Oskaloosa, IA Cost Of Living

The latest cost of living statistics for Oskaloosa. Includes statistics on rent, mortgages, healthcare, and other costs for Oskaloosa compared to the state and national averages.

Cost of living in Oskaloosa, Iowa

Cost of living in Oskaloosa research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oskaloosa is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Iowa, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

84 Cost of living index 0.8x lower vs US
#11 Cheapest in Iowa (of 85)
#251 Cheapest in the U.S. (of 6,489)
$186,482 Median home value
$831 Median rent
$64,004 Median income
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What is the cost of living in Oskaloosa, IA?

According to the most recent data on the cost of living, Oskaloosa has an overall cost of living index of 84, which is 0.8x lower than the national index of 100.

Compared to Iowa, Oskaloosa has a cost of living index that's 0.9x lower than Iowa's index of 90.

The standard of living in Oskaloosa ranks as #11 most affordable out of the 85 places we measured in Iowa. By definition, that implies Oskaloosa ranks as the #74 most expensive place in the Hawkeye State.

For more reading on life in Oskaloosa, check out:

Oskaloosa Cost Of Living Vs. Iowa

Six factors go into calculating the cost of living index in Oskaloosa. Here is how it fares on each of the criteria:

  • The Services index in Oskaloosa is 97.

  • The Groceries index in Oskaloosa is 95.

  • The Health index in Oskaloosa is 60.

  • The Housing index in Oskaloosa is 94.

  • The Transportation index in Oskaloosa is 93.

  • The Utilities index in Oskaloosa is 99.

Living Expense Oskaloosa Iowa National Average
Overall 84 90 100
Services 97 99 100
Groceries 95 95 100
Health 60 75 100
Housing 94 97 100
Transportation 93 93 100
Utilities 99 94 100

Oskaloosa Cost Of Living Compared To Iowa Averages

Services
Oskaloosa 97
Iowa avg 99
Groceries
Oskaloosa 95
Iowa avg 95
Health
Oskaloosa 60
Iowa avg 75
Housing
Oskaloosa 94
Iowa avg 97
Transportation
Oskaloosa 93
Iowa avg 93
Utilities
Oskaloosa 99
Iowa avg 94

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Iowa, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Oskaloosa, IA Housing Cost Breakdown

$186,482Median Home Value
$831Median Rent
$64,004Median Income

Housing swings affordability the most between places in Iowa, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Oskaloosa is $186,482.

  • The Median Rent in Oskaloosa is $831.

  • The Median Income in Oskaloosa is $64,004.

  • The Home Value To Income in Oskaloosa is 2.9x.

  • The Rent To Monthly Income in Oskaloosa is 0.16x.

Statistic Oskaloosa Iowa United States
Median Home Value $186,482 $231,584 $332,700
Median Rent $831 $972 $1,413
Median Income $64,004 $75,059 $80,734
Home Value To Income 2.9x 3.1x 4.1x
Rent To Monthly Income 0.16x 0.16x 0.21x

Oskaloosa, IA Costs By Category

Detailed Oskaloosa Services costs vs. Iowa
Item Oskaloosa Iowa
Shampoo $1.35 $1.28
Movie $11.17 $12.13
Bowling $20.87 $18
Haircut $20.63 $24.26
Beauty Salon $41.0 $45.56
Detailed Oskaloosa Groceries costs vs. Iowa
Item Oskaloosa Iowa
Ground Beef $6.36 $5.84
Fried Chicken $1.38 $1.57
Milk $4.82 $4.67
Potatoes $4.81 $4.93
Pizza $11.84 $12.09
Beer $9.82 $10.41
Toothpaste $3.69 $3.7
Detailed Oskaloosa Health costs vs. Iowa
Item Oskaloosa Iowa
Optometrist $125.17 $125.68
Doctor $129.05 $135.78
Dentist $96.6 $113.29
Detailed Oskaloosa Transportation costs vs. Iowa
Item Oskaloosa Iowa
Gasoline $3.19 $3.46
Tire Balancing $52.49 $59.92
Detailed Oskaloosa Utilities costs vs. Iowa
Item Oskaloosa Iowa
All Electricity $154.71 $193.99
Phone $186.87 $192.25

Oskaloosa SnackAbility

6Overall SnackAbility
Jobs 7/10
Housing 5/10
Affordability 8.5/10
Diversity 6/10
Safety 6/10
Amenities 8.5/10
Education 7/10
Commute 10/10

Cost Of Living In Cities Around Oskaloosa

The cost of living varies in the cities and towns around Oskaloosa. Here's a quick look at the cost of living in the most populous nearby places:

  • Altoona, IA has a cost of living index of 99, 1.2x Oskaloosa.

  • Indianola, IA has a cost of living index of 95, 1.1x Oskaloosa.

  • Newton, IA has a cost of living index of 90, 1.1x Oskaloosa.

City Population Cost Of Living Vs. Oskaloosa
Altoona, IA 21,495 99 1.2x
Indianola, IA 16,044 95 1.1x
Newton, IA 15,700 90 1.1x
Pleasant Hill, IA 11,136 103 1.2x
Pella, IA 10,720 100 1.2x
Grinnell, IA 9,505 92 1.1x
Fairfield, IA 9,456 88 1.0x
Knoxville, IA 7,473 84 1.0x
Washington, IA 7,290 90 1.1x
Centerville, IA 5,372 82 1.0x