What is the cost of living in Holyoke, MA?
According to the most recent data on the cost of living, Holyoke has an overall cost of living index of 112, which is 1.1x higher than the national index of 100.
Compared to Massachusetts, Holyoke has a cost of living index that's 0.9x lower than Massachusetts's index of 130.
The standard of living in Holyoke ranks as #8 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Holyoke ranks as the #105 most expensive place in the Bay State.
For more reading on life in Holyoke, check out:
Holyoke Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Holyoke. Here is how it fares on each of the criteria:
The Services index in Holyoke is 108.
The Groceries index in Holyoke is 116.
The Health index in Holyoke is 102.
The Housing index in Holyoke is 114.
The Transportation index in Holyoke is 119.
The Utilities index in Holyoke is 110.
| Living Expense | Holyoke | Massachusetts | National Average |
|---|---|---|---|
| Overall | 112 | 130 | 100 |
| Services | 108 | 110 | 100 |
| Groceries | 116 | 115 | 100 |
| Health | 102 | 168 | 100 |
| Housing | 114 | 117 | 100 |
| Transportation | 119 | 115 | 100 |
| Utilities | 110 | 114 | 100 |
Holyoke Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Holyoke, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Holyoke is $322,895.
The Median Rent in Holyoke is $1,021.
The Median Income in Holyoke is $53,605.
The Home Value To Income in Holyoke is 6.0x.
The Rent To Monthly Income in Holyoke is 0.23x.
| Statistic | Holyoke | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $322,895 | $656,690 | $332,700 |
| Median Rent | $1,021 | $1,762 | $1,413 |
| Median Income | $53,605 | $103,960 | $80,734 |
| Home Value To Income | 6.0x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Holyoke, MA Costs By Category
Detailed Holyoke Services costs vs. Massachusetts
| Item | Holyoke | Massachusetts |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.85 | $12.13 |
| Bowling | $18.33 | $18 |
| Haircut | $33.78 | $24.26 |
| Beauty Salon | $58.55 | $45.56 |
Detailed Holyoke Groceries costs vs. Massachusetts
| Item | Holyoke | Massachusetts |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $4.96 | $4.93 |
| Pizza | $10.79 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Holyoke Health costs vs. Massachusetts
| Item | Holyoke | Massachusetts |
|---|---|---|
| Optometrist | $166.22 | $125.68 |
| Doctor | $182.5 | $135.78 |
| Dentist | $127.0 | $113.29 |
Detailed Holyoke Transportation costs vs. Massachusetts
| Item | Holyoke | Massachusetts |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $71.63 | $59.92 |
Detailed Holyoke Utilities costs vs. Massachusetts
| Item | Holyoke | Massachusetts |
|---|---|---|
| All Electricity | $302.09 | $193.99 |
| Phone | $185.16 | $192.25 |
Holyoke SnackAbility
Cost Of Living In Cities Around Holyoke
The cost of living varies in the cities and towns around Holyoke. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, MA has a cost of living index of 111, 1.0x Holyoke.
Chicopee, MA has a cost of living index of 109, 1.0x Holyoke.
Westfield, MA has a cost of living index of 115, 1.0x Holyoke.
| City | Population | Cost Of Living | Vs. Holyoke |
|---|---|---|---|
| Springfield, MA | 154,749 | 111 | 1.0x |
| Chicopee, MA | 55,295 | 109 | 1.0x |
| Westfield, MA | 40,378 | 115 | 1.0x |
| Northampton, MA | 30,962 | 130 | 1.2x |
| West Springfield, VA | 22,532 | 150 | 1.3x |
| Longmeadow, MA | 15,696 | 136 | 1.2x |
| Windsor Locks, CT | 12,579 | 113 | 1.0x |
| Southwood Acres, CT | 8,115 | 119 | 1.1x |
| Hazardville, CT | 6,022 | 112 | 1.0x |
| Sherwood Manor, CT | 5,706 | 119 | 1.1x |
