What is the cost of living in Middletown, KY?
According to the most recent data on the cost of living, Middletown has an overall cost of living index of 108, which is 1.1x higher than the national index of 100.
Compared to Kentucky, Middletown has a cost of living index that's 1.2x higher than Kentucky's index of 89.
The standard of living in Middletown ranks as #82 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Middletown ranks as the #3 most expensive place in the Bluegrass State.
For more reading on life in Middletown, check out:
Middletown Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Middletown. Here is how it fares on each of the criteria:
The Services index in Middletown is 99.
The Groceries index in Middletown is 94.
The Health index in Middletown is 127.
The Housing index in Middletown is 100.
The Transportation index in Middletown is 100.
The Utilities index in Middletown is 91.
| Living Expense | Middletown | Kentucky | National Average |
|---|---|---|---|
| Overall | 108 | 89 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 94 | 98 | 100 |
| Health | 127 | 68 | 100 |
| Housing | 100 | 98 | 100 |
| Transportation | 100 | 95 | 100 |
| Utilities | 91 | 96 | 100 |
Middletown Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Middletown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Middletown, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Middletown is $378,971.
The Median Rent in Middletown is $1,502.
The Median Income in Middletown is $82,537.
The Home Value To Income in Middletown is 4.6x.
The Rent To Monthly Income in Middletown is 0.22x.
| Statistic | Middletown | Kentucky | United States |
|---|---|---|---|
| Median Home Value | $378,971 | $231,894 | $332,700 |
| Median Rent | $1,502 | $967 | $1,413 |
| Median Income | $82,537 | $63,726 | $80,734 |
| Home Value To Income | 4.6x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.18x | 0.21x |
Middletown, KY Costs By Category
Detailed Middletown Services costs vs. Kentucky
| Item | Middletown | Kentucky |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.91 | $18 |
| Haircut | $26.5 | $24.26 |
| Beauty Salon | $53.07 | $45.56 |
Detailed Middletown Groceries costs vs. Kentucky
| Item | Middletown | Kentucky |
|---|---|---|
| Ground Beef | $6.07 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.72 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $10.35 | $12.09 |
| Beer | $9.84 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Middletown Health costs vs. Kentucky
| Item | Middletown | Kentucky |
|---|---|---|
| Optometrist | $87.52 | $125.68 |
| Doctor | $106.15 | $135.78 |
| Dentist | $102.55 | $113.29 |
Detailed Middletown Transportation costs vs. Kentucky
| Item | Middletown | Kentucky |
|---|---|---|
| Gasoline | $3.11 | $3.46 |
| Tire Balancing | $58.38 | $59.92 |
Detailed Middletown Utilities costs vs. Kentucky
| Item | Middletown | Kentucky |
|---|---|---|
| All Electricity | $207.41 | $193.99 |
| Phone | $192.46 | $192.25 |
Middletown SnackAbility
Cost Of Living In Cities Around Middletown
The cost of living varies in the cities and towns around Middletown. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, IL has a cost of living index of 93, 0.9x Middletown.
Bloomington, IL has a cost of living index of 95, 0.9x Middletown.
Normal, IL has a cost of living index of 96, 0.9x Middletown.
| City | Population | Cost Of Living | Vs. Middletown |
|---|---|---|---|
| Springfield, IL | 113,330 | 93 | 0.9x |
| Bloomington, IL | 78,907 | 95 | 0.9x |
| Normal, IL | 53,569 | 96 | 0.9x |
| East Peoria, IL | 22,324 | 93 | 0.9x |
| Morton, IL | 16,595 | 103 | 1.0x |
| Washington, IL | 15,919 | 102 | 0.9x |
| Chatham, IL | 14,639 | 103 | 1.0x |
| Lincoln, IL | 13,281 | 88 | 0.8x |
| Mount Zion, IL | 5,660 | 92 | 0.9x |
| Eureka, IL | 5,007 | 89 | 0.8x |
