Terre Haute, IN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Terre Haute, IN Summary

Cost of living in Terre Haute research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Terre Haute is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Indiana, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Terre Haute is 86, with 100 being the average.

  • The cost of living index in Terre Haute is 0.9x lower than the national average.

  • Terre Haute ranks as the #29 cheapest in Indiana out of 128.

  • Terre Haute ranks as the #639 cheapest out of 6,489 in the US.

  • The median home value in Terre Haute is $157,634.

  • The median income in Terre Haute is $41,960.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
86
Terre Haute's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Terre Haute, IN?

According to the most recent data on the cost of living, Terre Haute has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.

Compared to Indiana, Terre Haute has a cost of living index that's 0.9x lower than Indiana's index of 92.

The standard of living in Terre Haute ranks as #29 most affordable out of the 128 places we measured in Indiana. By definition, that implies Terre Haute ranks as the #99 most expensive place in the Hoosier State.

For more reading on life in Terre Haute, check out:

29 out of 128
In Indiana
639 out of 6,489
In America

Terre Haute Cost Of Living Vs. Indiana

Six factors go into calculating the cost of living index in Terre Haute. Here is how it fairs on each of the criteria:

  • The Services index in Terre Haute is 97.

  • The Groceries index in Terre Haute is 99.

  • The Health index in Terre Haute is 132.

  • The Housing index in Terre Haute is 55.

  • The Transportation index in Terre Haute is 103.

  • The Utilities index in Terre Haute is 106.

Living Expense Terre Haute Indiana National Average
Overall 86 92 100
Services 97 95 100
Groceries 99 97 100
Health 132 94 100
Housing 55 73 100
Transportation 103 94 100
Utilities 106 107 100
For more reading on cost of living around Indiana, check out:
Terre Haute Cost of Living Vs. IN

Terre Haute, IN Housing Cost Breakdown

Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Terre Haute is $157,634.

  • The Median Rent in Terre Haute is $877.

  • The Median Income in Terre Haute is $41,960.

  • The Home Value To Income in Terre Haute is 3.8x.

  • The Rent To Monthly Income in Terre Haute is 0.25x.

Statistic Terre Haute Indiana United States
Median Home Value $157,634 $251,301 $303,400
Median Rent $877 $1,020 $1,348
Median Income $41,960 $70,051 $78,538
Home Value To Income 3.8x 3.6x 3.9x
Rent To Monthly Income 0.25x 0.17x 0.21x
$157,634
Median Home Value
$877
Median Rent
$41,960
Median Income

Terre Haute, IN Costs By Category

Detailed Terre Haute Services Costs Vs. Indiana

Item Terre Haute Indiana
Shampoo $1.24 $1.28
Movie $9.63 $12.13
Bowling $15.0 $18
Haircut $18.5 $24.26
Beauty Salon $30.0 $45.56

Detailed Terre Haute Groceries Costs Vs. Indiana

Item Terre Haute Indiana
Ground Beef $5.92 $5.84
Fried Chicken $1.62 $1.57
Milk $4.75 $4.67
Potatoes $5.14 $4.93
Pizza $13.25 $12.09
Beer $9.97 $10.41
Toothpaste $3.71 $3.7

Detailed Terre Haute Health Costs Vs. Indiana

Item Terre Haute Indiana
Optometrist $150.0 $125.68
Doctor $146.67 $135.78
Dentist $205.92 $113.29

Detailed Terre Haute Transportation Costs Vs. Indiana

Item Terre Haute Indiana
Gasoline $3.45 $3.46
Tire Balancing $67.33 $59.92

Detailed Terre Haute Utilities Costs Vs. Indiana

Item Terre Haute Indiana
All Electricity $216.89 $193.99
Phone $190.03 $192.25

Terre Haute SnackAbility

3
/10
Overall SnackAbility
Jobs
4/10
Housing
5
Affordability
7
Diversity
8
Safety
3
Amenities
9
Education
6
Commute
9

Cost Of Living In Cities Around Terre Haute

The cost of living varies in the cities and towns around Terre Haute. Here's a quick look at the cost of living in the most populous nearby places:

  • Danville, IL has a cost of living index of 83, 1.0x Terre Haute.

  • Charleston, IL has a cost of living index of 92, 1.1x Terre Haute.

  • Crawfordsville, IN has a cost of living index of 87, 1.0x Terre Haute.

City Population Cost Of Living Vs. Terre Haute
Danville, IL 28,663 83 1.0x
Charleston, IL 17,212 92 1.1x
Crawfordsville, IN 16,408 87 1.0x
Greencastle, IN 9,863 94 1.1x
Paris, IL 8,154 87 1.0x
Brazil, IN 8,064 88 1.0x
Robinson, IL 7,005 85 1.0x
Ellettsville, IN 6,653 94 1.1x
Linton, IN 5,153 85 1.0x

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