What is the cost of living in La Plata, MD?
According to the most recent data on the cost of living, La Plata has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.
Compared to Maryland, La Plata has a cost of living index that's 1.0x higher than Maryland's index of 121.
The standard of living in La Plata ranks as #89 most affordable out of the 195 places we measured in Maryland. By definition, that implies La Plata ranks as the #106 most expensive place in the Old Line State.
For more reading on life in La Plata, check out:
La Plata Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in La Plata. Here is how it fares on each of the criteria:
The Services index in La Plata is 106.
The Groceries index in La Plata is 113.
The Health index in La Plata is 171.
The Housing index in La Plata is 111.
The Transportation index in La Plata is 112.
The Utilities index in La Plata is 112.
| Living Expense | La Plata | Maryland | National Average |
|---|---|---|---|
| Overall | 127 | 121 | 100 |
| Services | 106 | 104 | 100 |
| Groceries | 113 | 107 | 100 |
| Health | 171 | 152 | 100 |
| Housing | 111 | 109 | 100 |
| Transportation | 112 | 108 | 100 |
| Utilities | 112 | 109 | 100 |
La Plata Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in La Plata Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
La Plata, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in La Plata is $481,282.
The Median Rent in La Plata is $1,559.
The Median Income in La Plata is $121,208.
The Home Value To Income in La Plata is 4.0x.
The Rent To Monthly Income in La Plata is 0.15x.
La Plata, MD Costs By Category
Detailed La Plata Services costs vs. Maryland
Detailed La Plata Groceries costs vs. Maryland
Detailed La Plata Health costs vs. Maryland
Detailed La Plata Transportation costs vs. Maryland
La Plata SnackAbility
Cost Of Living In Cities Around La Plata
The cost of living varies in the cities and towns around La Plata. Here's a quick look at the cost of living in the most populous nearby places:
Waldorf, MD has a cost of living index of 127, 1.0x La Plata.
Kingstowne, VA has a cost of living index of 149, 1.2x La Plata.
Franconia, VA has a cost of living index of 140, 1.1x La Plata.
| City | Population | Cost Of Living | Vs. La Plata |
|---|---|---|---|
| Waldorf, MD | 82,943 | 127 | 1.0x |
| Kingstowne, VA | 18,360 | 149 | 1.2x |
| Franconia, VA | 18,335 | 140 | 1.1x |
| Fort Hunt, VA | 16,700 | 189 | 1.5x |
| Bensville, MD | 15,848 | 141 | 1.1x |
| Accokeek, MD | 14,362 | 137 | 1.1x |
| Newington, VA | 13,478 | 145 | 1.1x |
| Mount Vernon, VA | 13,122 | 158 | 1.2x |
| Newington Forest, VA | 12,316 | 142 | 1.1x |
| Brandywine, MD | 12,160 | 140 | 1.1x |
