White Oak, MD Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In White Oak, MD Summary

Cost of living in White Oak research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means White Oak is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in White Oak is 136, with 100 being the average.

  • The cost of living index in White Oak is 1.4x higher than the national average.

  • White Oak ranks as the #141 cheapest in Maryland out of 194.

  • White Oak ranks as the #5,256 cheapest out of 6,489 in the US.

  • The median home value in White Oak is $559,347.

  • The median income in White Oak is $80,118.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
136
White Oak's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in White Oak, MD?

According to the most recent data on the cost of living, White Oak has an overall cost of living index of 136, which is 1.4x higher than the national index of 100.

Compared to Maryland, White Oak has a cost of living index that's 1.1x higher than Maryland's index of 121.

The standard of living in White Oak ranks as #141 most affordable out of the 194 places we measured in Maryland. By definition, that implies White Oak ranks as the #53 most expensive place in the Old Line State.

For more reading on life in White Oak, check out:

141 out of 194
In Maryland
5,256 out of 6,489
In America

White Oak Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in White Oak. Here is how it fairs on each of the criteria:

  • The Services index in White Oak is 107.

  • The Groceries index in White Oak is 106.

  • The Health index in White Oak is 99.

  • The Housing index in White Oak is 205.

  • The Transportation index in White Oak is 97.

  • The Utilities index in White Oak is 108.

Living Expense White Oak Maryland National Average
Overall 136 121 100
Services 107 105 100
Groceries 106 107 100
Health 99 96 100
Housing 205 150 100
Transportation 97 99 100
Utilities 108 113 100
For more reading on cost of living around Maryland, check out:
White Oak Cost of Living Vs. MD

White Oak, MD Housing Cost Breakdown

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in White Oak is $559,347.

  • The Median Rent in White Oak is $1,784.

  • The Median Income in White Oak is $80,118.

  • The Home Value To Income in White Oak is 7.0x.

  • The Rent To Monthly Income in White Oak is 0.27x.

Statistic White Oak Maryland United States
Median Home Value $559,347 $427,628 $303,400
Median Rent $1,784 $1,662 $1,348
Median Income $80,118 $101,652 $78,538
Home Value To Income 7.0x 4.2x 3.9x
Rent To Monthly Income 0.27x 0.2x 0.21x
$559,347
Median Home Value
$1,784
Median Rent
$80,118
Median Income

White Oak, MD Costs By Category

Detailed White Oak Services Costs Vs. Maryland

Item White Oak Maryland
Shampoo $1.51 $1.28
Movie $15.69 $12.13
Bowling $24.83 $18
Haircut $26.11 $24.26
Beauty Salon $70.08 $45.56

Detailed White Oak Groceries Costs Vs. Maryland

Item White Oak Maryland
Ground Beef $6.24 $5.84
Fried Chicken $1.4 $1.57
Milk $4.78 $4.67
Potatoes $5.49 $4.93
Pizza $12.56 $12.09
Beer $11.1 $10.41
Toothpaste $3.81 $3.7

Detailed White Oak Health Costs Vs. Maryland

Item White Oak Maryland
Optometrist $92.0 $125.68
Doctor $135.03 $135.78
Dentist $117.67 $113.29

Detailed White Oak Transportation Costs Vs. Maryland

Item White Oak Maryland
Gasoline $3.25 $3.46
Tire Balancing $59.0 $59.92

Detailed White Oak Utilities Costs Vs. Maryland

Item White Oak Maryland
All Electricity $222.47 $193.99
Phone $197.37 $192.25

White Oak SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
9
Affordability
3
Diversity
9
Safety
N/A
Amenities
9
Education
8
Commute
3

Cost Of Living In Cities Around White Oak

The cost of living varies in the cities and towns around White Oak. Here's a quick look at the cost of living in the most populous nearby places:

  • Silver Spring, MD has a cost of living index of 152, 1.1x White Oak.

  • Olney, MD has a cost of living index of 153, 1.1x White Oak.

  • Ilchester, MD has a cost of living index of 136, 1.0x White Oak.

City Population Cost Of Living Vs. White Oak
Silver Spring, MD 82,129 152 1.1x
Olney, MD 36,000 153 1.1x
Ilchester, MD 27,552 136 1.0x
Fairland, MD 26,183 133 1.0x
North Laurel, MD 25,201 132 1.0x
North Potomac, MD 23,994 172 1.3x
Calverton, MD 17,721 132 1.0x
Adelphi, MD 17,210 127 0.9x
Glenmont, MD 16,529 138 1.0x
Kemp Mill, MD 14,437 145 1.1x

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