What is the cost of living in Gardiner, ME?
According to the most recent data on the cost of living, Gardiner has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Maine, Gardiner has a cost of living index that's 1.0x lower than Maine's index of 99.
The standard of living in Gardiner ranks as #7 most affordable out of the 32 places we measured in Maine. By definition, that implies Gardiner ranks as the #25 most expensive place in the Pine Tree State.
For more reading on life in Gardiner, check out:
Gardiner Cost Of Living Vs. Maine
Six factors go into calculating the cost of living index in Gardiner. Here is how it fares on each of the criteria:
The Services index in Gardiner is 102.
The Groceries index in Gardiner is 101.
The Health index in Gardiner is 83.
The Housing index in Gardiner is 103.
The Transportation index in Gardiner is 103.
The Utilities index in Gardiner is 99.
| Living Expense | Gardiner | Maine | National Average |
|---|---|---|---|
| Overall | 97 | 99 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 101 | 100 | 100 |
| Health | 83 | 92 | 100 |
| Housing | 103 | 103 | 100 |
| Transportation | 103 | 109 | 100 |
| Utilities | 99 | 105 | 100 |
Gardiner Cost Of Living Compared To Maine Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maine, check out:
Protect your home budget Compare home warranties in Gardiner Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gardiner, ME Housing Cost Breakdown
Housing swings affordability the most between places in Maine, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gardiner is $284,200.
The Median Rent in Gardiner is $1,113.
The Median Income in Gardiner is $71,782.
The Home Value To Income in Gardiner is 4.0x.
The Rent To Monthly Income in Gardiner is 0.19x.
Gardiner, ME Costs By Category
Detailed Gardiner Services costs vs. Maine
Detailed Gardiner Groceries costs vs. Maine
Detailed Gardiner Health costs vs. Maine
Detailed Gardiner Transportation costs vs. Maine
Gardiner SnackAbility
Cost Of Living In Cities Around Gardiner
The cost of living varies in the cities and towns around Gardiner. Here's a quick look at the cost of living in the most populous nearby places:
Portland, ME has a cost of living index of 120, 1.2x Gardiner.
South Portland, ME has a cost of living index of 119, 1.2x Gardiner.
Westbrook, ME has a cost of living index of 109, 1.1x Gardiner.
| City | Population | Cost Of Living | Vs. Gardiner |
|---|---|---|---|
| Portland, ME | 68,854 | 120 | 1.2x |
| South Portland, ME | 26,930 | 119 | 1.2x |
| Westbrook, ME | 20,775 | 109 | 1.1x |
| Augusta, ME | 19,077 | 98 | 1.0x |
| Brunswick, ME | 17,652 | 107 | 1.1x |
| Bath, ME | 8,815 | 104 | 1.1x |
| Gorham, ME | 7,593 | 117 | 1.2x |
| Topsham, ME | 7,271 | 109 | 1.1x |
| Yarmouth, ME | 6,289 | 127 | 1.3x |
