Waterloo SnackAbility
Overall SnackAbility
Cost of living in Waterloo summary. We use data on the cost of living to determine how expensive it is to live in Waterloo. Real estate prices drive most of the variance in cost of living around Illinois. Key points include:
The cost of living in Waterloo is 99 with 100 being average.
The cost of living in Waterloo is 1.0x lower than the national average.
The median home value in Waterloo is $327,507.
The median income in Waterloo is $98,711.
Waterloo's Overall Cost Of Living
Lower Than The National Average
Cost Of Living In Waterloo Comparison Table
| Living Expense | Waterloo | Illinois | National Average |
|---|---|---|---|
| Overall | 99 | 98 | 100 |
| Services | 96 | 99 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 101 | 96 | 100 |
| Housing | 100 | 101 | 100 |
| Transportation | 97 | 99 | 100 |
| Utilities | 91 | 101 | 100 |
Source: Cost of living index, normalized to US average = 100
Waterloo, IL Weather
The average high in Waterloo is 65.7° and the average low is 46.3°.
There are 65.2 days of precipitation each year.
Expect an average of 42.9 inches of precipitation each year with 11.7 inches of snow.
| Stat | Waterloo |
|---|---|
| Average Annual High | 65.7 |
| Average Annual Low | 46.3 |
| Annual Precipitation Days | 65.2 |
| Average Annual Precipitation | 42.9 |
| Average Annual Snowfall | 11.7 |
Average High
Days of Rain
Source: NOAA climate normals (30-year)
Waterloo, IL Photos
Rankings & Articles For Waterloo
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Map Of Waterloo, IL
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Waterloo Demographics And Statistics
Population over time in Waterloo
The current population in Waterloo is 11,129. The population has increased 15.4% from 2010.
| Year | Population | % Change |
|---|---|---|
| 2024 | 11,129 | 0.7% |
| 2023 | 11,055 | 0.4% |
| 2022 | 11,012 | 1.0% |
| 2021 | 10,906 | 4.7% |
| 2020 | 10,417 | 0.5% |
| 2019 | 10,367 | 1.0% |
| 2018 | 10,268 | 0.6% |
| 2017 | 10,202 | 0.0% |
| 2016 | 10,197 | 0.5% |
| 2015 | 10,151 | 0.5% |
| 2014 | 10,102 | 0.9% |
| 2013 | 10,015 | 1.9% |
| 2012 | 9,826 | 0.8% |
| 2011 | 9,749 | 1.1% |
| 2010 | 9,640 | - |
Race / Ethnicity in Waterloo
See the full breakdown
Waterloo is:
94.1% White with 10,470 White residents.
1.0% African American with 115 African American residents.
0.1% American Indian with 15 American Indian residents.
1.7% Asian with 189 Asian residents.
0.0% Hawaiian with 0 Hawaiian residents.
0.0% Other with 0 Other residents.
1.3% Two Or More with 140 Two Or More residents.
1.8% Hispanic with 200 Hispanic residents.
| Race | Waterloo | IL | USA |
|---|---|---|---|
| White | 94.1% | 58.1% | 57.4% |
| African American | 1.0% | 13.3% | 11.9% |
| American Indian | 0.1% | 0.1% | 0.5% |
| Asian | 1.7% | 5.9% | 5.9% |
| Hawaiian | 0.0% | 0.0% | 0.2% |
| Other | 0.0% | 0.4% | 0.6% |
| Two Or More | 1.3% | 3.4% | 4.3% |
| Hispanic | 1.8% | 18.8% | 19.3% |
Gender in Waterloo
See the full breakdown
Waterloo is 51.2% female with 5,693 female residents.
Waterloo is 48.8% male with 5,435 male residents.
| Gender | Waterloo | IL | USA |
|---|---|---|---|
| Female | 51.2% | 50.6% | 50.5% |
| Male | 48.8% | 49.4% | 49.5% |
Highest level of educational attainment in Waterloo for adults over 25
See the full breakdown
0.0% of adults in Waterloo completed < 9th grade.
3.0% of adults in Waterloo completed 9-12th grade.
23.0% of adults in Waterloo completed high school / ged.
27.0% of adults in Waterloo completed some college.
9.0% of adults in Waterloo completed associate's degree.
24.0% of adults in Waterloo completed bachelor's degree.
9.0% of adults in Waterloo completed master's degree.
3.0% of adults in Waterloo completed professional degree.
2.0% of adults in Waterloo completed doctorate degree.
| Education | Waterloo | IL | USA |
|---|---|---|---|
| < 9th Grade | 0.0% | 5.0% | 4.0% |
| 9-12th Grade | 3.0% | 5.0% | 6.0% |
| High School / GED | 23.0% | 25.0% | 26.0% |
| Some College | 27.0% | 19.0% | 19.0% |
| Associate's Degree | 9.0% | 8.0% | 9.0% |
| Bachelor's Degree | 24.0% | 23.0% | 22.0% |
| Master's Degree | 9.0% | 11.0% | 10.0% |
| Professional Degree | 3.0% | 2.0% | 2.0% |
| Doctorate Degree | 2.0% | 2.0% | 2.0% |
Household Income For Waterloo, Illinois
See the full breakdown
2.5% of households in Waterloo earn Less than $10,000.
3.9% of households in Waterloo earn $10,000 to $14,999.
5.2% of households in Waterloo earn $15,000 to $24,999.
5.1% of households in Waterloo earn $25,000 to $34,999.
7.1% of households in Waterloo earn $35,000 to $49,999.
17.9% of households in Waterloo earn $50,000 to $74,999.
8.6% of households in Waterloo earn $75,000 to $99,999.
22.2% of households in Waterloo earn $100,000 to $149,999.
15.7% of households in Waterloo earn $150,000 to $199,999.
11.8% of households in Waterloo earn $200,000 or more.
| Income | Waterloo | IL | USA |
|---|---|---|---|
| Less than $10,000 | 2.5% | 5.4% | 5.0% |
| $10,000 to $14,999 | 3.9% | 3.2% | 3.4% |
| $15,000 to $24,999 | 5.2% | 5.9% | 6.3% |
| $25,000 to $34,999 | 5.1% | 6.3% | 6.6% |
| $35,000 to $49,999 | 7.1% | 9.7% | 10.1% |
| $50,000 to $74,999 | 17.9% | 14.8% | 15.5% |
| $75,000 to $99,999 | 8.6% | 12.6% | 12.6% |
| $100,000 to $149,999 | 22.2% | 18.0% | 17.5% |
| $150,000 to $199,999 | 15.7% | 10.1% | 9.6% |
| $200,000 or more | 11.8% | 13.8% | 13.4% |
Source: U.S. Census ACS 5-year estimates (2024)
