What is the cost of living in Harrodsburg, KY?
According to the most recent data on the cost of living, Harrodsburg has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Harrodsburg has a cost of living index that's 1.0x lower than Kentucky's index of 89.
The standard of living in Harrodsburg ranks as #15 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Harrodsburg ranks as the #70 most expensive place in the Bluegrass State.
For more reading on life in Harrodsburg, check out:
Harrodsburg Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Harrodsburg. Here is how it fares on each of the criteria:
The Services index in Harrodsburg is 100.
The Groceries index in Harrodsburg is 97.
The Health index in Harrodsburg is 60.
The Housing index in Harrodsburg is 97.
The Transportation index in Harrodsburg is 95.
The Utilities index in Harrodsburg is 99.
| Living Expense | Harrodsburg | Kentucky | National Average |
|---|---|---|---|
| Overall | 87 | 89 | 100 |
| Services | 100 | 100 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 60 | 68 | 100 |
| Housing | 97 | 98 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 99 | 96 | 100 |
Harrodsburg Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Harrodsburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Harrodsburg, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Harrodsburg is $237,088.
The Median Rent in Harrodsburg is $790.
The Median Income in Harrodsburg is $48,381.
The Home Value To Income in Harrodsburg is 4.9x.
The Rent To Monthly Income in Harrodsburg is 0.2x.
| Statistic | Harrodsburg | Kentucky | United States |
|---|---|---|---|
| Median Home Value | $237,088 | $231,894 | $332,700 |
| Median Rent | $790 | $967 | $1,413 |
| Median Income | $48,381 | $63,726 | $80,734 |
| Home Value To Income | 4.9x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.18x | 0.21x |
Harrodsburg, KY Costs By Category
Detailed Harrodsburg Services costs vs. Kentucky
| Item | Harrodsburg | Kentucky |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.91 | $18 |
| Haircut | $26.5 | $24.26 |
| Beauty Salon | $53.07 | $45.56 |
Detailed Harrodsburg Groceries costs vs. Kentucky
| Item | Harrodsburg | Kentucky |
|---|---|---|
| Ground Beef | $6.07 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.72 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $10.35 | $12.09 |
| Beer | $9.84 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Harrodsburg Health costs vs. Kentucky
| Item | Harrodsburg | Kentucky |
|---|---|---|
| Optometrist | $87.52 | $125.68 |
| Doctor | $106.15 | $135.78 |
| Dentist | $102.55 | $113.29 |
Detailed Harrodsburg Transportation costs vs. Kentucky
| Item | Harrodsburg | Kentucky |
|---|---|---|
| Gasoline | $3.11 | $3.46 |
| Tire Balancing | $58.38 | $59.92 |
Detailed Harrodsburg Utilities costs vs. Kentucky
| Item | Harrodsburg | Kentucky |
|---|---|---|
| All Electricity | $207.41 | $193.99 |
| Phone | $192.46 | $192.25 |
Harrodsburg SnackAbility
Cost Of Living In Cities Around Harrodsburg
The cost of living varies in the cities and towns around Harrodsburg. Here's a quick look at the cost of living in the most populous nearby places:
Nicholasville, KY has a cost of living index of 91, 1.0x Harrodsburg.
Danville, KY has a cost of living index of 91, 1.0x Harrodsburg.
Lawrenceburg, KY has a cost of living index of 92, 1.1x Harrodsburg.
| City | Population | Cost Of Living | Vs. Harrodsburg |
|---|---|---|---|
| Nicholasville, KY | 32,197 | 91 | 1.0x |
| Danville, KY | 17,327 | 91 | 1.0x |
| Lawrenceburg, KY | 11,943 | 92 | 1.1x |
| Wilmore, KY | 6,057 | 95 | 1.1x |
