What is the cost of living in Garrison, MD?
According to the most recent data on the cost of living, Garrison has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to Maryland, Garrison has a cost of living index that's 1.0x higher than Maryland's index of 121.
The standard of living in Garrison ranks as #69 most affordable out of the 195 places we measured in Maryland. By definition, that implies Garrison ranks as the #126 most expensive place in the Old Line State.
For more reading on life in Garrison, check out:
Garrison Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Garrison. Here is how it fares on each of the criteria:
The Services index in Garrison is 108.
The Groceries index in Garrison is 108.
The Health index in Garrison is 156.
The Housing index in Garrison is 110.
The Transportation index in Garrison is 105.
The Utilities index in Garrison is 106.
| Living Expense | Garrison | Maryland | National Average |
|---|---|---|---|
| Overall | 122 | 121 | 100 |
| Services | 108 | 104 | 100 |
| Groceries | 108 | 107 | 100 |
| Health | 156 | 152 | 100 |
| Housing | 110 | 109 | 100 |
| Transportation | 105 | 108 | 100 |
| Utilities | 106 | 109 | 100 |
Garrison Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Garrison Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Garrison, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Garrison is $319,787.
The Median Rent in Garrison is $1,952.
The Median Income in Garrison is $102,423.
The Home Value To Income in Garrison is 3.1x.
The Rent To Monthly Income in Garrison is 0.23x.
Garrison, MD Costs By Category
Detailed Garrison Services costs vs. Maryland
Detailed Garrison Groceries costs vs. Maryland
Detailed Garrison Health costs vs. Maryland
Detailed Garrison Transportation costs vs. Maryland
Garrison SnackAbility
Cost Of Living In Cities Around Garrison
The cost of living varies in the cities and towns around Garrison. Here's a quick look at the cost of living in the most populous nearby places:
Columbia, MD has a cost of living index of 138, 1.1x Garrison.
Towson, MD has a cost of living index of 135, 1.1x Garrison.
Severn, MD has a cost of living index of 135, 1.1x Garrison.
| City | Population | Cost Of Living | Vs. Garrison |
|---|---|---|---|
| Columbia, MD | 104,338 | 138 | 1.1x |
| Towson, MD | 58,679 | 135 | 1.1x |
| Severn, MD | 58,402 | 135 | 1.1x |
| Owings Mills, MD | 37,245 | 119 | 1.0x |
| Randallstown, MD | 35,957 | 117 | 1.0x |
| Pikesville, MD | 33,524 | 130 | 1.1x |
| Eldersburg, MD | 31,695 | 134 | 1.1x |
| Milford Mill, MD | 30,829 | 113 | 0.9x |
| Ilchester, MD | 28,364 | 139 | 1.1x |
| Lochearn, MD | 27,074 | 111 | 0.9x |
