What is the cost of living in Pendleton, IN?
According to the most recent data on the cost of living, Pendleton has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to Indiana, Pendleton has a cost of living index that's 1.1x higher than Indiana's index of 90.
The standard of living in Pendleton ranks as #99 most affordable out of the 129 places we measured in Indiana. By definition, that implies Pendleton ranks as the #30 most expensive place in the Hoosier State.
For more reading on life in Pendleton, check out:
Pendleton Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Pendleton. Here is how it fares on each of the criteria:
The Services index in Pendleton is 96.
The Groceries index in Pendleton is 93.
The Health index in Pendleton is 92.
The Housing index in Pendleton is 95.
The Transportation index in Pendleton is 93.
The Utilities index in Pendleton is 96.
| Living Expense | Pendleton | Indiana | National Average |
|---|---|---|---|
| Overall | 96 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 93 | 95 | 100 |
| Health | 92 | 72 | 100 |
| Housing | 95 | 98 | 100 |
| Transportation | 93 | 94 | 100 |
| Utilities | 96 | 96 | 100 |
Pendleton Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Pendleton Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pendleton, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pendleton is $334,738.
The Median Rent in Pendleton is $1,209.
The Median Income in Pendleton is $86,806.
The Home Value To Income in Pendleton is 3.9x.
The Rent To Monthly Income in Pendleton is 0.17x.
Pendleton, IN Costs By Category
Detailed Pendleton Services costs vs. Indiana
Detailed Pendleton Groceries costs vs. Indiana
Detailed Pendleton Health costs vs. Indiana
Detailed Pendleton Transportation costs vs. Indiana
Pendleton SnackAbility
Cost Of Living In Cities Around Pendleton
The cost of living varies in the cities and towns around Pendleton. Here's a quick look at the cost of living in the most populous nearby places:
Noblesville, IN has a cost of living index of 103, 1.1x Pendleton.
Anderson, IN has a cost of living index of 82, 0.9x Pendleton.
Lawrence, IN has a cost of living index of 95, 1.0x Pendleton.
| City | Population | Cost Of Living | Vs. Pendleton |
|---|---|---|---|
| Noblesville, IN | 73,362 | 103 | 1.1x |
| Anderson, IN | 55,367 | 82 | 0.9x |
| Lawrence, IN | 49,517 | 95 | 1.0x |
| Greenfield, IN | 24,940 | 93 | 1.0x |
| McCordsville, IN | 10,329 | 102 | 1.1x |
| Middletown, KY | 9,763 | 108 | 1.1x |
| Elwood, IN | 8,356 | 82 | 0.9x |
| Cumberland, IN | 6,267 | 97 | 1.0x |
