What is the cost of living in North Potomac, MD?
According to the most recent data on the cost of living, North Potomac has an overall cost of living index of 176, which is 1.8x higher than the national index of 100.
Compared to Maryland, North Potomac has a cost of living index that's 1.5x higher than Maryland's index of 121.
The standard of living in North Potomac ranks as #189 most affordable out of the 195 places we measured in Maryland. By definition, that implies North Potomac ranks as the #6 most expensive place in the Old Line State.
For more reading on life in North Potomac, check out:
North Potomac Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in North Potomac. Here is how it fares on each of the criteria:
The Services index in North Potomac is 105.
The Groceries index in North Potomac is 113.
The Health index in North Potomac is 324.
The Housing index in North Potomac is 116.
The Transportation index in North Potomac is 111.
The Utilities index in North Potomac is 107.
| Living Expense | North Potomac | Maryland | National Average |
|---|---|---|---|
| Overall | 176 | 121 | 100 |
| Services | 105 | 104 | 100 |
| Groceries | 113 | 107 | 100 |
| Health | 324 | 152 | 100 |
| Housing | 116 | 109 | 100 |
| Transportation | 111 | 108 | 100 |
| Utilities | 107 | 109 | 100 |
North Potomac Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in North Potomac Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
North Potomac, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in North Potomac is $911,608.
The Median Rent in North Potomac is $2,413.
The Median Income in North Potomac is $186,514.
The Home Value To Income in North Potomac is 4.9x.
The Rent To Monthly Income in North Potomac is 0.16x.
| Statistic | North Potomac | Maryland | United States |
|---|---|---|---|
| Median Home Value | $911,608 | $429,704 | $332,700 |
| Median Rent | $2,413 | $1,705 | $1,413 |
| Median Income | $186,514 | $103,678 | $80,734 |
| Home Value To Income | 4.9x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.2x | 0.21x |
North Potomac, MD Costs By Category
Detailed North Potomac Services costs vs. Maryland
| Item | North Potomac | Maryland |
|---|---|---|
| Shampoo | $1.51 | $1.28 |
| Movie | $15.69 | $12.13 |
| Bowling | $24.83 | $18 |
| Haircut | $26.11 | $24.26 |
| Beauty Salon | $70.08 | $45.56 |
Detailed North Potomac Groceries costs vs. Maryland
| Item | North Potomac | Maryland |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.49 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $11.1 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed North Potomac Health costs vs. Maryland
| Item | North Potomac | Maryland |
|---|---|---|
| Optometrist | $92.0 | $125.68 |
| Doctor | $135.03 | $135.78 |
| Dentist | $117.67 | $113.29 |
Detailed North Potomac Transportation costs vs. Maryland
| Item | North Potomac | Maryland |
|---|---|---|
| Gasoline | $3.25 | $3.46 |
| Tire Balancing | $59.0 | $59.92 |
Detailed North Potomac Utilities costs vs. Maryland
| Item | North Potomac | Maryland |
|---|---|---|
| All Electricity | $222.47 | $193.99 |
| Phone | $197.37 | $192.25 |
North Potomac SnackAbility
Cost Of Living In Cities Around North Potomac
The cost of living varies in the cities and towns around North Potomac. Here's a quick look at the cost of living in the most populous nearby places:
Germantown, MD has a cost of living index of 135, 0.8x North Potomac.
Gaithersburg, MD has a cost of living index of 141, 0.8x North Potomac.
Rockville, MD has a cost of living index of 157, 0.9x North Potomac.
| City | Population | Cost Of Living | Vs. North Potomac |
|---|---|---|---|
| Germantown, MD | 90,719 | 135 | 0.8x |
| Gaithersburg, MD | 69,825 | 141 | 0.8x |
| Rockville, MD | 67,671 | 157 | 0.9x |
| Potomac, MD | 45,902 | 199 | 1.1x |
| Olney, MD | 35,797 | 153 | 0.9x |
| Clarksburg, MD | 30,487 | 156 | 0.9x |
| Redland, MD | 18,665 | 141 | 0.8x |
| Colesville, MD | 14,519 | 145 | 0.8x |
| Kemp Mill, MD | 13,042 | 147 | 0.8x |
| Travilah, MD | 11,721 | 225 | 1.3x |








