What is the cost of living in Havre de Grace, MD?
According to the most recent data on the cost of living, Havre de Grace has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to Maryland, Havre de Grace has a cost of living index that's 1.0x lower than Maryland's index of 121.
The standard of living in Havre de Grace ranks as #55 most affordable out of the 195 places we measured in Maryland. By definition, that implies Havre de Grace ranks as the #140 most expensive place in the Old Line State.
For more reading on life in Havre de Grace, check out:
Havre de Grace Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Havre de Grace. Here is how it fares on each of the criteria:
The Services index in Havre de Grace is 106.
The Groceries index in Havre de Grace is 109.
The Health index in Havre de Grace is 146.
The Housing index in Havre de Grace is 104.
The Transportation index in Havre de Grace is 113.
The Utilities index in Havre de Grace is 109.
| Living Expense | Havre de Grace | Maryland | National Average |
|---|---|---|---|
| Overall | 119 | 121 | 100 |
| Services | 106 | 104 | 100 |
| Groceries | 109 | 107 | 100 |
| Health | 146 | 152 | 100 |
| Housing | 104 | 109 | 100 |
| Transportation | 113 | 108 | 100 |
| Utilities | 109 | 109 | 100 |
Havre de Grace Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Havre de Grace Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Havre de Grace, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Havre de Grace is $404,054.
The Median Rent in Havre de Grace is $1,416.
The Median Income in Havre de Grace is $105,817.
The Home Value To Income in Havre de Grace is 3.8x.
The Rent To Monthly Income in Havre de Grace is 0.16x.
| Statistic | Havre de Grace | Maryland | United States |
|---|---|---|---|
| Median Home Value | $404,054 | $429,704 | $332,700 |
| Median Rent | $1,416 | $1,705 | $1,413 |
| Median Income | $105,817 | $103,678 | $80,734 |
| Home Value To Income | 3.8x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.2x | 0.21x |
Havre de Grace, MD Costs By Category
Detailed Havre de Grace Services costs vs. Maryland
| Item | Havre de Grace | Maryland |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.69 | $12.13 |
| Bowling | $23.03 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $58.17 | $45.56 |
Detailed Havre de Grace Groceries costs vs. Maryland
| Item | Havre de Grace | Maryland |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $13.24 | $12.09 |
| Beer | $10.36 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Havre de Grace Health costs vs. Maryland
| Item | Havre de Grace | Maryland |
|---|---|---|
| Optometrist | $114.22 | $125.68 |
| Doctor | $133.22 | $135.78 |
| Dentist | $117.22 | $113.29 |
Detailed Havre de Grace Transportation costs vs. Maryland
| Item | Havre de Grace | Maryland |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $62.66 | $59.92 |
Detailed Havre de Grace Utilities costs vs. Maryland
| Item | Havre de Grace | Maryland |
|---|---|---|
| All Electricity | $223.91 | $193.99 |
| Phone | $199.62 | $192.25 |
Havre De Grace SnackAbility
Cost Of Living In Cities Around Havre de Grace
The cost of living varies in the cities and towns around Havre de Grace. Here's a quick look at the cost of living in the most populous nearby places:
Bel Air South, MD has a cost of living index of 124, 1.0x Havre de Grace.
Bel Air North, MD has a cost of living index of 131, 1.1x Havre de Grace.
Aberdeen, MD has a cost of living index of 110, 0.9x Havre de Grace.
| City | Population | Cost Of Living | Vs. Havre de Grace |
|---|---|---|---|
| Bel Air South, MD | 58,137 | 124 | 1.0x |
| Bel Air North, MD | 31,302 | 131 | 1.1x |
| Aberdeen, MD | 17,298 | 110 | 0.9x |
| Glasgow, DE | 15,546 | 116 | 1.0x |
| Joppatowne, MD | 14,237 | 117 | 1.0x |
| Fallston, MD | 10,013 | 136 | 1.1x |
| Riverside, MD | 6,585 | 109 | 0.9x |
| Oxford, PA | 5,825 | 104 | 0.9x |
