What is the cost of living in Erlanger, KY?
According to the most recent data on the cost of living, Erlanger has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Erlanger has a cost of living index that's 1.0x higher than Kentucky's index of 89.
The standard of living in Erlanger ranks as #45 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Erlanger ranks as the #40 most expensive place in the Bluegrass State.
For more reading on life in Erlanger, check out:
Erlanger Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Erlanger. Here is how it fares on each of the criteria:
The Services index in Erlanger is 93.
The Groceries index in Erlanger is 99.
The Health index in Erlanger is 81.
The Housing index in Erlanger is 95.
The Transportation index in Erlanger is 99.
The Utilities index in Erlanger is 95.
| Living Expense | Erlanger | Kentucky | National Average |
|---|---|---|---|
| Overall | 92 | 89 | 100 |
| Services | 93 | 100 | 100 |
| Groceries | 99 | 98 | 100 |
| Health | 81 | 68 | 100 |
| Housing | 95 | 98 | 100 |
| Transportation | 99 | 95 | 100 |
| Utilities | 95 | 96 | 100 |
Erlanger Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Erlanger Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Erlanger, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Erlanger is $245,646.
The Median Rent in Erlanger is $970.
The Median Income in Erlanger is $75,840.
The Home Value To Income in Erlanger is 3.2x.
The Rent To Monthly Income in Erlanger is 0.15x.
Erlanger, KY Costs By Category
Detailed Erlanger Services costs vs. Kentucky
Detailed Erlanger Groceries costs vs. Kentucky
Detailed Erlanger Health costs vs. Kentucky
Detailed Erlanger Transportation costs vs. Kentucky
Erlanger SnackAbility
Cost Of Living In Cities Around Erlanger
The cost of living varies in the cities and towns around Erlanger. Here's a quick look at the cost of living in the most populous nearby places:
Monfort Heights, OH has a cost of living index of 94, 1.0x Erlanger.
Mack, OH has a cost of living index of 104, 1.1x Erlanger.
Montgomery, OH has a cost of living index of 122, 1.3x Erlanger.
| City | Population | Cost Of Living | Vs. Erlanger |
|---|---|---|---|
| Monfort Heights, OH | 12,441 | 94 | 1.0x |
| Mack, OH | 11,516 | 104 | 1.1x |
| Montgomery, OH | 10,855 | 122 | 1.3x |
| Forestville, OH | 10,831 | 106 | 1.2x |
| Madeira, OH | 9,484 | 118 | 1.3x |
| Elsmere, KY | 9,205 | 92 | 1.0x |
| Wyoming, OH | 8,723 | 116 | 1.3x |
| Fort Mitchell, KY | 8,713 | 107 | 1.2x |
| Edgewood, KY | 8,447 | 101 | 1.1x |
| Kenwood, OH | 8,326 | 108 | 1.2x |
