What is the cost of living in Annapolis Neck, MD?
According to the most recent data on the cost of living, Annapolis Neck has an overall cost of living index of 168, which is 1.7x higher than the national index of 100.
Compared to Maryland, Annapolis Neck has a cost of living index that's 1.4x higher than Maryland's index of 121.
The standard of living in Annapolis Neck ranks as #187 most affordable out of the 195 places we measured in Maryland. By definition, that implies Annapolis Neck ranks as the #8 most expensive place in the Old Line State.
For more reading on life in Annapolis Neck, check out:
Annapolis Neck Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Annapolis Neck. Here is how it fares on each of the criteria:
The Services index in Annapolis Neck is 106.
The Groceries index in Annapolis Neck is 110.
The Health index in Annapolis Neck is 318.
The Housing index in Annapolis Neck is 112.
The Transportation index in Annapolis Neck is 107.
The Utilities index in Annapolis Neck is 107.
| Living Expense | Annapolis Neck | Maryland | National Average |
|---|---|---|---|
| Overall | 168 | 121 | 100 |
| Services | 106 | 104 | 100 |
| Groceries | 110 | 107 | 100 |
| Health | 318 | 152 | 100 |
| Housing | 112 | 109 | 100 |
| Transportation | 107 | 108 | 100 |
| Utilities | 107 | 109 | 100 |
Annapolis Neck Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Annapolis Neck Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Annapolis Neck, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Annapolis Neck is $756,358.
The Median Rent in Annapolis Neck is $2,489.
The Median Income in Annapolis Neck is $173,879.
The Home Value To Income in Annapolis Neck is 4.3x.
The Rent To Monthly Income in Annapolis Neck is 0.17x.
| Statistic | Annapolis Neck | Maryland | United States |
|---|---|---|---|
| Median Home Value | $756,358 | $429,704 | $332,700 |
| Median Rent | $2,489 | $1,705 | $1,413 |
| Median Income | $173,879 | $103,678 | $80,734 |
| Home Value To Income | 4.3x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.2x | 0.21x |
Annapolis Neck, MD Costs By Category
Detailed Annapolis Neck Services costs vs. Maryland
| Item | Annapolis Neck | Maryland |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.69 | $12.13 |
| Bowling | $23.03 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $58.17 | $45.56 |
Detailed Annapolis Neck Groceries costs vs. Maryland
| Item | Annapolis Neck | Maryland |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $13.24 | $12.09 |
| Beer | $10.36 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Annapolis Neck Health costs vs. Maryland
| Item | Annapolis Neck | Maryland |
|---|---|---|
| Optometrist | $114.22 | $125.68 |
| Doctor | $133.22 | $135.78 |
| Dentist | $117.22 | $113.29 |
Detailed Annapolis Neck Transportation costs vs. Maryland
| Item | Annapolis Neck | Maryland |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $62.66 | $59.92 |
Detailed Annapolis Neck Utilities costs vs. Maryland
| Item | Annapolis Neck | Maryland |
|---|---|---|
| All Electricity | $223.91 | $193.99 |
| Phone | $199.62 | $192.25 |
Annapolis Neck SnackAbility
Cost Of Living In Cities Around Annapolis Neck
The cost of living varies in the cities and towns around Annapolis Neck. Here's a quick look at the cost of living in the most populous nearby places:
Bowie, MD has a cost of living index of 133, 0.8x Annapolis Neck.
Annapolis, MD has a cost of living index of 139, 0.8x Annapolis Neck.
Severna Park, MD has a cost of living index of 154, 0.9x Annapolis Neck.
| City | Population | Cost Of Living | Vs. Annapolis Neck |
|---|---|---|---|
| Bowie, MD | 57,926 | 133 | 0.8x |
| Annapolis, MD | 40,720 | 139 | 0.8x |
| Severna Park, MD | 40,228 | 154 | 0.9x |
| Pasadena, MD | 34,309 | 127 | 0.8x |
| Crofton, MD | 29,549 | 140 | 0.8x |
| Arnold, MD | 24,303 | 144 | 0.9x |
| Lake Shore, MD | 18,249 | 136 | 0.8x |
| Parole, MD | 17,229 | 148 | 0.9x |
| Riviera Beach, MD | 12,192 | 122 | 0.7x |
| Mitchellville, MD | 11,359 | 137 | 0.8x |








