in Winter Haven ranks as #114 most affordable out of the 459 places we measured in Florida. By definition, that implies Winter Haven ranks as the #345 most expensive place in the Sunshine State.

For more reading on life in Winter Haven, check out:

114 out of 459
In Florida
2,245 out of 6,489
In America

Winter Haven Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Winter Haven. Here is how it fairs on each of the criteria:

  • The Services index in Winter Haven is 102.

  • The Groceries index in Winter Haven is 97.

  • The Health index in Winter Haven is 92.

  • The Housing index in Winter Haven is 91.

  • The Transportation index in Winter Haven is 93.

  • The Utilities index in Winter Haven is 90.

Living Expense Winter Haven Florida National Average
Overall 97 97 100
Services 102 96 100
Groceries 97 99 100
Health 92 98 100
Housing 91 96 100
Transportation 93 97 100
Utilities 90 95 100
For more reading on cost of living around Florida, check out:
Winter Haven Cost of Living Vs. FL

Winter Haven, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Winter Haven is $276,910.

  • The Median Rent in Winter Haven is $1,200.

  • The Median Income in Winter Haven is $59,604.

  • The Home Value To Income in Winter Haven is 4.6x.

  • The Rent To Monthly Income in Winter Haven is 0.24x.

Statistic Winter Haven Florida United States
Median Home Value $276,910 $377,066 $303,400
Median Rent $1,200 $1,564 $1,348
Median Income $59,604 $71,711 $78,538
Home Value To Income 4.6x 5.3x 3.9x
Rent To Monthly Income 0.24x 0.26x 0.21x
$276,910
Median Home Value
$1,200
Median Rent
$59,604
Median Income

Winter Haven, FL Costs By Category

Detailed Winter Haven Services Costs Vs. Florida

Item Winter Haven Florida
Shampoo $1.48 $1.28
Movie $13.54 $12.13
Bowling $19.87 $18
Haircut $26.53 $24.26
Beauty Salon $55.13 $45.56

Detailed Winter Haven Groceries Costs Vs. Florida

Item Winter Haven Florida
Ground Beef $6.26 $5.84
Fried Chicken $1.4 $1.57
Milk $4.58 $4.67
Potatoes $5.23 $4.93
Pizza $13.13 $12.09
Beer $11.07 $10.41
Toothpaste $3.84 $3.7

Detailed Winter Haven Health Costs Vs. Florida

Item Winter Haven Florida
Optometrist $118.44 $125.68
Doctor $137.0 $135.78
Dentist $125.36 $113.29

Detailed Winter Haven Transportation Costs Vs. Florida

Item Winter Haven Florida
Gasoline $3.39 $3.46
Tire Balancing $57.07 $59.92

Detailed Winter Haven Utilities Costs Vs. Florida

Item Winter Haven Florida
All Electricity $190.71 $193.99
Phone $194.67 $192.25

Winter Haven SnackAbility

5
/10
Overall SnackAbility
Jobs
7/10
Housing
8
Affordability
5
Diversity
9.5
Safety
5
Amenities
8.5
Education
6
Commute
6

Cost Of Living In Cities Around Winter Haven

The cost of living varies in the cities and towns around Winter Haven. Here's a quick look at the cost of living in the most populous nearby places:

  • Lakeland, FL has a cost of living index of 95, 1.0x Winter Haven.

  • Poinciana, FL has a cost of living index of 102, 1.1x Winter Haven.

  • Bartow, FL has a cost of living index of 95, 1.0x Winter Haven.

City Population Cost Of Living Vs. Winter Haven
Lakeland, FL 117,030 95 1.0x
Poinciana, FL 71,665 102 1.1x
Bartow, FL 19,801 95 1.0x
Auburndale, FL 17,438 96 1.0x
Lake Wales, FL 16,365 98 1.0x
Lakeland Highlands, FL 11,669 112 1.2x
Highland, IL 10,268 92 0.9x
Cypress Gardens, FL 10,013 99 1.0x
Inwood, FL 7,098 87 0.9x
Lake Alfred, FL 6,803 91 0.9x

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