What is the cost of living in Flat Rock, MI?
According to the most recent data on the cost of living, Flat Rock has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to Michigan, Flat Rock has a cost of living index that's 1.0x higher than Michigan's index of 91.
The standard of living in Flat Rock ranks as #88 most affordable out of the 179 places we measured in Michigan. By definition, that implies Flat Rock ranks as the #91 most expensive place in the Wolverine State.
For more reading on life in Flat Rock, check out:
Flat Rock Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Flat Rock. Here is how it fares on each of the criteria:
The Services index in Flat Rock is 96.
The Groceries index in Flat Rock is 100.
The Health index in Flat Rock is 87.
The Housing index in Flat Rock is 101.
The Transportation index in Flat Rock is 103.
The Utilities index in Flat Rock is 101.
| Living Expense | Flat Rock | Michigan | National Average |
|---|---|---|---|
| Overall | 93 | 91 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 100 | 98 | 100 |
| Health | 87 | 75 | 100 |
| Housing | 101 | 98 | 100 |
| Transportation | 103 | 101 | 100 |
| Utilities | 101 | 98 | 100 |
Flat Rock Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Flat Rock Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Flat Rock, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Flat Rock is $257,472.
The Median Rent in Flat Rock is $919.
The Median Income in Flat Rock is $81,585.
The Home Value To Income in Flat Rock is 3.2x.
The Rent To Monthly Income in Flat Rock is 0.14x.
Flat Rock, MI Costs By Category
Detailed Flat Rock Services costs vs. Michigan
Detailed Flat Rock Groceries costs vs. Michigan
Detailed Flat Rock Health costs vs. Michigan
Detailed Flat Rock Transportation costs vs. Michigan
Flat Rock SnackAbility
Cost Of Living In Cities Around Flat Rock
The cost of living varies in the cities and towns around Flat Rock. Here's a quick look at the cost of living in the most populous nearby places:
Dearborn, MI has a cost of living index of 97, 1.0x Flat Rock.
Westland, MI has a cost of living index of 92, 1.0x Flat Rock.
Taylor, MI has a cost of living index of 88, 0.9x Flat Rock.
| City | Population | Cost Of Living | Vs. Flat Rock |
|---|---|---|---|
| Dearborn, MI | 107,423 | 97 | 1.0x |
| Westland, MI | 83,633 | 92 | 1.0x |
| Taylor, MI | 62,081 | 88 | 0.9x |
| Dearborn Heights, MI | 61,771 | 93 | 1.0x |
| Lincoln Park, MI | 39,257 | 87 | 0.9x |
| Southgate, MI | 29,366 | 94 | 1.0x |
| Allen Park, MI | 27,925 | 94 | 1.0x |
| Wyandotte, MI | 24,489 | 88 | 0.9x |
| Trenton, MI | 18,125 | 96 | 1.0x |
| Woodhaven, MI | 12,690 | 98 | 1.1x |
