Rockford, MI Cost Of Living

The latest cost of living statistics for Rockford. Includes statistics on rent, mortgages, healthcare, and other costs for Rockford compared to the state and national averages.

Cost of living in Rockford, Michigan

Cost of living in Rockford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Rockford is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Michigan, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

105 Cost of living index 1.1x higher vs US
#153 Cheapest in Michigan (of 179)
#3,072 Cheapest in the U.S. (of 6,489)
$450,322 Median home value
$1,111 Median rent
$107,121 Median income
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What is the cost of living in Rockford, MI?

According to the most recent data on the cost of living, Rockford has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.

Compared to Michigan, Rockford has a cost of living index that's 1.2x higher than Michigan's index of 91.

The standard of living in Rockford ranks as #153 most affordable out of the 179 places we measured in Michigan. By definition, that implies Rockford ranks as the #26 most expensive place in the Wolverine State.

For more reading on life in Rockford, check out:

Rockford Cost Of Living Vs. Michigan

Six factors go into calculating the cost of living index in Rockford. Here is how it fares on each of the criteria:

  • The Services index in Rockford is 100.

  • The Groceries index in Rockford is 97.

  • The Health index in Rockford is 112.

  • The Housing index in Rockford is 100.

  • The Transportation index in Rockford is 100.

  • The Utilities index in Rockford is 97.

Living Expense Rockford Michigan National Average
Overall 105 91 100
Services 100 97 100
Groceries 97 98 100
Health 112 75 100
Housing 100 98 100
Transportation 100 101 100
Utilities 97 98 100

Rockford Cost Of Living Compared To Michigan Averages

Services
Rockford 100
Michigan avg 97
Groceries
Rockford 97
Michigan avg 98
Health
Rockford 112
Michigan avg 75
Housing
Rockford 100
Michigan avg 98
Transportation
Rockford 100
Michigan avg 101
Utilities
Rockford 97
Michigan avg 98

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Michigan, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Rockford, MI Housing Cost Breakdown

$450,322Median Home Value
$1,111Median Rent
$107,121Median Income

Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Rockford is $450,322.

  • The Median Rent in Rockford is $1,111.

  • The Median Income in Rockford is $107,121.

  • The Home Value To Income in Rockford is 4.2x.

  • The Rent To Monthly Income in Rockford is 0.12x.

Statistic Rockford Michigan United States
Median Home Value $450,322 $259,857 $332,700
Median Rent $1,111 $1,129 $1,413
Median Income $107,121 $72,875 $80,734
Home Value To Income 4.2x 3.6x 4.1x
Rent To Monthly Income 0.12x 0.19x 0.21x

Rockford, MI Costs By Category

Detailed Rockford Services costs vs. Michigan
Item Rockford Michigan
Shampoo $1.4 $1.28
Movie $11.22 $12.13
Bowling $22.17 $18
Haircut $24.53 $24.26
Beauty Salon $56.27 $45.56
Detailed Rockford Groceries costs vs. Michigan
Item Rockford Michigan
Ground Beef $5.51 $5.84
Fried Chicken $1.69 $1.57
Milk $4.84 $4.67
Potatoes $4.77 $4.93
Pizza $10.99 $12.09
Beer $9.38 $10.41
Toothpaste $3.64 $3.7
Detailed Rockford Health costs vs. Michigan
Item Rockford Michigan
Optometrist $91.4 $125.68
Doctor $139.14 $135.78
Dentist $120.35 $113.29
Detailed Rockford Transportation costs vs. Michigan
Item Rockford Michigan
Gasoline $3.42 $3.46
Tire Balancing $60.57 $59.92
Detailed Rockford Utilities costs vs. Michigan
Item Rockford Michigan
All Electricity $180.47 $193.99
Phone $184.98 $192.25

Rockford SnackAbility

6Overall SnackAbility
Jobs 7/10
Housing 8/10
Affordability 8.5/10
Diversity 6/10
Safety 8/10
Amenities 8/10
Education 8.5/10
Commute 7/10

Cost Of Living In Cities Around Rockford

The cost of living varies in the cities and towns around Rockford. Here's a quick look at the cost of living in the most populous nearby places:

  • Grand Rapids, MI has a cost of living index of 98, 0.9x Rockford.

  • Wyoming, MI has a cost of living index of 92, 0.9x Rockford.

  • Kentwood, MI has a cost of living index of 94, 0.9x Rockford.

City Population Cost Of Living Vs. Rockford
Grand Rapids, MI 198,535 98 0.9x
Wyoming, MI 77,353 92 0.9x
Kentwood, MI 54,296 94 0.9x
Forest Hills, MI 28,695 120 1.1x
Walker, MI 25,386 101 1.0x
Grandville, MI 16,356 94 0.9x
Northview, MI 15,268 100 1.0x
East Grand Rapids, MI 11,445 125 1.2x
Comstock Park, MI 10,577 93 0.9x
Belding, MI 5,960 89 0.8x