What is the cost of living in Terre Haute, IN?
According to the most recent data on the cost of living, Terre Haute has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Indiana, Terre Haute has a cost of living index that's 1.0x lower than Indiana's index of 90.
The standard of living in Terre Haute ranks as #45 most affordable out of the 129 places we measured in Indiana. By definition, that implies Terre Haute ranks as the #84 most expensive place in the Hoosier State.
For more reading on life in Terre Haute, check out:
Terre Haute Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Terre Haute. Here is how it fares on each of the criteria:
The Services index in Terre Haute is 96.
The Groceries index in Terre Haute is 98.
The Health index in Terre Haute is 57.
The Housing index in Terre Haute is 99.
The Transportation index in Terre Haute is 94.
The Utilities index in Terre Haute is 99.
| Living Expense | Terre Haute | Indiana | National Average |
|---|---|---|---|
| Overall | 87 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 98 | 95 | 100 |
| Health | 57 | 72 | 100 |
| Housing | 99 | 98 | 100 |
| Transportation | 94 | 94 | 100 |
| Utilities | 99 | 96 | 100 |
Terre Haute Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Terre Haute Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Terre Haute, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Terre Haute is $155,801.
The Median Rent in Terre Haute is $922.
The Median Income in Terre Haute is $43,126.
The Home Value To Income in Terre Haute is 3.6x.
The Rent To Monthly Income in Terre Haute is 0.26x.
| Statistic | Terre Haute | Indiana | United States |
|---|---|---|---|
| Median Home Value | $155,801 | $254,121 | $332,700 |
| Median Rent | $922 | $1,062 | $1,413 |
| Median Income | $43,126 | $71,957 | $80,734 |
| Home Value To Income | 3.6x | 3.5x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.18x | 0.21x |
Terre Haute, IN Costs By Category
Detailed Terre Haute Services costs vs. Indiana
| Item | Terre Haute | Indiana |
|---|---|---|
| Shampoo | $1.24 | $1.28 |
| Movie | $9.63 | $12.13 |
| Bowling | $15.0 | $18 |
| Haircut | $18.5 | $24.26 |
| Beauty Salon | $30.0 | $45.56 |
Detailed Terre Haute Groceries costs vs. Indiana
| Item | Terre Haute | Indiana |
|---|---|---|
| Ground Beef | $5.92 | $5.84 |
| Fried Chicken | $1.62 | $1.57 |
| Milk | $4.75 | $4.67 |
| Potatoes | $5.14 | $4.93 |
| Pizza | $13.25 | $12.09 |
| Beer | $9.97 | $10.41 |
| Toothpaste | $3.71 | $3.7 |
Detailed Terre Haute Health costs vs. Indiana
| Item | Terre Haute | Indiana |
|---|---|---|
| Optometrist | $150.0 | $125.68 |
| Doctor | $146.67 | $135.78 |
| Dentist | $205.92 | $113.29 |
Detailed Terre Haute Transportation costs vs. Indiana
| Item | Terre Haute | Indiana |
|---|---|---|
| Gasoline | $3.45 | $3.46 |
| Tire Balancing | $67.33 | $59.92 |
Detailed Terre Haute Utilities costs vs. Indiana
| Item | Terre Haute | Indiana |
|---|---|---|
| All Electricity | $216.89 | $193.99 |
| Phone | $190.03 | $192.25 |
Terre Haute SnackAbility
Cost Of Living In Cities Around Terre Haute
The cost of living varies in the cities and towns around Terre Haute. Here's a quick look at the cost of living in the most populous nearby places:
Danville, IL has a cost of living index of 86, 1.0x Terre Haute.
Charleston, IL has a cost of living index of 85, 1.0x Terre Haute.
Crawfordsville, IN has a cost of living index of 86, 1.0x Terre Haute.
| City | Population | Cost Of Living | Vs. Terre Haute |
|---|---|---|---|
| Danville, IL | 28,595 | 86 | 1.0x |
| Charleston, IL | 17,062 | 85 | 1.0x |
| Crawfordsville, IN | 16,491 | 86 | 1.0x |
| Greencastle, IN | 9,864 | 90 | 1.0x |
| Paris, IL | 8,276 | 82 | 0.9x |
| Brazil, IN | 7,831 | 87 | 1.0x |
| Robinson, IL | 7,084 | 83 | 1.0x |
| Ellettsville, IN | 6,698 | 93 | 1.1x |
| Linton, IN | 5,260 | 82 | 0.9x |
