What is the cost of living in Hillsdale, MI?
According to the most recent data on the cost of living, Hillsdale has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Michigan, Hillsdale has a cost of living index that's 1.0x lower than Michigan's index of 91.
The standard of living in Hillsdale ranks as #48 most affordable out of the 179 places we measured in Michigan. By definition, that implies Hillsdale ranks as the #131 most expensive place in the Wolverine State.
For more reading on life in Hillsdale, check out:
Hillsdale Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Hillsdale. Here is how it fares on each of the criteria:
The Services index in Hillsdale is 98.
The Groceries index in Hillsdale is 97.
The Health index in Hillsdale is 59.
The Housing index in Hillsdale is 98.
The Transportation index in Hillsdale is 103.
The Utilities index in Hillsdale is 93.
| Living Expense | Hillsdale | Michigan | National Average |
|---|---|---|---|
| Overall | 87 | 91 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 59 | 75 | 100 |
| Housing | 98 | 98 | 100 |
| Transportation | 103 | 101 | 100 |
| Utilities | 93 | 98 | 100 |
Hillsdale Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Hillsdale Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hillsdale, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hillsdale is $199,153.
The Median Rent in Hillsdale is $812.
The Median Income in Hillsdale is $51,038.
The Home Value To Income in Hillsdale is 3.9x.
The Rent To Monthly Income in Hillsdale is 0.19x.
Hillsdale, MI Costs By Category
Detailed Hillsdale Services costs vs. Michigan
Detailed Hillsdale Groceries costs vs. Michigan
Detailed Hillsdale Health costs vs. Michigan
Detailed Hillsdale Transportation costs vs. Michigan
Hillsdale SnackAbility
Cost Of Living In Cities Around Hillsdale
The cost of living varies in the cities and towns around Hillsdale. Here's a quick look at the cost of living in the most populous nearby places:
Holt, MI has a cost of living index of 98, 1.1x Hillsdale.
Defiance, OH has a cost of living index of 85, 1.0x Hillsdale.
Saline, MI has a cost of living index of 109, 1.3x Hillsdale.
| City | Population | Cost Of Living | Vs. Hillsdale |
|---|---|---|---|
| Holt, MI | 25,316 | 98 | 1.1x |
| Defiance, OH | 17,276 | 85 | 1.0x |
| Saline, MI | 9,006 | 109 | 1.3x |
| Napoleon, OH | 8,802 | 87 | 1.0x |
| Tecumseh, MI | 8,646 | 92 | 1.1x |
| Bryan, OH | 8,631 | 87 | 1.0x |
| Mason, MI | 8,249 | 95 | 1.1x |
| Wauseon, OH | 7,505 | 90 | 1.0x |
| Marshall, MI | 6,804 | 91 | 1.0x |
| Eaton Rapids, MI | 5,183 | 89 | 1.0x |
