What is the cost of living in Berlin, MD?
According to the most recent data on the cost of living, Berlin has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.
Compared to Maryland, Berlin has a cost of living index that's 0.9x lower than Maryland's index of 121.
The standard of living in Berlin ranks as #18 most affordable out of the 195 places we measured in Maryland. By definition, that implies Berlin ranks as the #177 most expensive place in the Old Line State.
For more reading on life in Berlin, check out:
Berlin Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Berlin. Here is how it fares on each of the criteria:
The Services index in Berlin is 107.
The Groceries index in Berlin is 107.
The Health index in Berlin is 121.
The Housing index in Berlin is 110.
The Transportation index in Berlin is 105.
The Utilities index in Berlin is 111.
| Living Expense | Berlin | Maryland | National Average |
|---|---|---|---|
| Overall | 110 | 121 | 100 |
| Services | 107 | 104 | 100 |
| Groceries | 107 | 107 | 100 |
| Health | 121 | 152 | 100 |
| Housing | 110 | 109 | 100 |
| Transportation | 105 | 108 | 100 |
| Utilities | 111 | 109 | 100 |
Berlin Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Berlin Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Berlin, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Berlin is $440,463.
The Median Rent in Berlin is $1,091.
The Median Income in Berlin is $81,438.
The Home Value To Income in Berlin is 5.4x.
The Rent To Monthly Income in Berlin is 0.16x.
Berlin, MD Costs By Category
Detailed Berlin Services costs vs. Maryland
Detailed Berlin Groceries costs vs. Maryland
Detailed Berlin Health costs vs. Maryland
Detailed Berlin Transportation costs vs. Maryland
Berlin SnackAbility
Cost Of Living In Cities Around Berlin
The cost of living varies in the cities and towns around Berlin. Here's a quick look at the cost of living in the most populous nearby places:
Ocean Pines, MD has a cost of living index of 122, 1.1x Berlin.
Millsboro, DE has a cost of living index of 112, 1.0x Berlin.
| City | Population | Cost Of Living | Vs. Berlin |
|---|---|---|---|
| Ocean Pines, MD | 12,351 | 122 | 1.1x |
| Millsboro, DE | 7,424 | 112 | 1.0x |
