What is the cost of living in Kemp Mill, MD?
According to the most recent data on the cost of living, Kemp Mill has an overall cost of living index of 147, which is 1.5x higher than the national index of 100.
Compared to Maryland, Kemp Mill has a cost of living index that's 1.2x higher than Maryland's index of 121.
The standard of living in Kemp Mill ranks as #167 most affordable out of the 195 places we measured in Maryland. By definition, that implies Kemp Mill ranks as the #28 most expensive place in the Old Line State.
For more reading on life in Kemp Mill, check out:
Kemp Mill Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Kemp Mill. Here is how it fares on each of the criteria:
The Services index in Kemp Mill is 107.
The Groceries index in Kemp Mill is 108.
The Health index in Kemp Mill is 237.
The Housing index in Kemp Mill is 114.
The Transportation index in Kemp Mill is 110.
The Utilities index in Kemp Mill is 113.
| Living Expense | Kemp Mill | Maryland | National Average |
|---|---|---|---|
| Overall | 147 | 121 | 100 |
| Services | 107 | 104 | 100 |
| Groceries | 108 | 107 | 100 |
| Health | 237 | 152 | 100 |
| Housing | 114 | 109 | 100 |
| Transportation | 110 | 108 | 100 |
| Utilities | 113 | 109 | 100 |
Kemp Mill Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Kemp Mill Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kemp Mill, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kemp Mill is $610,530.
The Median Rent in Kemp Mill is $2,177.
The Median Income in Kemp Mill is $146,354.
The Home Value To Income in Kemp Mill is 4.2x.
The Rent To Monthly Income in Kemp Mill is 0.18x.
Kemp Mill, MD Costs By Category
Detailed Kemp Mill Services costs vs. Maryland
Detailed Kemp Mill Groceries costs vs. Maryland
Detailed Kemp Mill Health costs vs. Maryland
Detailed Kemp Mill Transportation costs vs. Maryland
Kemp Mill SnackAbility
Cost Of Living In Cities Around Kemp Mill
The cost of living varies in the cities and towns around Kemp Mill. Here's a quick look at the cost of living in the most populous nearby places:
Silver Spring, MD has a cost of living index of 155, 1.1x Kemp Mill.
Wheaton, MD has a cost of living index of 136, 0.9x Kemp Mill.
Olney, MD has a cost of living index of 153, 1.0x Kemp Mill.
| City | Population | Cost Of Living | Vs. Kemp Mill |
|---|---|---|---|
| Silver Spring, MD | 81,462 | 155 | 1.1x |
| Wheaton, MD | 52,926 | 136 | 0.9x |
| Olney, MD | 35,797 | 153 | 1.0x |
| Clarksburg, MD | 30,487 | 156 | 1.1x |
| Ilchester, MD | 28,364 | 139 | 0.9x |
| North Laurel, MD | 25,563 | 137 | 0.9x |
| North Potomac, MD | 23,922 | 176 | 1.2x |
| White Oak, MD | 17,329 | 135 | 0.9x |
| Glenmont, MD | 17,208 | 140 | 1.0x |
| Colesville, MD | 14,519 | 145 | 1.0x |
