Cumberland, MD Cost Of Living
Cumberland's Overall Cost Of Living
Lower Than The National Average
In Maryland
In America
What is the cost of living in Cumberland, MD?
According to the most recent data on the cost of living, Cumberland has an overall cost of living index of 86 which is 0.9x lower than the national index of 100.
Compared to only Maryland, Cumberland has a cost of living index that's 0.7x lower than Maryland's index of 120.
The standard of living in Cumberland ranks as #938 most affordable out of the 6,418 places we measured in Maryland. By definition, that implies Cumberland ranks as the #5,481 most expensive place in the Old Line State.
Cumberland Cost Of Living Vs. Maryland
| Living Expense | Cumberland | Maryland | National Average | |
|---|---|---|---|---|
| Overall | 86 | 120 | 100 | |
| Services | 99 | 111 | 100 | |
| Groceries | 98 | 114 | 100 | |
| Health | 101 | 84 | 100 | |
| Housing | 53 | 151 | 100 | |
| Transportation | 95 | 109 | 100 | |
| Utilities | 99 | 108 | 100 | |
Cumberland, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down the statistics around housing costs into more detail. It's also important to consider median household incomes to make apples-to-apples comparisons across locations.
Home and income come data comes from the most recent US Census ACS 2014-2018.
Median Home Value
Median Rent
Median Income
| Statistic | Cumberland | Maryland | United States |
|---|---|---|---|
| Median Home Value | $104,200 | $325,400 | $229,800 |
| Median Rent | $693 | $1,415 | $1,096 |
| Median Income | $40,888 | $87,063 | $64,994 |
| Home Value To Income | 2.5x | 3.7x | 3.5x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.2x |
Detailed Cumberland Services Costs Vs. Maryland
| Item | Cumberland | Maryland |
|---|---|---|
| Shampoo | $1.49 | $1.06 |
| Movie | $10.46 | $10.68 |
| Bowling | $16.33 | $14.67 |
Detailed Cumberland Groceries Costs Vs. Maryland
| Item | Cumberland | Maryland |
|---|---|---|
| Ground Beef | $4.13 | $4.22 |
| Fried Chicken | $1.22 | $1.39 |
| Milk | $2.23 | $2.05 |
Detailed Cumberland Health Costs Vs. Maryland
| Item | Cumberland | Maryland |
|---|---|---|
| Haircut | $10.53 | $18.62 |
| Beauty Salon | $31.08 | $39.05 |
| Toothpaste | $3.41 | $2.34 |
Detailed Cumberland Transportation Costs Vs. Maryland
| Item | Cumberland | Maryland |
|---|---|---|
| Potatoes | $3.01 | $3.29 |
| Pizza | $11.5 | $10.62 |
| Beer | $10.99 | $9.38 |
| Optometrist | $111.67 | $108.57 |
| Doctor | $108.27 | $116.17 |
| Dentist | $108.44 | $99.13 |
Detailed Cumberland Utilities Costs Vs. Maryland
| Item | Cumberland | Maryland |
|---|---|---|
| Gasoline | $2.28 | $2.22 |
| Tire Balancing | $37.25 | $50.07 |
| All Electricity | $171.46 | $167.67 |
| Phone | $177.97 | $175.64 |
Cumberland SnackAbility
/10
Cost Of Living In Cities Around Cumberland
| City | Population | Cost Of Living | Vs. Cumberland |
|---|---|---|---|
| Winchester, VA | 27,912 | 101 | 1.2x |
| Frostburg, MD | 8,550 | 95 | 1.1x |
| Somerset, PA | 5,888 | 89 | 1.0x |
| Central, SC | 5,342 | 85 | 1.0x |
