Williamsburg, KY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Williamsburg, KY Summary

Cost of living in Williamsburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Williamsburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Kentucky, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Williamsburg is 80, with 100 being the average.

  • The cost of living index in Williamsburg is 0.8x lower than the national average.

  • Williamsburg ranks as the #2 cheapest in Kentucky out of 84.

  • Williamsburg ranks as the #112 cheapest out of 6,489 in the US.

  • The median home value in Williamsburg is $117,202.

  • The median income in Williamsburg is $32,431.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
80
Williamsburg's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Williamsburg, KY?

According to the most recent data on the cost of living, Williamsburg has an overall cost of living index of 80, which is 0.8x lower than the national index of 100.

Compared to Kentucky, Williamsburg has a cost of living index that's 0.9x lower than Kentucky's index of 92.

The standard of living in Williamsburg ranks as #2 most affordable out of the 84 places we measured in Kentucky. By definition, that implies Williamsburg ranks as the #82 most expensive place in the Bluegrass State.

For more reading on life in Williamsburg, check out:

2 out of 84
In Kentucky
112 out of 6,489
In America

Williamsburg Cost Of Living Vs. Kentucky

Six factors go into calculating the cost of living index in Williamsburg. Here is how it fairs on each of the criteria:

  • The Services index in Williamsburg is 90.

  • The Groceries index in Williamsburg is 100.

  • The Health index in Williamsburg is 90.

  • The Housing index in Williamsburg is 49.

  • The Transportation index in Williamsburg is 87.

  • The Utilities index in Williamsburg is 94.

Living Expense Williamsburg Kentucky National Average
Overall 80 92 100
Services 90 101 100
Groceries 100 99 100
Health 90 85 100
Housing 49 71 100
Transportation 87 94 100
Utilities 94 105 100
For more reading on cost of living around Kentucky, check out:
Williamsburg Cost of Living Vs. KY

Williamsburg, KY Housing Cost Breakdown

Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Williamsburg is $117,202.

  • The Median Rent in Williamsburg is $685.

  • The Median Income in Williamsburg is $32,431.

  • The Home Value To Income in Williamsburg is 3.6x.

  • The Rent To Monthly Income in Williamsburg is 0.25x.

Statistic Williamsburg Kentucky United States
Median Home Value $117,202 $226,606 $303,400
Median Rent $685 $933 $1,348
Median Income $32,431 $62,417 $78,538
Home Value To Income 3.6x 3.6x 3.9x
Rent To Monthly Income 0.25x 0.18x 0.21x
$117,202
Median Home Value
$685
Median Rent
$32,431
Median Income

Williamsburg, KY Costs By Category

Detailed Williamsburg Services Costs Vs. Kentucky

Item Williamsburg Kentucky
Shampoo $1.23 $1.28
Movie $12.31 $12.13
Bowling $21.6 $18
Haircut $17.07 $24.26
Beauty Salon $42.0 $45.56

Detailed Williamsburg Groceries Costs Vs. Kentucky

Item Williamsburg Kentucky
Ground Beef $5.73 $5.84
Fried Chicken $1.42 $1.57
Milk $4.67 $4.67
Potatoes $5.03 $4.93
Pizza $11.42 $12.09
Beer $10.06 $10.41
Toothpaste $3.69 $3.7

Detailed Williamsburg Health Costs Vs. Kentucky

Item Williamsburg Kentucky
Optometrist $92.0 $125.68
Doctor $112.0 $135.78
Dentist $92.27 $113.29

Detailed Williamsburg Transportation Costs Vs. Kentucky

Item Williamsburg Kentucky
Gasoline $3.11 $3.46
Tire Balancing $52.8 $59.92

Detailed Williamsburg Utilities Costs Vs. Kentucky

Item Williamsburg Kentucky
All Electricity $173.24 $193.99
Phone $192.18 $192.25

Williamsburg SnackAbility

5
/10
Overall SnackAbility
Jobs
3/10
Housing
3
Affordability
6
Diversity
6
Safety
8
Amenities
8
Education
6
Commute
10

Cost Of Living In Cities Around Williamsburg

The cost of living varies in the cities and towns around Williamsburg. Here's a quick look at the cost of living in the most populous nearby places:

  • Somerset, KY has a cost of living index of 91, 1.1x Williamsburg.

  • Clinton, TN has a cost of living index of 91, 1.1x Williamsburg.

  • Middlesborough, KY has a cost of living index of 79, 1.0x Williamsburg.

City Population Cost Of Living Vs. Williamsburg
Somerset, KY 12,108 91 1.1x
Clinton, TN 10,141 91 1.1x
Middlesborough, KY 9,258 79 1.0x
Corbin, KY 8,430 84 1.1x
London, KY 7,576 92 1.1x
La Follette, TN 7,308 81 1.0x
Monticello, KY 5,741 80 1.0x

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