What is the cost of living in Summerfield, MD?
According to the most recent data on the cost of living, Summerfield has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to Maryland, Summerfield has a cost of living index that's 1.0x higher than Maryland's index of 121.
The standard of living in Summerfield ranks as #69 most affordable out of the 195 places we measured in Maryland. By definition, that implies Summerfield ranks as the #126 most expensive place in the Old Line State.
For more reading on life in Summerfield, check out:
Summerfield Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Summerfield. Here is how it fares on each of the criteria:
The Services index in Summerfield is 103.
The Groceries index in Summerfield is 108.
The Health index in Summerfield is 159.
The Housing index in Summerfield is 107.
The Transportation index in Summerfield is 110.
The Utilities index in Summerfield is 112.
| Living Expense | Summerfield | Maryland | National Average |
|---|---|---|---|
| Overall | 122 | 121 | 100 |
| Services | 103 | 104 | 100 |
| Groceries | 108 | 107 | 100 |
| Health | 159 | 152 | 100 |
| Housing | 107 | 109 | 100 |
| Transportation | 110 | 108 | 100 |
| Utilities | 112 | 109 | 100 |
Summerfield Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Summerfield Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Summerfield, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Summerfield is $356,228.
The Median Rent in Summerfield is $2,091.
The Median Income in Summerfield is $91,007.
The Home Value To Income in Summerfield is 3.9x.
The Rent To Monthly Income in Summerfield is 0.28x.
| Statistic | Summerfield | Maryland | United States |
|---|---|---|---|
| Median Home Value | $356,228 | $429,704 | $332,700 |
| Median Rent | $2,091 | $1,705 | $1,413 |
| Median Income | $91,007 | $103,678 | $80,734 |
| Home Value To Income | 3.9x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.28x | 0.2x | 0.21x |
Summerfield, MD Costs By Category
Detailed Summerfield Services costs vs. Maryland
| Item | Summerfield | Maryland |
|---|---|---|
| Shampoo | $1.51 | $1.28 |
| Movie | $15.69 | $12.13 |
| Bowling | $24.83 | $18 |
| Haircut | $26.11 | $24.26 |
| Beauty Salon | $70.08 | $45.56 |
Detailed Summerfield Groceries costs vs. Maryland
| Item | Summerfield | Maryland |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.49 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $11.1 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Summerfield Health costs vs. Maryland
| Item | Summerfield | Maryland |
|---|---|---|
| Optometrist | $92.0 | $125.68 |
| Doctor | $135.03 | $135.78 |
| Dentist | $117.67 | $113.29 |
Detailed Summerfield Transportation costs vs. Maryland
| Item | Summerfield | Maryland |
|---|---|---|
| Gasoline | $3.25 | $3.46 |
| Tire Balancing | $59.0 | $59.92 |
Detailed Summerfield Utilities costs vs. Maryland
| Item | Summerfield | Maryland |
|---|---|---|
| All Electricity | $222.47 | $193.99 |
| Phone | $197.37 | $192.25 |
Summerfield SnackAbility
Cost Of Living In Cities Around Summerfield
The cost of living varies in the cities and towns around Summerfield. Here's a quick look at the cost of living in the most populous nearby places:
Olney, MD has a cost of living index of 153, 1.3x Summerfield.
North Laurel, MD has a cost of living index of 137, 1.1x Summerfield.
Landover, MD has a cost of living index of 114, 0.9x Summerfield.
| City | Population | Cost Of Living | Vs. Summerfield |
|---|---|---|---|
| Olney, MD | 35,797 | 153 | 1.3x |
| North Laurel, MD | 25,563 | 137 | 1.1x |
| Landover, MD | 24,514 | 114 | 0.9x |
| Colesville, MD | 14,519 | 145 | 1.2x |
| Lake Arbor, MD | 14,335 | 134 | 1.1x |
| Kemp Mill, MD | 13,042 | 147 | 1.2x |
| Largo, MD | 12,229 | 123 | 1.0x |
| Walker Mill, MD | 10,931 | 136 | 1.1x |
| Chevy Chase, MD | 9,445 | 257 | 2.1x |
| Four Corners, MD | 8,150 | 154 | 1.3x |
