What is the cost of living in Nicholasville, KY?
According to the most recent data on the cost of living, Nicholasville has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Nicholasville has a cost of living index that's 1.0x higher than Kentucky's index of 89.
The standard of living in Nicholasville ranks as #39 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Nicholasville ranks as the #46 most expensive place in the Bluegrass State.
For more reading on life in Nicholasville, check out:
Nicholasville Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Nicholasville. Here is how it fares on each of the criteria:
The Services index in Nicholasville is 99.
The Groceries index in Nicholasville is 96.
The Health index in Nicholasville is 84.
The Housing index in Nicholasville is 100.
The Transportation index in Nicholasville is 93.
The Utilities index in Nicholasville is 97.
| Living Expense | Nicholasville | Kentucky | National Average |
|---|---|---|---|
| Overall | 91 | 89 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 96 | 98 | 100 |
| Health | 84 | 68 | 100 |
| Housing | 100 | 98 | 100 |
| Transportation | 93 | 95 | 100 |
| Utilities | 97 | 96 | 100 |
Nicholasville Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Nicholasville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Nicholasville, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Nicholasville is $320,269.
The Median Rent in Nicholasville is $1,147.
The Median Income in Nicholasville is $68,503.
The Home Value To Income in Nicholasville is 4.7x.
The Rent To Monthly Income in Nicholasville is 0.2x.
| Statistic | Nicholasville | Kentucky | United States |
|---|---|---|---|
| Median Home Value | $320,269 | $231,894 | $332,700 |
| Median Rent | $1,147 | $967 | $1,413 |
| Median Income | $68,503 | $63,726 | $80,734 |
| Home Value To Income | 4.7x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.18x | 0.21x |
Nicholasville, KY Costs By Category
Detailed Nicholasville Services costs vs. Kentucky
| Item | Nicholasville | Kentucky |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.91 | $18 |
| Haircut | $26.5 | $24.26 |
| Beauty Salon | $53.07 | $45.56 |
Detailed Nicholasville Groceries costs vs. Kentucky
| Item | Nicholasville | Kentucky |
|---|---|---|
| Ground Beef | $6.07 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.72 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $10.35 | $12.09 |
| Beer | $9.84 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Nicholasville Health costs vs. Kentucky
| Item | Nicholasville | Kentucky |
|---|---|---|
| Optometrist | $87.52 | $125.68 |
| Doctor | $106.15 | $135.78 |
| Dentist | $102.55 | $113.29 |
Detailed Nicholasville Transportation costs vs. Kentucky
| Item | Nicholasville | Kentucky |
|---|---|---|
| Gasoline | $3.11 | $3.46 |
| Tire Balancing | $58.38 | $59.92 |
Detailed Nicholasville Utilities costs vs. Kentucky
| Item | Nicholasville | Kentucky |
|---|---|---|
| All Electricity | $207.41 | $193.99 |
| Phone | $192.46 | $192.25 |
Nicholasville SnackAbility
Cost Of Living In Cities Around Nicholasville
The cost of living varies in the cities and towns around Nicholasville. Here's a quick look at the cost of living in the most populous nearby places:
Richmond, KY has a cost of living index of 91, 1.0x Nicholasville.
Versailles, KY has a cost of living index of 93, 1.0x Nicholasville.
Harrodsburg, KY has a cost of living index of 87, 1.0x Nicholasville.
| City | Population | Cost Of Living | Vs. Nicholasville |
|---|---|---|---|
| Richmond, KY | 37,111 | 91 | 1.0x |
| Versailles, KY | 10,492 | 93 | 1.0x |
| Harrodsburg, KY | 9,313 | 87 | 1.0x |
| Wilmore, KY | 6,057 | 95 | 1.0x |
