St. Clair Shores, MI Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In St. Clair Shores, MI Summary

Cost of living in St. Clair Shores research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Clair Shores is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Michigan, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Clair Shores is 96, with 100 being the average.

  • The cost of living index in St. Clair Shores is 1.0x lower than the national average.

  • St. Clair Shores ranks as the #109 cheapest in Michigan out of 180.

  • St. Clair Shores ranks as the #2,104 cheapest out of 6,489 in the US.

  • The median home value in St. Clair Shores is $227,853.

  • The median income in St. Clair Shores is $72,693.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
96
St. Clair Shores's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in St. Clair Shores, MI?

According to the most recent data on the cost of living, St. Clair Shores has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.

Compared to Michigan, St. Clair Shores has a cost of living index that's 1.1x higher than Michigan's index of 90.

The standard of living in St. Clair Shores ranks as #109 most affordable out of the 180 places we measured in Michigan. By definition, that implies St. Clair Shores ranks as the #71 most expensive place in the Wolverine State.

For more reading on life in St. Clair Shores, check out:

109 out of 180
In Michigan
2,104 out of 6,489
In America

St. Clair Shores Cost Of Living Vs. Michigan

Six factors go into calculating the cost of living index in St. Clair Shores. Here is how it fairs on each of the criteria:

  • The Services index in St. Clair Shores is 100.

  • The Groceries index in St. Clair Shores is 103.

  • The Health index in St. Clair Shores is 100.

  • The Housing index in St. Clair Shores is 86.

  • The Transportation index in St. Clair Shores is 100.

  • The Utilities index in St. Clair Shores is 93.

Living Expense St. Clair Shores Michigan National Average
Overall 96 90 100
Services 100 93 100
Groceries 103 97 100
Health 100 91 100
Housing 86 72 100
Transportation 100 96 100
Utilities 93 99 100
For more reading on cost of living around Michigan, check out:
St. Clair Shores Cost of Living Vs. MI

St. Clair Shores, MI Housing Cost Breakdown

Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in St. Clair Shores is $227,853.

  • The Median Rent in St. Clair Shores is $1,143.

  • The Median Income in St. Clair Shores is $72,693.

  • The Home Value To Income in St. Clair Shores is 3.1x.

  • The Rent To Monthly Income in St. Clair Shores is 0.19x.

Statistic St. Clair Shores Michigan United States
Median Home Value $227,853 $258,642 $303,400
Median Rent $1,143 $1,084 $1,348
Median Income $72,693 $71,149 $78,538
Home Value To Income 3.1x 3.6x 3.9x
Rent To Monthly Income 0.19x 0.18x 0.21x
$227,853
Median Home Value
$1,143
Median Rent
$72,693
Median Income

St. Clair Shores, MI Costs By Category

Detailed St. Clair Shores Services Costs Vs. Michigan

Item St. Clair Shores Michigan
Shampoo $1.13 $1.28
Movie $12.99 $12.13
Bowling $12.33 $18
Haircut $16.8 $24.26
Beauty Salon $24.78 $45.56

Detailed St. Clair Shores Groceries Costs Vs. Michigan

Item St. Clair Shores Michigan
Ground Beef $5.75 $5.84
Fried Chicken $1.41 $1.57
Milk $4.78 $4.67
Potatoes $4.8 $4.93
Pizza $8.99 $12.09
Beer $9.04 $10.41
Toothpaste $3.66 $3.7

Detailed St. Clair Shores Health Costs Vs. Michigan

Item St. Clair Shores Michigan
Optometrist $85.0 $125.68
Doctor $103.33 $135.78
Dentist $91.0 $113.29

Detailed St. Clair Shores Transportation Costs Vs. Michigan

Item St. Clair Shores Michigan
Gasoline $3.35 $3.46
Tire Balancing $56.0 $59.92

Detailed St. Clair Shores Utilities Costs Vs. Michigan

Item St. Clair Shores Michigan
All Electricity $219.2 $193.99
Phone $184.44 $192.25

St. Clair Shores SnackAbility

8.5
/10
Overall SnackAbility
Jobs
7/10
Housing
7
Affordability
8
Diversity
6
Safety
8
Amenities
9.5
Education
8
Commute
6

Cost Of Living In Cities Around St. Clair Shores

The cost of living varies in the cities and towns around St. Clair Shores. Here's a quick look at the cost of living in the most populous nearby places:

  • Warren, MI has a cost of living index of 95, 1.0x St. Clair Shores.

  • Troy, MI has a cost of living index of 120, 1.2x St. Clair Shores.

  • Rochester Hills, MI has a cost of living index of 118, 1.2x St. Clair Shores.

City Population Cost Of Living Vs. St. Clair Shores
Warren, MI 138,128 95 1.0x
Troy, MI 87,307 120 1.2x
Rochester Hills, MI 76,086 118 1.2x
Royal Oak, MI 57,880 107 1.1x
Roseville, MI 47,240 93 1.0x
Eastpointe, MI 34,003 88 0.9x
Birmingham, MI 21,612 149 1.6x
Grosse Pointe Woods, MI 16,177 112 1.2x
Mount Clemens, MI 15,567 89 0.9x
Harper Woods, MI 15,205 91 0.9x

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