What is the cost of living in White Oak, MD?
According to the most recent data on the cost of living, White Oak has an overall cost of living index of 135, which is 1.4x higher than the national index of 100.
Compared to Maryland, White Oak has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in White Oak ranks as #130 most affordable out of the 195 places we measured in Maryland. By definition, that implies White Oak ranks as the #65 most expensive place in the Old Line State.
For more reading on life in White Oak, check out:
White Oak Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in White Oak. Here is how it fares on each of the criteria:
The Services index in White Oak is 103.
The Groceries index in White Oak is 110.
The Health index in White Oak is 200.
The Housing index in White Oak is 113.
The Transportation index in White Oak is 106.
The Utilities index in White Oak is 110.
| Living Expense | White Oak | Maryland | National Average |
|---|---|---|---|
| Overall | 135 | 121 | 100 |
| Services | 103 | 104 | 100 |
| Groceries | 110 | 107 | 100 |
| Health | 200 | 152 | 100 |
| Housing | 113 | 109 | 100 |
| Transportation | 106 | 108 | 100 |
| Utilities | 110 | 109 | 100 |
White Oak Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in White Oak Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
White Oak, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in White Oak is $587,403.
The Median Rent in White Oak is $1,808.
The Median Income in White Oak is $83,370.
The Home Value To Income in White Oak is 7.0x.
The Rent To Monthly Income in White Oak is 0.26x.
White Oak, MD Costs By Category
Detailed White Oak Services costs vs. Maryland
Detailed White Oak Groceries costs vs. Maryland
Detailed White Oak Health costs vs. Maryland
Detailed White Oak Transportation costs vs. Maryland
White Oak SnackAbility
Cost Of Living In Cities Around White Oak
The cost of living varies in the cities and towns around White Oak. Here's a quick look at the cost of living in the most populous nearby places:
Silver Spring, MD has a cost of living index of 155, 1.1x White Oak.
Olney, MD has a cost of living index of 153, 1.1x White Oak.
Ilchester, MD has a cost of living index of 139, 1.0x White Oak.
| City | Population | Cost Of Living | Vs. White Oak |
|---|---|---|---|
| Silver Spring, MD | 81,462 | 155 | 1.1x |
| Olney, MD | 35,797 | 153 | 1.1x |
| Ilchester, MD | 28,364 | 139 | 1.0x |
| Fairland, MD | 26,231 | 135 | 1.0x |
| North Laurel, MD | 25,563 | 137 | 1.0x |
| North Potomac, MD | 23,922 | 176 | 1.3x |
| Calverton, MD | 17,624 | 133 | 1.0x |
| Adelphi, MD | 17,395 | 127 | 0.9x |
| Glenmont, MD | 17,208 | 140 | 1.0x |
| Colesville, MD | 14,519 | 145 | 1.1x |
