Northampton, MA Cost Of Living
Cost Of Living In Northampton, MA Summary
Cost of living in Northampton research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Northampton is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Northampton is 124, with 100 being the average.
The cost of living index in Northampton is 1.2x higher than the national average.
Northampton ranks as the #29 cheapest in Massachusetts out of 112.
Northampton ranks as the #4,654 cheapest out of 6,489 in the US.
The median home value in Northampton is $475,058.
The median income in Northampton is $78,467.
Table Of Contents
Northampton's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Northampton, MA?
According to the most recent data on the cost of living, Northampton has an overall cost of living index of 124, which is 1.2x higher than the national index of 100.
Compared to Massachusetts, Northampton has a cost of living index that's 0.9x lower than Massachusetts's index of 134.
The standard of living in Northampton ranks as #29 most affordable out of the 112 places we measured in Massachusetts. By definition, that implies Northampton ranks as the #83 most expensive place in the Bay State.
For more reading on life in Northampton, check out:
In Massachusetts
In America
Northampton Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Northampton. Here is how it fairs on each of the criteria:
The Services index in Northampton is 106.
The Groceries index in Northampton is 103.
The Health index in Northampton is 105.
The Housing index in Northampton is 164.
The Transportation index in Northampton is 95.
The Utilities index in Northampton is 125.
| Living Expense | Northampton | Massachusetts | National Average | |
|---|---|---|---|---|
| Overall | 124 | 134 | 100 | |
| Services | 106 | 121 | 100 | |
| Groceries | 103 | 106 | 100 | |
| Health | 105 | 112 | 100 | |
| Housing | 164 | 164 | 100 | |
| Transportation | 95 | 120 | 100 | |
| Utilities | 125 | 136 | 100 | |
Northampton, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Northampton is $475,058.
The Median Rent in Northampton is $1,404.
The Median Income in Northampton is $78,467.
The Home Value To Income in Northampton is 6.1x.
The Rent To Monthly Income in Northampton is 0.21x.
| Statistic | Northampton | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $475,058 | $649,115 | $303,400 |
| Median Rent | $1,404 | $1,687 | $1,348 |
| Median Income | $78,467 | $101,341 | $78,538 |
| Home Value To Income | 6.1x | 6.4x | 3.9x |
| Rent To Monthly Income | 0.21x | 0.2x | 0.21x |
Median Home Value
Median Rent
Median Income
Northampton, MA Costs By Category
Detailed Northampton Services Costs Vs. Massachusetts
| Item | Northampton | Massachusetts |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.85 | $12.13 |
| Bowling | $18.33 | $18 |
| Haircut | $33.78 | $24.26 |
| Beauty Salon | $58.55 | $45.56 |
Detailed Northampton Groceries Costs Vs. Massachusetts
| Item | Northampton | Massachusetts |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $4.96 | $4.93 |
| Pizza | $10.79 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Northampton Health Costs Vs. Massachusetts
| Item | Northampton | Massachusetts |
|---|---|---|
| Optometrist | $166.22 | $125.68 |
| Doctor | $182.5 | $135.78 |
| Dentist | $127.0 | $113.29 |
Detailed Northampton Transportation Costs Vs. Massachusetts
| Item | Northampton | Massachusetts |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $71.63 | $59.92 |
Detailed Northampton Utilities Costs Vs. Massachusetts
| Item | Northampton | Massachusetts |
|---|---|---|
| All Electricity | $302.09 | $193.99 |
| Phone | $185.16 | $192.25 |
Northampton SnackAbility
/10
Cost Of Living In Cities Around Northampton
The cost of living varies in the cities and towns around Northampton. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, MA has a cost of living index of 104, 0.8x Northampton.
Chicopee, MA has a cost of living index of 107, 0.9x Northampton.
Westfield, MA has a cost of living index of 113, 0.9x Northampton.
| City | Population | Cost Of Living | Vs. Northampton |
|---|---|---|---|
| Springfield, MA | 154,751 | 104 | 0.8x |
| Chicopee, MA | 55,213 | 107 | 0.9x |
| Westfield, MA | 40,673 | 113 | 0.9x |
| Holyoke, MA | 37,949 | 106 | 0.9x |
| West Springfield, VA | 22,905 | 153 | 1.2x |
