What is the cost of living in London, KY?
According to the most recent data on the cost of living, London has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Kentucky, London has a cost of living index that's 1.0x lower than Kentucky's index of 89.
The standard of living in London ranks as #26 most affordable out of the 85 places we measured in Kentucky. By definition, that implies London ranks as the #59 most expensive place in the Bluegrass State.
For more reading on life in London, check out:
London Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in London. Here is how it fares on each of the criteria:
The Services index in London is 97.
The Groceries index in London is 99.
The Health index in London is 72.
The Housing index in London is 99.
The Transportation index in London is 95.
The Utilities index in London is 93.
| Living Expense | London | Kentucky | National Average |
|---|---|---|---|
| Overall | 89 | 89 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 99 | 98 | 100 |
| Health | 72 | 68 | 100 |
| Housing | 99 | 98 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 93 | 96 | 100 |
London Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in London Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
London, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in London is $182,770.
The Median Rent in London is $815.
The Median Income in London is $47,591.
The Home Value To Income in London is 3.8x.
The Rent To Monthly Income in London is 0.21x.
London, KY Costs By Category
Detailed London Services costs vs. Kentucky
Detailed London Groceries costs vs. Kentucky
Detailed London Health costs vs. Kentucky
Detailed London Transportation costs vs. Kentucky
London SnackAbility
Cost Of Living In Cities Around London
The cost of living varies in the cities and towns around London. Here's a quick look at the cost of living in the most populous nearby places:
Richmond, KY has a cost of living index of 91, 1.0x London.
Berea, KY has a cost of living index of 92, 1.0x London.
Somerset, KY has a cost of living index of 85, 1.0x London.
| City | Population | Cost Of Living | Vs. London |
|---|---|---|---|
| Richmond, KY | 37,111 | 91 | 1.0x |
| Berea, KY | 15,786 | 92 | 1.0x |
| Somerset, KY | 12,216 | 85 | 1.0x |
| Middlesborough, KY | 9,123 | 83 | 0.9x |
| Corbin, KY | 8,246 | 88 | 1.0x |
| Williamsburg, KY | 5,270 | 81 | 0.9x |
