What is the cost of living in Cape St. Claire, MD?
According to the most recent data on the cost of living, Cape St. Claire has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.
Compared to Maryland, Cape St. Claire has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in Cape St. Claire ranks as #124 most affordable out of the 195 places we measured in Maryland. By definition, that implies Cape St. Claire ranks as the #71 most expensive place in the Old Line State.
For more reading on life in Cape St. Claire, check out:
Cape St. Claire Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Cape St. Claire. Here is how it fares on each of the criteria:
The Services index in Cape St. Claire is 105.
The Groceries index in Cape St. Claire is 111.
The Health index in Cape St. Claire is 201.
The Housing index in Cape St. Claire is 109.
The Transportation index in Cape St. Claire is 110.
The Utilities index in Cape St. Claire is 107.
| Living Expense | Cape St. Claire | Maryland | National Average |
|---|---|---|---|
| Overall | 134 | 121 | 100 |
| Services | 105 | 104 | 100 |
| Groceries | 111 | 107 | 100 |
| Health | 201 | 152 | 100 |
| Housing | 109 | 109 | 100 |
| Transportation | 110 | 108 | 100 |
| Utilities | 107 | 109 | 100 |
Cape St. Claire Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Cape St. Claire Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cape St. Claire, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cape St. Claire is $499,599.
The Median Rent in Cape St. Claire is $2,031.
The Median Income in Cape St. Claire is $136,111.
The Home Value To Income in Cape St. Claire is 3.7x.
The Rent To Monthly Income in Cape St. Claire is 0.18x.
| Statistic | Cape St. Claire | Maryland | United States |
|---|---|---|---|
| Median Home Value | $499,599 | $429,704 | $332,700 |
| Median Rent | $2,031 | $1,705 | $1,413 |
| Median Income | $136,111 | $103,678 | $80,734 |
| Home Value To Income | 3.7x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.2x | 0.21x |
Cape St. Claire, MD Costs By Category
Detailed Cape St. Claire Services costs vs. Maryland
| Item | Cape St. Claire | Maryland |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.69 | $12.13 |
| Bowling | $23.03 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $58.17 | $45.56 |
Detailed Cape St. Claire Groceries costs vs. Maryland
| Item | Cape St. Claire | Maryland |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $13.24 | $12.09 |
| Beer | $10.36 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Cape St. Claire Health costs vs. Maryland
| Item | Cape St. Claire | Maryland |
|---|---|---|
| Optometrist | $114.22 | $125.68 |
| Doctor | $133.22 | $135.78 |
| Dentist | $117.22 | $113.29 |
Detailed Cape St. Claire Transportation costs vs. Maryland
| Item | Cape St. Claire | Maryland |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $62.66 | $59.92 |
Detailed Cape St. Claire Utilities costs vs. Maryland
| Item | Cape St. Claire | Maryland |
|---|---|---|
| All Electricity | $223.91 | $193.99 |
| Phone | $199.62 | $192.25 |
Cape St. Claire SnackAbility
Cost Of Living In Cities Around Cape St. Claire
The cost of living varies in the cities and towns around Cape St. Claire. Here's a quick look at the cost of living in the most populous nearby places:
Bowie, MD has a cost of living index of 133, 1.0x Cape St. Claire.
Annapolis, MD has a cost of living index of 139, 1.0x Cape St. Claire.
Severna Park, MD has a cost of living index of 154, 1.1x Cape St. Claire.
| City | Population | Cost Of Living | Vs. Cape St. Claire |
|---|---|---|---|
| Bowie, MD | 57,926 | 133 | 1.0x |
| Annapolis, MD | 40,720 | 139 | 1.0x |
| Severna Park, MD | 40,228 | 154 | 1.1x |
| Pasadena, MD | 34,309 | 127 | 0.9x |
| Crofton, MD | 29,549 | 140 | 1.0x |
| Elkridge, MD | 26,283 | 134 | 1.0x |
| Arnold, MD | 24,303 | 144 | 1.1x |
| Lake Shore, MD | 18,249 | 136 | 1.0x |
| Parole, MD | 17,229 | 148 | 1.1x |
| Riviera Beach, MD | 12,192 | 122 | 0.9x |
