What is the cost of living in Westfield, MA?
According to the most recent data on the cost of living, Westfield has an overall cost of living index of 115, which is 1.1x higher than the national index of 100.
Compared to Massachusetts, Westfield has a cost of living index that's 0.9x lower than Massachusetts's index of 130.
The standard of living in Westfield ranks as #13 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Westfield ranks as the #100 most expensive place in the Bay State.
For more reading on life in Westfield, check out:
Westfield Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Westfield. Here is how it fares on each of the criteria:
The Services index in Westfield is 110.
The Groceries index in Westfield is 115.
The Health index in Westfield is 125.
The Housing index in Westfield is 116.
The Transportation index in Westfield is 119.
The Utilities index in Westfield is 110.
| Living Expense | Westfield | Massachusetts | National Average |
|---|---|---|---|
| Overall | 115 | 130 | 100 |
| Services | 110 | 110 | 100 |
| Groceries | 115 | 115 | 100 |
| Health | 125 | 168 | 100 |
| Housing | 116 | 117 | 100 |
| Transportation | 119 | 115 | 100 |
| Utilities | 110 | 114 | 100 |
Westfield Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Westfield, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Westfield is $378,737.
The Median Rent in Westfield is $1,117.
The Median Income in Westfield is $87,753.
The Home Value To Income in Westfield is 4.3x.
The Rent To Monthly Income in Westfield is 0.15x.
| Statistic | Westfield | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $378,737 | $656,690 | $332,700 |
| Median Rent | $1,117 | $1,762 | $1,413 |
| Median Income | $87,753 | $103,960 | $80,734 |
| Home Value To Income | 4.3x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Westfield, MA Costs By Category
Detailed Westfield Services costs vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.85 | $12.13 |
| Bowling | $18.33 | $18 |
| Haircut | $33.78 | $24.26 |
| Beauty Salon | $58.55 | $45.56 |
Detailed Westfield Groceries costs vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $4.96 | $4.93 |
| Pizza | $10.79 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Westfield Health costs vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| Optometrist | $166.22 | $125.68 |
| Doctor | $182.5 | $135.78 |
| Dentist | $127.0 | $113.29 |
Detailed Westfield Transportation costs vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $71.63 | $59.92 |
Detailed Westfield Utilities costs vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| All Electricity | $302.09 | $193.99 |
| Phone | $185.16 | $192.25 |
Westfield SnackAbility
Cost Of Living In Cities Around Westfield
The cost of living varies in the cities and towns around Westfield. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, MA has a cost of living index of 111, 1.0x Westfield.
Chicopee, MA has a cost of living index of 109, 0.9x Westfield.
Holyoke, MA has a cost of living index of 112, 1.0x Westfield.
| City | Population | Cost Of Living | Vs. Westfield |
|---|---|---|---|
| Springfield, MA | 154,749 | 111 | 1.0x |
| Chicopee, MA | 55,295 | 109 | 0.9x |
| Holyoke, MA | 37,813 | 112 | 1.0x |
| West Springfield, VA | 22,532 | 150 | 1.3x |
| Longmeadow, MA | 15,696 | 136 | 1.2x |
| Windsor Locks, CT | 12,579 | 113 | 1.0x |
| Southwood Acres, CT | 8,115 | 119 | 1.0x |
| Simsbury Center, CT | 6,198 | 128 | 1.1x |
| Hazardville, CT | 6,022 | 112 | 1.0x |
| Sherwood Manor, CT | 5,706 | 119 | 1.0x |
