What is the cost of living in Lochearn, MD?
According to the most recent data on the cost of living, Lochearn has an overall cost of living index of 111, which is 1.1x higher than the national index of 100.
Compared to Maryland, Lochearn has a cost of living index that's 0.9x lower than Maryland's index of 121.
The standard of living in Lochearn ranks as #22 most affordable out of the 195 places we measured in Maryland. By definition, that implies Lochearn ranks as the #173 most expensive place in the Old Line State.
For more reading on life in Lochearn, check out:
Lochearn Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Lochearn. Here is how it fares on each of the criteria:
The Services index in Lochearn is 109.
The Groceries index in Lochearn is 104.
The Health index in Lochearn is 118.
The Housing index in Lochearn is 110.
The Transportation index in Lochearn is 110.
The Utilities index in Lochearn is 107.
| Living Expense | Lochearn | Maryland | National Average |
|---|---|---|---|
| Overall | 111 | 121 | 100 |
| Services | 109 | 104 | 100 |
| Groceries | 104 | 107 | 100 |
| Health | 118 | 152 | 100 |
| Housing | 110 | 109 | 100 |
| Transportation | 110 | 108 | 100 |
| Utilities | 107 | 109 | 100 |
Lochearn Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Lochearn Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lochearn, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lochearn is $312,251.
The Median Rent in Lochearn is $1,460.
The Median Income in Lochearn is $74,707.
The Home Value To Income in Lochearn is 4.2x.
The Rent To Monthly Income in Lochearn is 0.23x.
Lochearn, MD Costs By Category
Detailed Lochearn Services costs vs. Maryland
Detailed Lochearn Groceries costs vs. Maryland
Detailed Lochearn Health costs vs. Maryland
Detailed Lochearn Transportation costs vs. Maryland
Lochearn SnackAbility
Cost Of Living In Cities Around Lochearn
The cost of living varies in the cities and towns around Lochearn. Here's a quick look at the cost of living in the most populous nearby places:
Baltimore, MD has a cost of living index of 109, 1.0x Lochearn.
Columbia, MD has a cost of living index of 138, 1.2x Lochearn.
Towson, MD has a cost of living index of 135, 1.2x Lochearn.
| City | Population | Cost Of Living | Vs. Lochearn |
|---|---|---|---|
| Baltimore, MD | 573,243 | 109 | 1.0x |
| Columbia, MD | 104,338 | 138 | 1.2x |
| Towson, MD | 58,679 | 135 | 1.2x |
| Catonsville, MD | 43,368 | 125 | 1.1x |
| Owings Mills, MD | 37,245 | 119 | 1.1x |
| Randallstown, MD | 35,957 | 117 | 1.1x |
| Pikesville, MD | 33,524 | 130 | 1.2x |
| Eldersburg, MD | 31,695 | 134 | 1.2x |
| Milford Mill, MD | 30,829 | 113 | 1.0x |
| Ilchester, MD | 28,364 | 139 | 1.3x |
