Coldwater, MI
Demographics And Statistics

Demographics | Crime | Cost Of Living
Updated: 2025-10-25

Living In Coldwater, Michigan Summary

Life in Coldwater research summary. HomeSnacks has been using Saturday Night Science to research the quality of life in Coldwater over the past nine years using Census, FBI, Zillow, and other primary data sources. Based on the most recently available data, we found the following about life in Coldwater:

  • The population in Coldwater is 13,847.

  • The median home value in Coldwater is $211,307.

  • The median income in Coldwater is $50,084.

  • The cost of living in Coldwater is 84 which is 0.8x lower than the national average.

  • The median rent in Coldwater is $912.

  • The unemployment rate in Coldwater is 6.0%.

  • The poverty rate in Coldwater is 19.9%.

  • The average high in Coldwater is 57.8° and the average low is 39.0°.

Coldwater SnackAbility

5
Overall SnackAbility
Jobs
7/10
Housing
5
Affordability
8
Diversity
7
Safety
5
Amenities
8
Education
5
Commute
9.5

Coldwater, MI Crime Report

Crime in Coldwater summary. We use data from the FBI to determine the crime rates in Coldwater. Key points include:

  • There were 232 total crimes in Coldwater in the last reporting year.

  • The overall crime rate per 100,000 people in Coldwater is 1,581.2 / 100k people.

  • The violent crime rate per 100,000 people in Coldwater is 238.5 / 100k people.

  • The property crime rate per 100,000 people in Coldwater is 1,342.7 / 100k people.

  • Overall, crime in Coldwater is -25.39% below the national average.

232
Total Crimes
-25.39%
Below National Average

Crime In Coldwater Comparison Table

Statistic Count
Raw
Coldwater
/ 100k People
Michigan
/ 100k People
National
/ 100k People
Total Crimes Per 100K 232 1,581.2 1,813.2 2,119.2
Violent Crime 35 238.5 434.3 359.0
Murder 0 0.0 5.2 5.0
Robbery 0 0.0 31.3 61.0
Aggravated Assault 23 156.8 341.3 256.0
Property Crime 197 1,342.7 1,378.9 1,760.0
Burglary 10 68.2 184.2 229.0
Larceny 174 1,185.9 963.6 1,272.0
Car Theft 13 88.6 231.0 259.0

Coldwater, MI Cost Of Living

Cost of living in Coldwater summary. We use data on the cost of living to determine how expensive it is to live in Coldwater. Real estate prices drive most of the variance in cost of living around Michigan. Key points include:

  • The cost of living in Coldwater is 84 with 100 being average.

  • The cost of living in Coldwater is 0.8x lower than the national average.

  • The median home value in Coldwater is $211,307.

  • The median income in Coldwater is $50,084.

84
Coldwater's Overall Cost Of Living
0.8x
Lower Than The National Average

Cost Of Living In Coldwater Comparison Table

Living Expense Coldwater Michigan National Average
Overall 84 90 100
Services 91 93 100
Groceries 95 97 100
Health 95 91 100
Housing 58 72 100
Transportation 96 96 100
Utilities 101 99 100

Coldwater, MI Weather

  • The average high in Coldwater is 57.8° and the average low is 39.0°.

  • There are 79.0 days of precipitation each year.

  • Expect an average of 38.0 inches of precipitation each year with 49.5 inches of snow.

StatColdwater
Average Annual High57.8
Average Annual Low39.0
Annual Precipitation Days79.0
Average Annual Precipitation38.0
Average Annual Snowfall49.5
57.8°
Average High
79.0
Days of Rain

Coldwater, MI Photos

Chicago Streetc Looking Westc Coldwaterc Michigan
Source: Public Domain
Waterworkscoldwatermi
Source: Public Domain

Rankings for Coldwater in Michigan

Locations Around Coldwater

Map Of Coldwater, MI

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Coldwater Demographics And Statistics

Population over time in Coldwater

The current population in Coldwater is 13,847. The population has increased 26.1% from 2010.

Year Population % Change
2023 13,847 1.0%
2022 13,704 -0.4%
2021 13,764 12.8%
2020 12,203 -0.3%
2019 12,241 -0.4%
2018 12,284 13.5%
2017 10,819 -0.1%
2016 10,834 -0.3%
2015 10,866 0.0%
2014 10,863 -0.3%
2013 10,896 -0.4%
2012 10,936 -0.4%
2011 10,980 0.0%
2010 10,979 -

Race / Ethnicity in Coldwater

White
82.2% (11,382)
African American
4.9% (683)
American Indian
0.1% (11)
Asian
0.2% (21)
Hawaiian
0.0% (0)
Other
0.0% (0)
Two Or More
3.7% (509)
Hispanic
9.0% (1,241)

Coldwater is:

  • 82.2% White with 11,382 White residents.

  • 4.9% African American with 683 African American residents.

  • 0.1% American Indian with 11 American Indian residents.

  • 0.2% Asian with 21 Asian residents.

  • 0.0% Hawaiian with 0 Hawaiian residents.

  • 0.0% Other with 0 Other residents.

  • 3.7% Two Or More with 509 Two Or More residents.

  • 9.0% Hispanic with 1,241 Hispanic residents.

Race Coldwater MI USA
White 82.2% 73.0% 58.2%
African American 4.9% 13.2% 12.0%
American Indian 0.1% 0.3% 0.5%
Asian 0.2% 3.3% 5.7%
Hawaiian 0.0% 0.0% 0.2%
Other 0.0% 0.4% 0.5%
Two Or More 3.7% 4.1% 3.9%
Hispanic 9.0% 5.7% 19.0%

Gender in Coldwater

Female
48.7% (6,745)
Male
51.3% (7,102)
  • Coldwater is 48.7% female with 6,745 female residents.

  • Coldwater is 51.3% male with 7,102 male residents.

Gender Coldwater MI USA
Female 48.7% 50.4% 50.5%
Male 51.3% 49.6% 49.5%

Highest level of educational attainment in Coldwater for adults over 25

  • 7.0% of adults in Coldwater completed < 9th grade.

  • 6.0% of adults in Coldwater completed 9-12th grade.

  • 38.0% of adults in Coldwater completed high school / ged.

  • 26.0% of adults in Coldwater completed some college.

  • 9.0% of adults in Coldwater completed associate's degree.

  • 10.0% of adults in Coldwater completed bachelor's degree.

  • 2.0% of adults in Coldwater completed master's degree.

  • 1.0% of adults in Coldwater completed professional degree.

  • 1.0% of adults in Coldwater completed doctorate degree.

< 9th Grade
7.0% (969)
9-12th Grade
6.0% (830)
High School / GED
38.0% (5,261)
Some College
26.0% (3,600)
Associate's Degree
9.0% (1,246)
Bachelor's Degree
10.0% (1,384)
Master's Degree
2.0% (276)
Professional Degree
1.0% (138)
Doctorate Degree
1.0% (138)
Education Coldwater MI USA
< 9th Grade 7.0% 3.0% 5.0%
9-12th Grade 6.0% 6.0% 6.0%
High School / GED 38.0% 28.0% 26.0%
Some College 26.0% 22.0% 19.0%
Associate's Degree 9.0% 10.0% 9.0%
Bachelor's Degree 10.0% 19.0% 21.0%
Master's Degree 2.0% 9.0% 10.0%
Professional Degree 1.0% 2.0% 2.0%
Doctorate Degree 1.0% 1.0% 2.0%

Household Income For Coldwater, Michigan

  • 6.2% of households in Coldwater earn Less than $10,000.

  • 4.4% of households in Coldwater earn $10,000 to $14,999.

  • 14.0% of households in Coldwater earn $15,000 to $24,999.

  • 7.2% of households in Coldwater earn $25,000 to $34,999.

  • 18.0% of households in Coldwater earn $35,000 to $49,999.

  • 19.7% of households in Coldwater earn $50,000 to $74,999.

  • 12.6% of households in Coldwater earn $75,000 to $99,999.

  • 10.5% of households in Coldwater earn $100,000 to $149,999.

  • 4.6% of households in Coldwater earn $150,000 to $199,999.

  • 2.7% of households in Coldwater earn $200,000 or more.

Less than $10,000
6.2% (85,695)
$10,000 to $14,999
4.4% (61,555)
$15,000 to $24,999
14.0% (194,322)
$25,000 to $34,999
7.2% (99,575)
$35,000 to $49,999
18.0% (249,239)
$50,000 to $74,999
19.7% (272,172)
$75,000 to $99,999
12.6% (175,011)
$100,000 to $149,999
10.5% (145,742)
$150,000 to $199,999
4.6% (63,366)
$200,000 or more
2.7% (38,019)
Income Coldwater MI USA
Less than $10,000 6.2% 5.0% 4.9%
$10,000 to $14,999 4.4% 3.9% 3.6%
$15,000 to $24,999 14.0% 7.1% 6.6%
$25,000 to $34,999 7.2% 7.6% 6.8%
$35,000 to $49,999 18.0% 11.8% 10.4%
$50,000 to $74,999 19.7% 16.9% 15.7%
$75,000 to $99,999 12.6% 13.4% 12.7%
$100,000 to $149,999 10.5% 16.9% 17.4%
$150,000 to $199,999 4.6% 8.3% 9.3%
$200,000 or more 2.7% 9.0% 12.6%

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