What is the cost of living in Cresaptown, MD?
According to the most recent data on the cost of living, Cresaptown has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Maryland, Cresaptown has a cost of living index that's 0.7x lower than Maryland's index of 121.
The standard of living in Cresaptown ranks as #2 most affordable out of the 195 places we measured in Maryland. By definition, that implies Cresaptown ranks as the #193 most expensive place in the Old Line State.
For more reading on life in Cresaptown, check out:
Cresaptown Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Cresaptown. Here is how it fares on each of the criteria:
The Services index in Cresaptown is 98.
The Groceries index in Cresaptown is 95.
The Health index in Cresaptown is 74.
The Housing index in Cresaptown is 96.
The Transportation index in Cresaptown is 93.
The Utilities index in Cresaptown is 94.
| Living Expense | Cresaptown | Maryland | National Average |
|---|---|---|---|
| Overall | 89 | 121 | 100 |
| Services | 98 | 104 | 100 |
| Groceries | 95 | 107 | 100 |
| Health | 74 | 152 | 100 |
| Housing | 96 | 109 | 100 |
| Transportation | 93 | 108 | 100 |
| Utilities | 94 | 109 | 100 |
Cresaptown Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Cresaptown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cresaptown, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cresaptown is $145,929.
The Median Rent in Cresaptown is $777.
The Median Income in Cresaptown is $68,370.
The Home Value To Income in Cresaptown is 2.1x.
The Rent To Monthly Income in Cresaptown is 0.14x.
| Statistic | Cresaptown | Maryland | United States |
|---|---|---|---|
| Median Home Value | $145,929 | $429,704 | $332,700 |
| Median Rent | $777 | $1,705 | $1,413 |
| Median Income | $68,370 | $103,678 | $80,734 |
| Home Value To Income | 2.1x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.14x | 0.2x | 0.21x |
Cresaptown, MD Costs By Category
Detailed Cresaptown Services costs vs. Maryland
| Item | Cresaptown | Maryland |
|---|---|---|
| Shampoo | $1.15 | $1.28 |
| Movie | $10.26 | $12.13 |
| Bowling | $17.17 | $18 |
| Haircut | $29.44 | $24.26 |
| Beauty Salon | $49.17 | $45.56 |
Detailed Cresaptown Groceries costs vs. Maryland
| Item | Cresaptown | Maryland |
|---|---|---|
| Ground Beef | $5.63 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.49 | $4.93 |
| Pizza | $11.17 | $12.09 |
| Beer | $10.15 | $10.41 |
| Toothpaste | $3.8 | $3.7 |
Detailed Cresaptown Health costs vs. Maryland
| Item | Cresaptown | Maryland |
|---|---|---|
| Optometrist | $126.67 | $125.68 |
| Doctor | $137.65 | $135.78 |
| Dentist | $100.44 | $113.29 |
Detailed Cresaptown Transportation costs vs. Maryland
| Item | Cresaptown | Maryland |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $47.54 | $59.92 |
Detailed Cresaptown Utilities costs vs. Maryland
| Item | Cresaptown | Maryland |
|---|---|---|
| All Electricity | $178.61 | $193.99 |
| Phone | $185.45 | $192.25 |
Cresaptown SnackAbility
Cost Of Living In Cities Around Cresaptown
The cost of living varies in the cities and towns around Cresaptown. Here's a quick look at the cost of living in the most populous nearby places:
Cumberland, MD has a cost of living index of 93, 1.0x Cresaptown.
Frostburg, MD has a cost of living index of 88, 1.0x Cresaptown.
| City | Population | Cost Of Living | Vs. Cresaptown |
|---|---|---|---|
| Cumberland, MD | 18,804 | 93 | 1.0x |
| Frostburg, MD | 6,977 | 88 | 1.0x |








