What is the cost of living in Georgetown, KY?
According to the most recent data on the cost of living, Georgetown has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Kentucky, Georgetown has a cost of living index that's 1.1x higher than Kentucky's index of 89.
The standard of living in Georgetown ranks as #63 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Georgetown ranks as the #22 most expensive place in the Bluegrass State.
For more reading on life in Georgetown, check out:
Georgetown Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Georgetown. Here is how it fares on each of the criteria:
The Services index in Georgetown is 99.
The Groceries index in Georgetown is 96.
The Health index in Georgetown is 97.
The Housing index in Georgetown is 93.
The Transportation index in Georgetown is 95.
The Utilities index in Georgetown is 94.
| Living Expense | Georgetown | Kentucky | National Average |
|---|---|---|---|
| Overall | 97 | 89 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 96 | 98 | 100 |
| Health | 97 | 68 | 100 |
| Housing | 93 | 98 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 94 | 96 | 100 |
Georgetown Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Georgetown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Georgetown, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Georgetown is $336,540.
The Median Rent in Georgetown is $1,255.
The Median Income in Georgetown is $80,088.
The Home Value To Income in Georgetown is 4.2x.
The Rent To Monthly Income in Georgetown is 0.19x.
| Statistic | Georgetown | Kentucky | United States |
|---|---|---|---|
| Median Home Value | $336,540 | $231,894 | $332,700 |
| Median Rent | $1,255 | $967 | $1,413 |
| Median Income | $80,088 | $63,726 | $80,734 |
| Home Value To Income | 4.2x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.18x | 0.21x |
Georgetown, KY Costs By Category
Detailed Georgetown Services costs vs. Kentucky
| Item | Georgetown | Kentucky |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.91 | $18 |
| Haircut | $26.5 | $24.26 |
| Beauty Salon | $53.07 | $45.56 |
Detailed Georgetown Groceries costs vs. Kentucky
| Item | Georgetown | Kentucky |
|---|---|---|
| Ground Beef | $6.07 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.72 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $10.35 | $12.09 |
| Beer | $9.84 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Georgetown Health costs vs. Kentucky
| Item | Georgetown | Kentucky |
|---|---|---|
| Optometrist | $87.52 | $125.68 |
| Doctor | $106.15 | $135.78 |
| Dentist | $102.55 | $113.29 |
Detailed Georgetown Transportation costs vs. Kentucky
| Item | Georgetown | Kentucky |
|---|---|---|
| Gasoline | $3.11 | $3.46 |
| Tire Balancing | $58.38 | $59.92 |
Detailed Georgetown Utilities costs vs. Kentucky
| Item | Georgetown | Kentucky |
|---|---|---|
| All Electricity | $207.41 | $193.99 |
| Phone | $192.46 | $192.25 |
Georgetown SnackAbility
Cost Of Living In Cities Around Georgetown
The cost of living varies in the cities and towns around Georgetown. Here's a quick look at the cost of living in the most populous nearby places:
Jeffersonville, IN has a cost of living index of 95, 1.0x Georgetown.
New Albany, IN has a cost of living index of 90, 0.9x Georgetown.
Clarksville, IN has a cost of living index of 93, 1.0x Georgetown.
| City | Population | Cost Of Living | Vs. Georgetown |
|---|---|---|---|
| Jeffersonville, IN | 51,043 | 95 | 1.0x |
| New Albany, IN | 37,581 | 90 | 0.9x |
| Clarksville, IN | 22,016 | 93 | 1.0x |
| St. Matthews, KY | 17,577 | 108 | 1.1x |
| Shively, KY | 15,638 | 87 | 0.9x |
| Charlestown, IN | 8,294 | 91 | 0.9x |
| Louisville, MS | 5,983 | 86 | 0.9x |
