Westfield, MA Cost Of Living
Cost Of Living In Westfield, MA Summary
Cost of living in Westfield research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Westfield is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Westfield is 113, with 100 being the average.
The cost of living index in Westfield is 1.1x higher than the national average.
Westfield ranks as the #17 cheapest in Massachusetts out of 112.
Westfield ranks as the #3,948 cheapest out of 6,489 in the US.
The median home value in Westfield is $375,038.
The median income in Westfield is $82,847.
Table Of Contents
Westfield's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Westfield, MA?
According to the most recent data on the cost of living, Westfield has an overall cost of living index of 113, which is 1.1x higher than the national index of 100.
Compared to Massachusetts, Westfield has a cost of living index that's 0.8x lower than Massachusetts's index of 134.
The standard of living in Westfield ranks as #17 most affordable out of the 112 places we measured in Massachusetts. By definition, that implies Westfield ranks as the #95 most expensive place in the Bay State.
For more reading on life in Westfield, check out:
In Massachusetts
In America
Westfield Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Westfield. Here is how it fairs on each of the criteria:
The Services index in Westfield is 109.
The Groceries index in Westfield is 100.
The Health index in Westfield is 104.
The Housing index in Westfield is 126.
The Transportation index in Westfield is 97.
The Utilities index in Westfield is 127.
| Living Expense | Westfield | Massachusetts | National Average | |
|---|---|---|---|---|
| Overall | 113 | 134 | 100 | |
| Services | 109 | 121 | 100 | |
| Groceries | 100 | 106 | 100 | |
| Health | 104 | 112 | 100 | |
| Housing | 126 | 164 | 100 | |
| Transportation | 97 | 120 | 100 | |
| Utilities | 127 | 136 | 100 | |
Westfield, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Westfield is $375,038.
The Median Rent in Westfield is $1,064.
The Median Income in Westfield is $82,847.
The Home Value To Income in Westfield is 4.5x.
The Rent To Monthly Income in Westfield is 0.15x.
| Statistic | Westfield | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $375,038 | $649,115 | $303,400 |
| Median Rent | $1,064 | $1,687 | $1,348 |
| Median Income | $82,847 | $101,341 | $78,538 |
| Home Value To Income | 4.5x | 6.4x | 3.9x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Median Home Value
Median Rent
Median Income
Westfield, MA Costs By Category
Detailed Westfield Services Costs Vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.85 | $12.13 |
| Bowling | $18.33 | $18 |
| Haircut | $33.78 | $24.26 |
| Beauty Salon | $58.55 | $45.56 |
Detailed Westfield Groceries Costs Vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $4.96 | $4.93 |
| Pizza | $10.79 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Westfield Health Costs Vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| Optometrist | $166.22 | $125.68 |
| Doctor | $182.5 | $135.78 |
| Dentist | $127.0 | $113.29 |
Detailed Westfield Transportation Costs Vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $71.63 | $59.92 |
Detailed Westfield Utilities Costs Vs. Massachusetts
| Item | Westfield | Massachusetts |
|---|---|---|
| All Electricity | $302.09 | $193.99 |
| Phone | $185.16 | $192.25 |
Westfield SnackAbility
/10
Cost Of Living In Cities Around Westfield
The cost of living varies in the cities and towns around Westfield. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, MA has a cost of living index of 104, 0.9x Westfield.
Chicopee, MA has a cost of living index of 107, 0.9x Westfield.
Holyoke, MA has a cost of living index of 106, 0.9x Westfield.
| City | Population | Cost Of Living | Vs. Westfield |
|---|---|---|---|
| Springfield, MA | 154,751 | 104 | 0.9x |
| Chicopee, MA | 55,213 | 107 | 0.9x |
| Holyoke, MA | 37,949 | 106 | 0.9x |
| West Springfield, VA | 22,905 | 153 | 1.4x |
| Longmeadow, MA | 15,724 | 129 | 1.1x |
| Windsor Locks, CT | 12,555 | 109 | 1.0x |
| Southwood Acres, CT | 8,154 | 113 | 1.0x |
| Hazardville, CT | 6,482 | 105 | 0.9x |
| Simsbury Center, CT | 6,326 | 126 | 1.1x |
| Sherwood Manor, CT | 5,781 | 111 | 1.0x |
