What is the cost of living in Shively, KY?
According to the most recent data on the cost of living, Shively has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Shively has a cost of living index that's 1.0x lower than Kentucky's index of 89.
The standard of living in Shively ranks as #15 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Shively ranks as the #70 most expensive place in the Bluegrass State.
For more reading on life in Shively, check out:
Shively Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Shively. Here is how it fares on each of the criteria:
The Services index in Shively is 94.
The Groceries index in Shively is 96.
The Health index in Shively is 65.
The Housing index in Shively is 100.
The Transportation index in Shively is 96.
The Utilities index in Shively is 98.
| Living Expense | Shively | Kentucky | National Average |
|---|---|---|---|
| Overall | 87 | 89 | 100 |
| Services | 94 | 100 | 100 |
| Groceries | 96 | 98 | 100 |
| Health | 65 | 68 | 100 |
| Housing | 100 | 98 | 100 |
| Transportation | 96 | 95 | 100 |
| Utilities | 98 | 96 | 100 |
Shively Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Shively Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Shively, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Shively is $174,484.
The Median Rent in Shively is $899.
The Median Income in Shively is $50,221.
The Home Value To Income in Shively is 3.5x.
The Rent To Monthly Income in Shively is 0.21x.
Shively, KY Costs By Category
Detailed Shively Services costs vs. Kentucky
Detailed Shively Groceries costs vs. Kentucky
Detailed Shively Health costs vs. Kentucky
Detailed Shively Transportation costs vs. Kentucky
Shively SnackAbility
Cost Of Living In Cities Around Shively
The cost of living varies in the cities and towns around Shively. Here's a quick look at the cost of living in the most populous nearby places:
Georgetown, KY has a cost of living index of 97, 1.1x Shively.
New Albany, IN has a cost of living index of 90, 1.0x Shively.
Jeffersontown, KY has a cost of living index of 101, 1.2x Shively.
| City | Population | Cost Of Living | Vs. Shively |
|---|---|---|---|
| Georgetown, KY | 39,117 | 97 | 1.1x |
| New Albany, IN | 37,581 | 90 | 1.0x |
| Jeffersontown, KY | 29,199 | 101 | 1.2x |
| St. Matthews, KY | 17,577 | 108 | 1.2x |
| Lyndon, KY | 11,030 | 103 | 1.2x |
| Middletown, KY | 9,763 | 108 | 1.2x |
| Louisville, MS | 5,983 | 86 | 1.0x |
| Douglass Hills, KY | 5,474 | 107 | 1.2x |








