What is the cost of living in Fort Mitchell, KY?
According to the most recent data on the cost of living, Fort Mitchell has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.
Compared to Kentucky, Fort Mitchell has a cost of living index that's 1.2x higher than Kentucky's index of 89.
The standard of living in Fort Mitchell ranks as #79 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Fort Mitchell ranks as the #6 most expensive place in the Bluegrass State.
For more reading on life in Fort Mitchell, check out:
Fort Mitchell Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Fort Mitchell. Here is how it fares on each of the criteria:
The Services index in Fort Mitchell is 98.
The Groceries index in Fort Mitchell is 93.
The Health index in Fort Mitchell is 132.
The Housing index in Fort Mitchell is 97.
The Transportation index in Fort Mitchell is 94.
The Utilities index in Fort Mitchell is 92.
| Living Expense | Fort Mitchell | Kentucky | National Average |
|---|---|---|---|
| Overall | 107 | 89 | 100 |
| Services | 98 | 100 | 100 |
| Groceries | 93 | 98 | 100 |
| Health | 132 | 68 | 100 |
| Housing | 97 | 98 | 100 |
| Transportation | 94 | 95 | 100 |
| Utilities | 92 | 96 | 100 |
Fort Mitchell Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Fort Mitchell Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Fort Mitchell, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fort Mitchell is $398,734.
The Median Rent in Fort Mitchell is $1,039.
The Median Income in Fort Mitchell is $86,310.
The Home Value To Income in Fort Mitchell is 4.6x.
The Rent To Monthly Income in Fort Mitchell is 0.14x.
| Statistic | Fort Mitchell | Kentucky | United States |
|---|---|---|---|
| Median Home Value | $398,734 | $231,894 | $332,700 |
| Median Rent | $1,039 | $967 | $1,413 |
| Median Income | $86,310 | $63,726 | $80,734 |
| Home Value To Income | 4.6x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.14x | 0.18x | 0.21x |
Fort Mitchell, KY Costs By Category
Detailed Fort Mitchell Services costs vs. Kentucky
| Item | Fort Mitchell | Kentucky |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $14.35 | $12.13 |
| Bowling | $17.56 | $18 |
| Haircut | $25.13 | $24.26 |
| Beauty Salon | $37.93 | $45.56 |
Detailed Fort Mitchell Groceries costs vs. Kentucky
| Item | Fort Mitchell | Kentucky |
|---|---|---|
| Ground Beef | $5.91 | $5.84 |
| Fried Chicken | $1.72 | $1.57 |
| Milk | $4.8 | $4.67 |
| Potatoes | $5.05 | $4.93 |
| Pizza | $11.92 | $12.09 |
| Beer | $10.63 | $10.41 |
| Toothpaste | $3.6 | $3.7 |
Detailed Fort Mitchell Health costs vs. Kentucky
| Item | Fort Mitchell | Kentucky |
|---|---|---|
| Optometrist | $105.42 | $125.68 |
| Doctor | $159.4 | $135.78 |
| Dentist | $106.67 | $113.29 |
Detailed Fort Mitchell Transportation costs vs. Kentucky
| Item | Fort Mitchell | Kentucky |
|---|---|---|
| Gasoline | $3.27 | $3.46 |
| Tire Balancing | $73.09 | $59.92 |
Detailed Fort Mitchell Utilities costs vs. Kentucky
| Item | Fort Mitchell | Kentucky |
|---|---|---|
| All Electricity | $197.1 | $193.99 |
| Phone | $186.48 | $192.25 |
Fort Mitchell SnackAbility
Cost Of Living In Cities Around Fort Mitchell
The cost of living varies in the cities and towns around Fort Mitchell. Here's a quick look at the cost of living in the most populous nearby places:
Covington, KY has a cost of living index of 88, 0.8x Fort Mitchell.
Erlanger, KY has a cost of living index of 92, 0.9x Fort Mitchell.
Monfort Heights, OH has a cost of living index of 94, 0.9x Fort Mitchell.
| City | Population | Cost Of Living | Vs. Fort Mitchell |
|---|---|---|---|
| Covington, KY | 41,110 | 88 | 0.8x |
| Erlanger, KY | 19,875 | 92 | 0.9x |
| Monfort Heights, OH | 12,441 | 94 | 0.9x |
| Mack, OH | 11,516 | 104 | 1.0x |
| Montgomery, OH | 10,855 | 122 | 1.1x |
| Forestville, OH | 10,831 | 106 | 1.0x |
| Madeira, OH | 9,484 | 118 | 1.1x |
| Wyoming, OH | 8,723 | 116 | 1.1x |
| Edgewood, KY | 8,447 | 101 | 0.9x |
| Kenwood, OH | 8,326 | 108 | 1.0x |
