What is the cost of living in Berea, KY?
According to the most recent data on the cost of living, Berea has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Berea has a cost of living index that's 1.0x higher than Kentucky's index of 89.
The standard of living in Berea ranks as #45 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Berea ranks as the #40 most expensive place in the Bluegrass State.
For more reading on life in Berea, check out:
Berea Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Berea. Here is how it fares on each of the criteria:
The Services index in Berea is 95.
The Groceries index in Berea is 97.
The Health index in Berea is 76.
The Housing index in Berea is 99.
The Transportation index in Berea is 95.
The Utilities index in Berea is 94.
| Living Expense | Berea | Kentucky | National Average |
|---|---|---|---|
| Overall | 92 | 89 | 100 |
| Services | 95 | 100 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 76 | 68 | 100 |
| Housing | 99 | 98 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 94 | 96 | 100 |
Berea Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Berea Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Berea, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Berea is $247,721.
The Median Rent in Berea is $835.
The Median Income in Berea is $59,495.
The Home Value To Income in Berea is 4.2x.
The Rent To Monthly Income in Berea is 0.17x.
Berea, KY Costs By Category
Detailed Berea Services costs vs. Kentucky
Detailed Berea Groceries costs vs. Kentucky
Detailed Berea Health costs vs. Kentucky
Detailed Berea Transportation costs vs. Kentucky
Berea SnackAbility
Cost Of Living In Cities Around Berea
The cost of living varies in the cities and towns around Berea. Here's a quick look at the cost of living in the most populous nearby places:
Georgetown, KY has a cost of living index of 97, 1.1x Berea.
Richmond, KY has a cost of living index of 91, 1.0x Berea.
Nicholasville, KY has a cost of living index of 91, 1.0x Berea.
| City | Population | Cost Of Living | Vs. Berea |
|---|---|---|---|
| Georgetown, KY | 39,117 | 97 | 1.1x |
| Richmond, KY | 37,111 | 91 | 1.0x |
| Nicholasville, KY | 32,197 | 91 | 1.0x |
| Winchester, KY | 19,213 | 90 | 1.0x |
| Danville, KY | 17,327 | 91 | 1.0x |
| Lawrenceburg, KY | 11,943 | 92 | 1.0x |
| Versailles, KY | 10,492 | 93 | 1.0x |
| Paris, KY | 10,160 | 89 | 1.0x |
| Harrodsburg, KY | 9,313 | 87 | 0.9x |
| Wilmore, KY | 6,057 | 95 | 1.0x |
