What is the cost of living in Belfast, ME?
According to the most recent data on the cost of living, Belfast has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.
Compared to Maine, Belfast has a cost of living index that's 1.1x higher than Maine's index of 99.
The standard of living in Belfast ranks as #17 most affordable out of the 32 places we measured in Maine. By definition, that implies Belfast ranks as the #15 most expensive place in the Pine Tree State.
For more reading on life in Belfast, check out:
Belfast Cost Of Living Vs. Maine
Six factors go into calculating the cost of living index in Belfast. Here is how it fares on each of the criteria:
The Services index in Belfast is 104.
The Groceries index in Belfast is 103.
The Health index in Belfast is 101.
The Housing index in Belfast is 107.
The Transportation index in Belfast is 112.
The Utilities index in Belfast is 105.
| Living Expense | Belfast | Maine | National Average |
|---|---|---|---|
| Overall | 104 | 99 | 100 |
| Services | 104 | 101 | 100 |
| Groceries | 103 | 100 | 100 |
| Health | 101 | 92 | 100 |
| Housing | 107 | 103 | 100 |
| Transportation | 112 | 109 | 100 |
| Utilities | 105 | 105 | 100 |
Belfast Cost Of Living Compared To Maine Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maine, check out:
Protect your home budget Compare home warranties in Belfast Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Belfast, ME Housing Cost Breakdown
Housing swings affordability the most between places in Maine, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Belfast is $380,696.
The Median Rent in Belfast is $962.
The Median Income in Belfast is $67,679.
The Home Value To Income in Belfast is 5.6x.
The Rent To Monthly Income in Belfast is 0.17x.
Belfast, ME Costs By Category
Detailed Belfast Services costs vs. Maine
Detailed Belfast Groceries costs vs. Maine
Detailed Belfast Health costs vs. Maine
Detailed Belfast Transportation costs vs. Maine
Belfast SnackAbility
Cost Of Living In Cities Around Belfast
The cost of living varies in the cities and towns around Belfast. Here's a quick look at the cost of living in the most populous nearby places:
Bangor, ME has a cost of living index of 98, 0.9x Belfast.
Augusta, ME has a cost of living index of 98, 0.9x Belfast.
Waterville, ME has a cost of living index of 96, 0.9x Belfast.
| City | Population | Cost Of Living | Vs. Belfast |
|---|---|---|---|
| Bangor, ME | 31,938 | 98 | 0.9x |
| Augusta, ME | 19,077 | 98 | 0.9x |
| Waterville, ME | 17,077 | 96 | 0.9x |
| Orono, ME | 11,151 | 101 | 1.0x |
| Brewer, ME | 9,652 | 101 | 1.0x |
| Ellsworth, ME | 8,657 | 99 | 1.0x |
| Rockland, ME | 7,035 | 102 | 1.0x |
| Skowhegan, ME | 6,662 | 93 | 0.9x |
| Gardiner, ME | 6,088 | 97 | 0.9x |
