Oak Grove, KY Cost Of Living

The latest cost of living statistics for Oak Grove. Includes statistics on rent, mortgages, healthcare, and other costs for Oak Grove compared to the state and national averages.

Cost of living in Oak Grove, Kentucky

Cost of living in Oak Grove research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oak Grove is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Kentucky, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

92 Cost of living index 0.9x lower vs US
#45 Cheapest in Kentucky (of 85)
#1,359 Cheapest in the U.S. (of 6,489)
$210,938 Median home value
$1,197 Median rent
$49,354 Median income
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What is the cost of living in Oak Grove, KY?

According to the most recent data on the cost of living, Oak Grove has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.

Compared to Kentucky, Oak Grove has a cost of living index that's 1.0x higher than Kentucky's index of 89.

The standard of living in Oak Grove ranks as #45 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Oak Grove ranks as the #40 most expensive place in the Bluegrass State.

For more reading on life in Oak Grove, check out:

Oak Grove Cost Of Living Vs. Kentucky

Six factors go into calculating the cost of living index in Oak Grove. Here is how it fares on each of the criteria:

  • The Services index in Oak Grove is 97.

  • The Groceries index in Oak Grove is 96.

  • The Health index in Oak Grove is 74.

  • The Housing index in Oak Grove is 98.

  • The Transportation index in Oak Grove is 100.

  • The Utilities index in Oak Grove is 103.

Living Expense Oak Grove Kentucky National Average
Overall 92 89 100
Services 97 100 100
Groceries 96 98 100
Health 74 68 100
Housing 98 98 100
Transportation 100 95 100
Utilities 103 96 100

Oak Grove Cost Of Living Compared To Kentucky Averages

Services
Oak Grove 97
Kentucky avg 100
Groceries
Oak Grove 96
Kentucky avg 98
Health
Oak Grove 74
Kentucky avg 68
Housing
Oak Grove 98
Kentucky avg 98
Transportation
Oak Grove 100
Kentucky avg 95
Utilities
Oak Grove 103
Kentucky avg 96

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Kentucky, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Oak Grove, KY Housing Cost Breakdown

$210,938Median Home Value
$1,197Median Rent
$49,354Median Income

Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Oak Grove is $210,938.

  • The Median Rent in Oak Grove is $1,197.

  • The Median Income in Oak Grove is $49,354.

  • The Home Value To Income in Oak Grove is 4.3x.

  • The Rent To Monthly Income in Oak Grove is 0.29x.

Statistic Oak Grove Kentucky United States
Median Home Value $210,938 $231,894 $332,700
Median Rent $1,197 $967 $1,413
Median Income $49,354 $63,726 $80,734
Home Value To Income 4.3x 3.6x 4.1x
Rent To Monthly Income 0.29x 0.18x 0.21x

Oak Grove, KY Costs By Category

Detailed Oak Grove Services costs vs. Kentucky
Item Oak Grove Kentucky
Shampoo $1.23 $1.28
Movie $13.3 $12.13
Bowling $19.79 $18
Haircut $24.76 $24.26
Beauty Salon $46.01 $45.56
Detailed Oak Grove Groceries costs vs. Kentucky
Item Oak Grove Kentucky
Ground Beef $5.7 $5.84
Fried Chicken $1.43 $1.57
Milk $4.68 $4.67
Potatoes $5.16 $4.93
Pizza $10.85 $12.09
Beer $10.05 $10.41
Toothpaste $3.71 $3.7
Detailed Oak Grove Health costs vs. Kentucky
Item Oak Grove Kentucky
Optometrist $96.03 $125.68
Doctor $116.91 $135.78
Dentist $104.65 $113.29
Detailed Oak Grove Transportation costs vs. Kentucky
Item Oak Grove Kentucky
Gasoline $3.12 $3.46
Tire Balancing $57.43 $59.92
Detailed Oak Grove Utilities costs vs. Kentucky
Item Oak Grove Kentucky
All Electricity $183.77 $193.99
Phone $218.37 $192.25

Oak Grove SnackAbility

5Overall SnackAbility
Jobs 4/10
Housing 6/10
Affordability 5/10
Diversity 9.5/10
Safety 4/10
Amenities 7/10
Education 6/10
Commute 5/10

Cost Of Living In Cities Around Oak Grove

The cost of living varies in the cities and towns around Oak Grove. Here's a quick look at the cost of living in the most populous nearby places:

  • Clarksville, TN has a cost of living index of 97, 1.1x Oak Grove.

  • Hopkinsville, KY has a cost of living index of 87, 0.9x Oak Grove.

  • Central, LA has a cost of living index of 105, 1.1x Oak Grove.

City Population Cost Of Living Vs. Oak Grove
Clarksville, TN 176,456 97 1.1x
Hopkinsville, KY 30,906 87 0.9x
Central, LA 29,783 105 1.1x
Madisonville, KY 19,515 89 1.0x
Goodlettsville, TN 17,597 107 1.2x
White House, TN 14,631 106 1.2x
Fort Campbell North, KY 11,356 108 1.2x
Greenbrier, TN 6,971 103 1.1x
Princeton, KY 6,241 82 0.9x
Millersville, TN 5,836 102 1.1x