Cost of living in White Oak research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means White Oak is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in White Oak is 136, with 100 being the average.
The cost of living index in White Oak is 1.4x higher than the national average.
White Oak ranks as the #141 cheapest in Maryland out of 194.
White Oak ranks as the #5,256 cheapest out of 6,489 in the US.
The median home value in White Oak is $559,347.
The median income in White Oak is $80,118.
According to the most recent data on the cost of living, White Oak has an overall cost of living index of 136, which is 1.4x higher than the national index of 100.
Compared to Maryland, White Oak has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in White Oak ranks as #141 most affordable out of the 194 places we measured in Maryland. By definition, that implies White Oak ranks as the #53 most expensive place in the Old Line State.
For more reading on life in White Oak, check out:
Six factors go into calculating the cost of living index in White Oak. Here is how it fairs on each of the criteria:
The Services index in White Oak is 107.
The Groceries index in White Oak is 106.
The Health index in White Oak is 99.
The Housing index in White Oak is 205.
The Transportation index in White Oak is 97.
The Utilities index in White Oak is 108.
| Living Expense | White Oak | Maryland | National Average | |
|---|---|---|---|---|
| Overall | 136 | 121 | 100 | |
| Services | 107 | 105 | 100 | |
| Groceries | 106 | 107 | 100 | |
| Health | 99 | 96 | 100 | |
| Housing | 205 | 150 | 100 | |
| Transportation | 97 | 99 | 100 | |
| Utilities | 108 | 113 | 100 | |
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in White Oak is $559,347.
The Median Rent in White Oak is $1,784.
The Median Income in White Oak is $80,118.
The Home Value To Income in White Oak is 7.0x.
The Rent To Monthly Income in White Oak is 0.27x.
The cost of living varies in the cities and towns around White Oak. Here's a quick look at the cost of living in the most populous nearby places:
Silver Spring, MD has a cost of living index of 152, 1.1x White Oak.
Olney, MD has a cost of living index of 153, 1.1x White Oak.
Ilchester, MD has a cost of living index of 136, 1.0x White Oak.
| City | Population | Cost Of Living | Vs. White Oak |
|---|---|---|---|
| Silver Spring, MD | 82,129 | 152 | 1.1x |
| Olney, MD | 36,000 | 153 | 1.1x |
| Ilchester, MD | 27,552 | 136 | 1.0x |
| Fairland, MD | 26,183 | 133 | 1.0x |
| North Laurel, MD | 25,201 | 132 | 1.0x |
| North Potomac, MD | 23,994 | 172 | 1.3x |
| Calverton, MD | 17,721 | 132 | 1.0x |
| Adelphi, MD | 17,210 | 127 | 0.9x |
| Glenmont, MD | 16,529 | 138 | 1.0x |
| Kemp Mill, MD | 14,437 | 145 | 1.1x |